Common use of Ordinance Or Law Clause in Contracts

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below will apply with re- spect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ing, renovation or repair of that part of a covered building or other structure dam- aged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because of damage by a Peril In- sured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below will apply with re- spect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ing, renovation or repair of that part of a covered building or other structure dam- aged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because of damage by a Peril In- sured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty prop- erty as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- taincontain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined determined in b. or c. below will apply with re- spect respect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a covered building or other structure dam- aged damaged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished demolished because of damage by a Peril In- sured Insured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged damaged by a Peril Insured Against. b. If you are an owner of a Described Location, Location and that location: (1) Is insured for Coverage A or Unit- Owners owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Described Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Ordinance Or Law, Law refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty property as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below will apply with re- spect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ing, renovation or repair of that part of a covered building or other structure dam- aged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because of damage by a Peril In- sured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty prop- erty as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below will apply with re- spect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ing, renovation or repair of that part of a covered building or other structure dam- aged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because of damage by a Peril In- sured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty prop- erty as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- taincontain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST.

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below will apply with re- spect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ing, renovation or repair of that part of a covered building or other structure dam- aged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because of damage by a Peril In- sured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement replace- ment of the portion of the undamaged part of a covered building or other structure struc- ture necessary to complete the remodelingremodel- ing, repair or replacement of that part of the covered building or other structure dam- aged damaged by a Peril Insured Against. b. If you are an owner of a “Described LocationLoca- tion”, and that location: (1) Is insured for Coverage A or Unit- Owners Building ItemsA, you may use up to 10% of the limit of liability that applies ap- plies to Coverage A or Unit-Owners Building Items at each “Described Location”; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each “De- scribed Location”. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty prop- erty as stated in a. above. e. d. We do not cover: (1) The loss in value to any covered building build- ing or other structure due to the require- ments re- quirements of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law You may use up to 25% of the limit of liability de- termined in b. or c. below will apply with re- spect that applies to Coverage A for the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a building covered building or other structure dam- aged under Coverage A damaged by a Peril Insured Against;PERIL INSURED AGAINST; or (2) The demolition and reconstruction of the undamaged part of a building covered building or other structureunder Coverage A, when that building or other structure must be totally demol- ished demolished because of damage by a Peril In- sured Against PERIL INSURED AGAINST to another part of that covered building or other structurebuilding; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a building covered building or other structure under Coverage A necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged damaged by a Peril Insured AgainstPERIL INSURED AGAINST. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the from: (1) The construction, demolition, remodeling, renovation, repair or replacement ; (2) Demolition; (3) Remodeling; (4) Renovation; (5) Repair; or (6) Replacement; of proper- ty property as stated in a. above. e. c. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments requirements of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you any “insured” or others to test to: (a) Test for, monitor, clean ; (b) Monitor; (c) Clean up, remove, con- tain, treat, detoxify ; (d) Remove; (e) Contain; (f) Treat; (g) Detoxify; or (h) Neutralize; Pollutants in or neutralize, on any covered building or in other structure; or (i) In any way respond to, or assess the ef- fects of, effects of pollutants in or on any covered building or other structure. PERILS INSURED AGAINSTPollutants means any solid, liquid, gaseous or thermal irritant or contaminant, including: (a) Smoke; (b) Vapor; (c) Soot; (d) Fumes; (e) Acids; (f) Alkalis; (g) Chemicals; and

Ordinance Or Law. DRAFT a. The Ordinance Or Law limit of liability de- termined deter- mined in b. or c. below will apply with re- spect respect to the increased costs you incur due to the enforcement en- forcement of any ordinance or law which requires re- quires or regulates: (1) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a covered building or other structure dam- aged damaged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because demolished be- cause of damage by a Peril In- sured Insured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered cov- ered building or other structure necessary to complete the remodeling, repair or replacement re- placement of that part of the covered building build- ing or other structure dam- aged damaged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Unit-Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Described Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions Addi- tions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur in- cur to remove debris resulting from the constructioncon- struction, demolition, remodeling, renovation, repair or replacement of proper- ty property as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below We will apply with re- spect to pay for the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1a) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a covered building or other structure dam- aged damaged by a Peril Insured Against; (2b) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished demolished because of damage by a Peril In- sured Insured Against to another part of that covered building or other structure; or (3c) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged damaged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to We will also pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty property as stated in a. (a), (b), or (c) above. e. . These expenses are included in the limit of liability that applies to Coverage A – Dwelling. If the amount to be paid for the actual damage to the property plus the cost to comply with any ordinance or law as described above exceeds the Coverage A limit of liability, the coverage A limit of liability is the most that we will pay. We do not cover: (1a) The loss in value to any covered building or other structure due to the require- ments requirements of any ordinance or law; or (2b) The the costs to comply with any ordinance or law which requires you any “insured” or others to test for, monitor, clean up, remove, con- taincontain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects effects of, pollutants on or in or on any covered building or other structure. PERILS INSURED AGAINSTPollutants means any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. .

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below will apply with re- spect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ing, renovation or repair of that part of a covered building or other structure dam- aged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because of damage by a Peril In- sured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement replace- ment of the portion of the undamaged part of a covered building or other structure struc- ture necessary to complete the remodelingremodel- ing, repair or replacement of that part of the covered building or other structure dam- aged damaged by a Peril Insured Against. b. If you are an owner of a Described LocationLoca- tion, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability liabil- ity that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty prop- erty as stated in a. above. e. We do not cover: (1) The loss in value to any covered building build- ing or other structure due to the require- ments re- quirements of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined determined in b. or c. below will apply with re- spect respect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a covered building or other structure dam- aged damaged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished demolished because of damage by a Peril In- sured Insured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged by a Peril Insured Against.to b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Owner Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Owner Building Items items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Described Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And and Additions at each Described Location. Also, the words "'covered building" ' used throughout this Other Coverage 128. Ordi- ▇▇▇▇▇ Ordinance Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And and Additions. d. You may use all or part of this ordinance or law coverage Ordinance Or Law Coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty property as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit Limit of liability de- termined Liability deter- mined in b. or c. below will apply with re- spect respect to the increased costs you incur due to the enforcement en- forcement of any ordinance or law which requires re- quires or regulates: (1) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a covered building or other structure dam- aged damaged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because demolished be- cause of damage by a Peril In- sured Insured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered cov- ered building or other structure necessary to complete the remodeling, repair or replacement re- placement of that part of the covered building build- ing or other structure dam- aged damaged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Unit-Owners Building Items, you may use up to 10% of the limit Limit of liability Liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit Limit of liability Liability that applies to Coverage B at each De- scribed Described Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit Limit of liability Liability that applies to Improvements, Alterations And Additions Addi- tions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur in- cur to remove debris resulting from the constructioncon- struction, demolition, remodeling, renovation, repair or replacement of proper- ty property as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below will apply with re- spect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ing, renovation or repair of that part of a covered building or other structure dam- aged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because of damage by a Peril In- sured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty prop- erty as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined determined in b. or c. below will apply with re- spect respect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a covered building or other structure dam- aged damaged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished demolished because of damage by a Peril In- sured Insured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged damaged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Unit-owner Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners owner Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Unit-owner Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Described Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And and Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Ordinance Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty property as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments requirements of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- taincontain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects effects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINSTPollutants means any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed. This coverage is additional insurance.

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined in b. or c. below will apply with re- spect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ing, renovation or repair of that part of a covered building or other structure dam- aged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished because of damage by a Peril In- sured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Described Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "covered building" used throughout this Other Coverage 12. Ordi- ▇▇▇▇▇ Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty prop- erty as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments re- quirements of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined determined in b. or c. below will apply with re- spect respect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a covered building or other structure dam- aged damaged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished demolished because of damage by a Peril In- sured Insured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged by a Peril Insured Against.structure b. If you are an owner of a Described Location, and that location: (1) Is is insured for Coverage A or Unit- Unit-Owners Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Building Items at each Described Location; or (2) Is is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Described Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And Additions at each Described Location. Also, the words "“covered building" ” used throughout this Other Coverage 1213. Ordi- ▇▇▇▇▇ Ordinance Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And Additions. d. You may use all or part of this ordinance or law coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty property as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST

Ordinance Or Law. a. The Ordinance Or Law limit of liability de- termined determined in b. or c. below will apply with re- spect respect to the increased costs you incur due to the enforcement of any ordinance or law which requires or regulates: (1) The construction, demolition, remodel- ingremodeling, renovation or repair of that part of a covered building or other structure dam- aged damaged by a Peril Insured Against; (2) The demolition and reconstruction of the undamaged part of a covered building or other structure, when that building or other structure must be totally demol- ished demolished because of damage by a Peril In- sured Insured Against to another part of that covered building or other structure; or (3) The remodeling, removal or replacement of the portion of the undamaged part of a covered building or other structure necessary to complete the remodeling, repair or replacement of that part of the covered building or other structure dam- aged damaged by a Peril Insured Against. b. If you are an owner of a Described Location, and that location: (1) Is insured for Coverage A or Unit- Owners Owner Building Items, you may use up to 10% of the limit of liability that applies to Coverage A or Unit-Owners Owner Building Items items at each Described Location; or (2) Is not insured for Coverage A or Unit- Owners Building Items, you may use up to 10% of the total limit of liability that applies to Coverage B at each De- scribed Described Location. c. If you are a tenant of a Described Location, you may use up to 10% of the limit of liability that applies to Improvements, Alterations And and Additions at each Described Location. Also, the words "'covered building" ' used throughout this Other Coverage 128. Ordi- ▇▇▇▇▇ Ordinance Or Law, refer to property at such a Described Location covered under Other Coverage 3. Improvements, Alterations And and Additions. d. You may use all or part of this ordinance or law coverage Ordinance Or Law Coverage to pay for the increased costs you incur to remove debris resulting from the construction, demolition, remodeling, renovation, repair or replacement of proper- ty property as stated in a. above. e. We do not cover: (1) The loss in value to any covered building or other structure due to the require- ments of any ordinance or law; or (2) The costs to comply with any ordinance or law which requires you or others to test for, monitor, clean up, remove, con- tain, treat, detoxify or neutralize, or in any way respond to, or assess the ef- fects of, pollutants in or on any covered building or other structure. PERILS INSURED AGAINST