Handling of Items. We act only as a collecting agent for any items deposited. Any deposit that we accept will be provisional and will be subject to subsequent payment verification. We are not responsible for any deposit or other transaction initiated by mail until the item is actually received. We will not be responsible for any deposit or other transaction made through the use of our night depository or any other unattended facility until the item or items are actually removed from the depository or facility by our personnel. We will not be responsible for any deposit or other transaction during the course of delivery to us by any courier or other third party until the item or items are actually received by our personnel. We have the right to endorse all checks payable to you for deposit into your Account. We will not be liable for the negligence of any correspondent bank or institution nor for any loss incurred in transit when items are forwarded to correspondents. We will not be liable for any delay as a result of any interruption of communication facilities or any other circumstances beyond our control. You agree to bear the risk of any change in the exchange rate with respect to any items that may be payable in foreign currency. You agree that we may charge back any item before payment without notice, regardless of whether the item has been returned. You agree that, if a check that has been deposited to your Account or cashed by you at the Credit Union is subsequently returned based upon a breach or alleged breach of any transfer warranty, presentment warranty, or otherwise, we may charge back the amount of any such item to your Account at any time without notice. You agree that we may resubmit an item that has been returned to us for payment, and you waive notice that an item has been dishonored or charged back against your Account. You also agree that, if we are charged a fee by any other institution in connection with any of your Accounts that fee expense may be charged to your Account. Requesting a hold on any deposit will not alter or release you from your responsibilities for that item. An item can be returned unpaid for up to three years for fraud or forgery. Acceptance of your deposit does not guarantee collectability.
Handling of Items. We act only as a collecting agent for any items deposited.Any deposit that we accept will be provisional and will be subject to subsequent payment verification. Just because we have made funds from a deposited check or other item available for withdrawal does not mean that the item is “good,” has “cleared,”
Handling of Items a. Bank requires an account signature card on file with the Account Holder’s signature.
Handling of Items. We will handle Items as specified below:
Handling of Items. The Participating Racetracks, their bank service providers, the Clearing Bank, InCompass and their respective agents and service providers act only as collecting agents for items credited, and assume no responsibility beyond their exercise of ordinary care. Participating Racetracks, their service provider banks and the Clearing Bank accept wires and other Funds Transfers subject to the subsequent verification of the funds. All items are credited subject to final payment in cash or solvent credits. A Participating Racetrack, its service provider banks, the Clearing Bank and InCompass may withhold all or part of the proceeds of any addition of funds to my Accounts until final payment is received in cash or solvent credits. No item in the addition of funds to my Account shall be deemed finally paid because a portion of the addition to the Account is deducted and withdrawn in cash. Participating Racetracks, their service provider banks, and the Clearing Bank may forward items to service providers and correspondents, and shall not be liable for default or negligence of service providers and correspondents selected with ordinary care, nor for Losses in transit. Items and their proceeds may be handled by Clearing Bank, any service provider or correspondent bank, Federal Reserve Bank or clearing house in accordance with any applicable rule, common usage, policy, procedure or any other lawful practice.
