Withdrawing Money from Your Checking Account. As long as you have funds available in your checking account, and subject to the terms of this Agreement, any applicable state or federal laws and regulations, and the Credit Union’s Bylaws, you may withdraw funds from your account by a check or any other method approved by the Credit Union. Checks must generally be ordered through the Credit Union. If checks are not ordered through the Credit Union, the Credit Union may assess a fee whenever problems arise in automatically clearing such checks. When you order checks through the Credit Union, the Credit Union will charge your account for the costs of those checks and applicable shipping charges, which will vary depending on the style of checks ordered. You may select checks from the current styles available. Withdrawals will reduce earnings on your checking account. You agree that we may refuse to pay a check you write if it is presented at our offices by a person (other than a bank, clearing house, or governmental unit) who is not a member unless the presenter pays us the Non-Member Check Cashing Fee set forth in our Fee Schedule.
Withdrawing Money from Your Checking Account. As long as you have funds available in your checking account, and subject to the terms of this Agreement, any applicable state or federal laws and regulations, and the Credit Union’s Bylaws, you may withdraw funds from your account by a check or any other method approved by the Credit Union. Withdrawals will reduce earnings on checking accounts.
Withdrawing Money from Your Checking Account. As long as you have money in your Checking Account, and subject to any applicable state or federal laws and regulations, the transaction limitations in this Agreement, including the Truth in Savings Disclosure, and the Credit Union’s Bylaws, money can be withdrawn from this account by any method approved by the Credit Union. Checks must generally be ordered through the Credit Union. If checks are not ordered through the Credit Union, the Credit Union will assess a fee whenever problems in clearing such checks in an automated fashion arise. When you order checks through the Credit Union, the Credit Union may charge your account for the cost of those checks, which will vary depending on the style ordered. You may select checks from the current styles available. Rate and Annual Percentage Yield ("APY"). Your Checking Account will earn dividends, at rates established by the Credit Union's Board from time to time. The Credit Union reviews the annual percentage yield (APY) it pays on your Checking Account each dividend period. Refer to the Rates and Fees Schedule for our current dividend rates. The dividend rate and APY may change every month as determined by the Board. Rates are variable. The interest rates will be available each business day at our office and online.
Withdrawing Money from Your Checking Account. As long as you have money in your Checking Account, and subject to any applicable state or federal laws and regulations, the transaction limitations in this Agreement, including the Truth in Savings Disclosure, and the Credit Union’s Bylaws, money can be withdrawn from this account by any method approved by the Credit Union. Checks must generally be ordered through the Credit Union. If checks are not ordered through the Credit Union, the Credit Union will assess a fee whenever problems in clearing such checks in an automated fashion arise. When you order checks through the Credit Union, the Credit Union will charge your account for the cost of those checks, which will vary depending on the style ordered. You may select checks from the current styles available. Rate and Annual Percentage Yield (“APY”). Your Checking Account will earn dividends at rates established by the Credit Union’s Board from time to time. The Credit Union reviews the annual percentage yield (APY) it pays on your Checking Account each dividend period. Refer to the Rates and Fees Schedule for our current dividend rates. The dividend rate and APY may change every month as determined by the Board. Rates are variable. The interest rates will be available each business day at our office. Compounding. We compound your interest, even though that isn’t required by law. Compounding is more favorable to you because once interest has been earned on your account, it is added to the balance on which you will continue to earn interest. Because we compound interest, the actual yield on your account will be somewhat higher than the annual interest rate. The Annual Percentage Yield (APY) will be posted along with the annual interest rate. For this account type, the dividend period is monthly. For example, the beginning date of the first dividend period of the calendar year is January 1st and the ending date of such dividend period is January 31st. All other dividend periods follow this same pattern of dates. Dividends will be compounded daily. The prospective dividend rate for each month will be determined on the last day of the previous month. The dividend declaration date follows the ending date of a dividend period, and for the example above is February 1st.
Withdrawing Money from Your Checking Account. As long as you have money in your checking account, and subject to any applicable state or federal laws and regulations, and the Credit Union’s Bylaws, you may withdraw money from your account by a check or any other method approved by the Credit Union. Checks must generally be ordered through the Credit Union. If checks are not ordered through the Credit Union, the Credit Union may assess a fee whenever problems arise in automati- cally clearing such checks. When you order checks through the Credit Union, the Credit Union will charge your account for the costs of those checks, which will vary depending on the style of checks ordered. You may select checks from the current styles available. Withdrawals will reduce earnings on your checking account.
