Permanent Total Disablement. Permanent Total Disablement shall mean the inability to work in gainful employment, as described under Item 7 of the applicable Cover Level, and which in all probability will continue as such for the rest of the Insured Person’s life.
Permanent Total Disablement. We will not pay the Benefit under Item 7 - Permanent Total Disablement if the Insured Person is under 16 or over 65 years of age at the date of the Bodily Injury.
Permanent Total Disablement a. As a result of an Accident 100%
Permanent Total Disablement. If during the Policy Year, the Insured Person sustains Injury which directly results in Permanent Total Disablement within twelve
Permanent Total Disablement. As Follows Permanent total loss of sight of both eyes 100% Permanent total loss of sight of one eye and physical separation of or the loss of ability to use either one hand or one foot 100% Permanent total loss and physical separation of or the loss of ability to use both hands or both feet 100% Permanent total loss and physical separation of or the loss of ability to use one hand and one foot 100%
Permanent Total Disablement. The company shall pay the benefit equal to 100% of Sum Insured, specified in the policy schedule, if an insured Person suffers Permanent Total Disablement of the nature specified below, solely and directly due to an Accident during Period of Insurance while the Insured Person is travelling as a passenger on a Common Carrier, provided that the Permanent Total Disablement occurs within 365 days from the date of the Accident:
Permanent Total Disablement a) If the Primary Insured Member and/or his/her Spouse as specified in the Certificate of Insurance suffers an Injury during the Cover Period, which directly results in any of the following Insured Events within twelve calendar months of the occurrence of the Injury, the company will pay the amount specified against this Benefit in the Certificate of Insurance:
Permanent Total Disablement. (PTD) We will pay the Sum Insured upto the limit specified in the Policy Schedule if the Insured Person suffers Permanent Total Disablement of the nature specified below solely and directly due to an Accident which occurs during the Policy Period provided that the Permanent Total Disablement occurs within 12 months from the date of that Accident: • Loss of Use of both eyes, or Physical Separation/ Loss of Use of two entire hands or two entire feet, or one entire hand and one entire foot, or of such Loss of Use of one eye and such Physical Separation/ Loss of Use of one entire hand or one entire foot. • Physical Separation/ Loss of Use of two hands or two feet, or of one hand and one foot, or of Loss of Use of one eye and Loss of Use of one hand or one foot. V1: Page 7: Kotak Mahindra General Insurance Company Ltd. Kotak Group Smart Cash- Micro Insurance UIN: KOTHMGP076V011819; Policy Wording • If such Injury shall as a direct consequence thereof, permanently, and totally, disable the Insured Person from engaging in any employment or occupation of any description whatsoever. Once a Claim has been accepted and paid under this Benefit then the Personal Accident Cover will automatically terminate in respect of that Insured Person only. We shall not be liable to make any payment under of this Benefit directly or indirectly for, caused by, based upon, arising out of or howsoever attributable to any of the exclusions listed below:
Permanent Total Disablement. A permanent, total and irrecoverable disablement which totally prevents an Insured Person from working in their usual occupation which in all probability will continue for the remainder of their natural life as determined by a Medical Consultant.
Permanent Total Disablement. Permanent disablement wholly preventing the Insured Person from engaging in or giving attention to any and every occupation caused other than by Loss of Limb or Sight which disablement lasts without interruption for more than 12 months from the date of Accident, and in all probability shall continue for the remainder of the Insured Person’s life.
