Fire Or Lightning Sample Clauses
The 'Fire Or Lightning' clause defines the scope of insurance coverage for losses or damages caused specifically by fire or lightning events. In practice, this clause ensures that if property is damaged or destroyed due to a fire outbreak or a lightning strike, the insurer will be responsible for compensating the policyholder according to the terms of the policy. This clause is fundamental in property insurance policies, as it clearly delineates covered perils, thereby providing certainty and protection against two of the most common and potentially devastating risks to property.
Fire Or Lightning. Windstorm Or Hail
Fire Or Lightning. Windstorm Or Hail – However, “we” do not pay for loss:
Fire Or Lightning. Explosion: This peril does not include water hammer.
Fire Or Lightning. Explosion;
Fire Or Lightning. EXPLOSION: Except with respect to explosion of natural, coal or manufactured gas, there shall in no event be any liability hereunder for loss or damage caused by explosion, rupture or bursting or of the following “property” owned, operated or controlled by the Insured;
Fire Or Lightning. 1B. Internal Explosion
a. Internal Explosion means explosion occurring in the dwelling or other structure covered on the Described Location or in a structure containing personal property covered.
b. Explosion does not mean:
(1) Electric arcing;
(2) Breakage of water pipes; or
(3) Breakage or operation of pressure relief devices. This peril does not include loss by explosion of steam boilers, or steam pipes, if owned or leased by you or operated under your control.