Consumer Credit Laws definition

Consumer Credit Laws means all laws, rules, regulations, codes, ordinances, orders, decrees, judgments, injunctions, notices or binding agreements issued, promulgated or entered into by any Governmental Authority, relating in any way to consumer credit, including the origination, brokering, marketing, servicing or collection of consumer loans.
Consumer Credit Laws means the requirements of all applicable federal, state and local laws, ordinances, codes, rules, regulations and guidelines (including consent decrees and administrative orders) relating to consumer credit and protection or the rent-to-own industry, including without limitation, usury laws, the Federal Truth-in- Lending Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act, the Magnxxxx-Xxxx Xxxranty Act, Federal Reserve Board Regulations B, M and Z, state adaptations of the National Consumer Act and of the Uniform Consumer Credit Code, and laws regarding unfair and deceptive practices, and any and all other Consumer Credit Laws regarding the ability of a Person to charge interest
Consumer Credit Laws means all Legal Requirements related to consumer protection or the extension of credit to consumers, including state usury Legal Requirements, consumer lending Legal Requirements, state adaptations of the Uniform Consumer Credit Code, Legal Requirements prohibiting unfair, deceptive and abusive acts and practices, truth-in-lending Legal Requirements, anti-money laundering Legal Requirements, know your customer Legal Requirements, debt collection Legal Requirements, and other applicable federal, state and local consumer credit, fair lending, disclosure and privacy laws, including the federal Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Xxxxx-Xxxxx-Xxxxxx Act, the Federal Trade Commission Act, the Electronic Fund Transfer Act, the Telephone Consumer Protection Act, the Xxxx-Xxxxx Xxxx Street Reform and Consumer Protection Act, Servicemembers Civil Relief Act, Military Lending Act, and any guidance, bulletins, rules or regulations promulgated by a Governmental Body.

Examples of Consumer Credit Laws in a sentence

  • The Servicer has also undertaken to comply in all material respects with the Consumer Credit Laws in exercising its rights and carrying out its obligations under the Servicing Agreement.

  • Once the Issuer acquires legal title to the regulated Purchased Receivables (and receives payments from the Debtor), it will then become primarily responsible for compliance with the relevant Consumer Credit Laws.

  • The population increase in the South Coast region during this period was comparable to that of Massachusetts, but substantially greater than that of Rhode Island.

  • Risks Resulting from Consumer Credit Laws The Consumer Credit Laws apply to origination, maintenance and other activities in respect of certain Purchased Receivables, Receivables Contracts and Related Documents.

  • Effect of orders An order under the Consumer Credit Laws may affect the timing or amount of interest, principal, fees, charges or other payments under the relevant Purchased Receivables, which might in turn affect the timing or amount of interest or principal payments under the Notes.


More Definitions of Consumer Credit Laws

Consumer Credit Laws means all applicable federal, state and local laws and regulations including, without limitation, the Equal Credit Opportunity Act, the Fair Debt Collection Practices Act, the Truth in Lending Act, the Federal Trade Commission Act, the Federal Reserve Board’s Regulation B, applicable laws relating to usury, truth in lending, education lending, fair credit billing, fair credit reporting, fair debt collection practices, privacy, consumer credit protection and disclosure, and other applicable consumer credit laws and credit opportunity laws.
Consumer Credit Laws. Real Estate Settlement Procedures Act of 1974, as amended, Trust in Lending Act of 1969, the Consumer Credit Protection Act, as amended, the Financial Institutions Reform, Recovery & Enforcement Act of 1989, the Depository Institutions Deregulation & Monetary Control Act of 1980, the Community Reinvestment Act, the Equal Credit Opportunity Act of 1974, the Fair Credit Reporting Act, the Home Mortgage Disclosure Act and Regulation Z.
Consumer Credit Laws means all applicable statutes, laws, -------------------- ordinances, codes, rules, regulations and guidelines promulgated by any Governmental Authority (including consent decrees and administrative orders) relating to consumer credit and protection including without limitation, usury laws, the Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act (including the Federal Trade Commission "Holder in Due Course Rule"), the Soldiers and Sailors Relief Act of 1940, the Magnuson-Moss Warranty Act, F.R.S. Board Regulations B and Z, axxxxxxxxx xxxte consumer credit laws including sales finance agency acts, consumer credit sales laws and small loan acts, any laws regarding unfair and deceptive practices and any and all other Consumer Credit Laws regarding the ability of an entity to charge interest or a time price differential at a certain rate, and any equal credit opportunity, discrimination and other disclosure laws.
Consumer Credit Laws means the requirements of all applicable federal, state and local laws, ordinances, codes, rules, regulations and guidelines (including consent decrees and administrative orders) relating to consumer credit and protection or the rent-to-own industry, including without limitation, usury laws, the Federal Truth-in-Lending Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Federal Trade Commission Act, the Magnuson-Moss Warranty Act, Federal Reserve Board Regulations B, M anx X, xxxxx xxaptations of the National Consumer Act and of the Uniform Consumer Credit Code, and laws regarding unfair and deceptive practices, and any and all other Consumer Credit Laws regarding the ability of a Person to charge interest or a time price differential at a certain rate, and any equal credit opportunity, discrimination and other disclosure laws and any other consumer credit or equal opportunity disclosure.
Consumer Credit Laws has the meaning set forth in Section 2.20(aa) above.
Consumer Credit Laws. As defined in clause (h) of the definition of "Eligible Receivables." Contract: A contract between the Seller or the Originator and any Person, or an invoice sent or to be sent by the Seller or the Originator, pursuant to or under which a Receivable shall arise or be created, or which evidences a Receivable. A `related Contract' or similar reference means rights to payment, collection and enforcement, and other rights under a Contract to the extent directly related to a Receivable in the Receivables Pool, but not any other rights under such Contract.
Consumer Credit Laws has the meaning set forth in Section 3.22.