Vandalism Or Malicious Mischief Clause Samples

The 'Vandalism or Malicious Mischief' clause defines coverage or liability related to intentional damage or destruction of property by individuals. In practice, this clause typically applies to insurance policies, specifying whether losses caused by acts such as graffiti, breaking windows, or other willful property damage are covered. Its core function is to clarify the insurer's responsibility in cases of deliberate harm, ensuring that both parties understand the extent of protection or exclusion for such incidents.
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Vandalism Or Malicious Mischief. This peril does not include loss: a. To glass or safety glazing material constituting a part of the building other than glass building blocks; b. By pilferage, theft, burglary or larceny, but we will be liable for damage to the building covered caused by burglars; or c. To property on the Described Location, and any ensuing loss caused by any intentional and wrongful act committed in the course of the vandalism or malicious mischief, if the dwelling has been vacant for more than 60 consecutive days immediately before the loss. A dwelling being constructed is not considered vacant.
Vandalism Or Malicious Mischief. This peril does not include loss by pilferage, theft, burglary or larceny.
Vandalism Or Malicious Mischief. This peril does not include loss to property on the "residence premises", and any ensuing loss caused by any intentional and wrongful act com- mitted in the course of the vandalism or malicious mischief, if the dwelling has been vacant for more than 60 consecutive days immediately before the loss. A dwelling being constructed is not consid- ered vacant.
Vandalism Or Malicious Mischief. Falling objects.
Vandalism Or Malicious Mischief. This peril does not include loss to property on the "residence premises" if the dwelling has been va- cant for more than 30 consecutive days immedi- ately before the loss. A dwelling being constructed is not considered vacant.
Vandalism Or Malicious Mischief. Theft, including attempted theft and loss of property from a known place when it is likely that the property has been stolen.
Vandalism Or Malicious Mischief. This peril does not include loss: a. to glass or safety glazing material constituting a part of the building other than glass building blocks; b. by pilferage, theft, burglary or larceny, but we will be liable for damage to the building cov- ered caused by burglars; or c. to property on the Described Location if the dwelling has been vacant for more than 30 consecutive days immediately before the loss. A dwelling being constructed is not considered vacant.
Vandalism Or Malicious Mischief. However, “we” do not pay for loss to property on the “described location”: a. caused by vandalism or malicious mischief; or b. that ensues from a wrongful act committed intentionally in the course of vandalism or malicious mischief; if the residence covered under Coverage A was vacant for more than 60 consecutive days just before the loss. A residence being built is not vacant.
Vandalism Or Malicious Mischief. Theft, but not including theft committed by a This peril does not include loss caused by theft that occurs off of a residence premises of:
Vandalism Or Malicious Mischief. This peril does not include loss caused by vandalism or malicious mischief to property arising out of or resulting from "home-sharing host activities".