Early Repayment Fee Clause Samples

Early Repayment Fee. For fixed-rate loans: If paid off / closed: 2% (but no more than the maximum threshold per period, as stipulated herein). X% of the amount paid towards the outstanding principal balance – if the prepaid amount is more than 0-Yx the scheduled monthly principal, accrued interest and insurance premium at the time of payment. This provision applies during a calendar month, once only. X% if paid off with own funds. Z% of the amount paid towards the outstanding principal balance – if the prepaid amount is more than Yx the scheduled monthly principal, accrued interest and insurance premium at the time of payment. But no more than: 2% - with more than 24 months left to credit maturity 1% - with 12 to 24 months left to credit maturity 0.5% - with 6 to 12 months left to credit maturity 0% - with less than 6 months left to credit maturity If paid off / closed: 0.5% (but no more than the maximum threshold per period, as stipulated herein). X% of the amount paid towards the outstanding principal balance – if the prepaid amount is more than 0-Yx the scheduled monthly principal, accrued interest and insurance premium at the time of payment. This provision applies during a calendar month, once only. X% if paid off with own funds. Z% of the amount paid towards the outstanding principal balance – if the prepaid amount is more than Yx the scheduled monthly principal, accrued interest and insurance premium at the time of payment. But no more than: 0.5% - with more than 6 left until the expiration of the agreement 0% - with less than 6 months left until the expiration of the agreement

Early Repayment Fee. For fixed-rate loans: For adjustable-rate loans (tied to a Refinancing index):

Early Repayment Fee. X% of the prepaid amount (the amount paid to settle the outstanding principal balance) if the early payment equals 0x the scheduled monthly payment of the principal, interest and insurance at the time of payment. X% if prepaid with own funds. But no more than: 2% - if more than 24 months remain to credit maturity 1% - if 12 to 24 months remain to credit maturity 0.5% - if 6 to 12 months remain to credit maturity 0% - if less than 6 months remains to credit maturity

Early Repayment Fee. For any asset repurchased by any Seller prior to such asset's related Repurchase Date, such Seller shall pay the applicable Early Repayment Fee to Buyer; provided, that the sum of all Early Repayment Fees shall not exceed the Repayment Fee and payments of any Early Repayment Fees shall reduce the Repayment Fee owed.

Early Repayment Fee. ① If you wish to repay the loan you received from the Bank before the agreed loan due date (including the extended due date if the due date has been extended, hereinafter the same must apply), you must pay the early repayment fee under Article 1. ② Calculation of loan remaining days, etc. must be completed as follows. 1. Loan remaining days refer to the number of days from the repayment date to the day before the agreed loan due date, regardless of the repayment method, and is obtained by subtracting the number of elapsed days (the number of days from the first loan date to the repayment date) from the loan period. 2. The “loan period” is calculated as the number of days from the initial loan date to the agreed upon loan due date, but is set at 3 years (days) even if it exceeds 3 years. 3. The early repayment fee is applied within 3 years (including term extension) from the initial loan date. ③ In the following cases, the early repayment fee will be waived. 1. In the event that the loan remaining period is less than 1 month 2. In the event of exchanging foreign currency loans for other currencies (including KRW) 3. In the event of unavoidable early repayment due to the promotion of national projects for public interest, such as public expropriation of collateral items. 4. In the event of repayment of a deposit-secured loan (referring to a loan that is handled entirely within the effective collateral value range determined by the Bank using bank deposits, savings, installments, money trust beneficiary rights, etc. as collateral) 5. In the event of repayment of policy loan before the due date 6. In the event that the Bank recovers the loan before the due date due to loss of overdue profit, offset, corporate restructuring work (work-out), etc. 7. In the event of death of debtor or natural disaster

Early Repayment Fee. For fixed-rate loans: If paid off / closed: 2% (but no more than the maximum threshold per period, as stipulated herein). X% of the amount paid towards the outstanding principal balance – if the prepaid amount is more than 0-Yx the scheduled monthly principal, accrued interest and insurance premium at the time of payment. This provision applies during a calendar month, once only. X% if paid off with own funds. Z% of the amount paid towards the outstanding principal balance – if the prepaid amount is more than Yx the scheduled monthly principal, accrued interest and insurance premium at the time of payment. But no more than: 2% - with more than 24 months left to credit maturity 1% - with 12 to 24 months left to credit maturity 0.5% - with 6 to 12 months left to credit maturity 0% - with less than 6 months left to credit maturity For adjustable-rate loans (tied to a Refinancing/ Euribor/Sofr index): If paid off / closed: 0.5% (but no more than the maximum threshold per period, as stipulated herein). X% of the amount paid towards the outstanding principal balance – if the prepaid amount is more than 0-Yx the scheduled monthly principal, accrued interest and insurance premium at the time of payment. This provision applies during a calendar month, once only. X% if paid off with own funds. Z% of the amount paid towards the outstanding principal balance – if the prepaid amount is more than Yx the scheduled monthly principal, accrued interest and insurance premium at the time of payment. But no more than: 0.5% - with more than 6 left until the expiration of the agreement 0% - with less than 6 months left until the expiration of the agreement

Early Repayment Fee. In the event that the Borrower makes any repayment of the Loan, either voluntary or mandatory, in accordance with the provisions of Clauses 5.2 and 5.3, respectively, by 30 May 2024, the Borrower shall pay the Lender, on the date of the corresponding repayment, in addition to the amounts required by virtue of this Agreement in relation to the relevant repayment, the Interest that would have accrued, and therefore capitalized, until 30 May 2024 inclusive.

Early Repayment Fee. ☑ Subject to fee ☐ Not subject to fee ☑ The early repayment fee is calculated as the amount of the early repayment loan x the early repayment interest rate x (number of days remaining on the loan ÷ loan period). It applies up to (3) years (including the extension of period) from the initial loan date. ※ Early repayment interest rate: ( 1.2) % ☐ Others ( ) Loan Limit Agreement Fee ☐ Subject to fee ☑ Not subject to fee ☐ Credit limit agreed amount × ( )% × agreement period ÷ 365 days (366 days in leap years, 360 days for foreign currency loans)

Early Repayment Fee. 14 Article 8: Representations, Warranties and Indemnification by VDSE and Vasco................................14 8.1