DEPOSITS AND DEPOSITED EFFECTS. THE BANK shall receive from the CUSTOMER deposits of one Balboa / US dollar onwards (legal currency and country) but may reject from THE CUSTOMER any deposit, limit the amount that can be deposited, return to THE CUSTOMER all or part of a Deposit, close his account whenever it deems it convenient without requiring to have a justified cause or reason. Deposits to the checking account shall be made in the special forms of THE BANK, and THE CUSTOMER shall fill in all the data required in them. When depositing checks, drafts, money orders or any other negotiable effects, THE CUSTOMER convenes that they are received by THE BANK in its capacity as collection agent of THE CUSTOMER and for the account and risk of the latter and subject to subsequent verification, that is to say, for collection, for which their amounts shall be available only after they have been actually paid to THE BANK. THE BANK assumes no responsibility other than to act with the same diligence and care that men ordinarily employ in their business. THE BANK may send the checks and other negotiable effects to its correspondents, but shall not be responsible for the negligence of such correspondents. The BANK shall not be responsible for losses that occur in transit, that is to say, in the transmission of checks and other negotiable effects to its correspondent and, from one correspondent to another. Each one of the correspondents shall be responsible for their own fault or negligence. The notation of any sum, reflected in the deposited checks, is merely provisional, therefore THE BANK has the right to debit at any time the amount of any check or negotiable effect that, having been deposited, was not paid to THE BANK for any reason. The power of THE BANK to debit the account for effects not paid thereto subsists even when the effect in question cannot be returned because it has been lost, misplaced or destroyed. In the case of cash in the deposits made in the night mailboxes or similar deposits or at convenient ATMs, or deposit by stock exchange through agencies for the management of stock or stock exchanges over the counter, they shall also be accepted subject to later verification by THE BANK. If for any circumstance THE BANK allows the Customer to draw against the effects deposited on collection, THE BANK reserves the right to charge an additional free every time this authorization is given. In addition, in cases wherein THE CUSTOMER or other person deposits checks, drafts or other neg...
