Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records on a person-level PUF, even though the PRPL file has a record for the policyholder as a covered- person (that is, a record where PHOLDER=1). The variable NOPUFLG indicates there is another reason the policyholder does not have a record on a person-level PUF. The purpose of these flags is to explain any difficulty users may have linking policyholder information onto the PRPL file. These variables do not, however, measure mortality or policyholders’ leaving the household, which should instead be obtained from the PSTATS variables on the person-level files. (For example, policyholders who die between Round 1 (Panel 12) or 3 (Panel 11) and the end of 2007 will have records on HC-101 and HC-107, and PITFLG and FYFLG will be set to 1.)
Policyholder Variables. The values of three variables describing the policyholder do not vary across the records of the persons covered by the plan, regardless of whether the covered person is the policyholder. The variable DECPHLDR indicates the policyholder is deceased. The variable OUTPHLDR indicates the policyholder resides outside the RU. In each case, there are no person-level records for the policyholder on any of the person-level PUF files, even though the PRPL file has a record for the policyholder as a covered person (that is, a record where PHOLDER=1). Instead, the person identifier portion of the coverage record identifier is set to either ‘901’ indicating a deceased policyholder or ‘902’ indicating a policyholder residing outside the RU. Beginning in 2018 (Panel 23 Round 1, Panel 22 Round 3 and Panel 21 Round 5), where a policyholder does not reside in the RU, and, in the next round, a member of the dwelling unit is selected as the policyholder at OE10, the person identifier of the policyholder will change from ‘902’ to the person identifier of the selected dwelling unit member. This differs from prior versions of CAPI where the person identifier remained ‘902’ on reviewed coverage, no matter the policyholder selection at OE10. As noted above, InsurPrivIDEX does not change across rounds for the same policy and thus may be used to link coverage records across rounds. OUTPHLDR continues to identify only those policies where the person identifier of the policyholder is set to “902”; OUTPHLDR will be set to 2 NO in cases where a member of the dwelling unit is selected as the policyholder at OE10 in a subsequent round. The variable PHLDRCHNG has been added to the file to indicate if a policyholder changed in the current round from the previous round. It is set as follows:
