Merchant Codes. Merchants who accept Mastercard credit cards are assigned a merchant code which is determined by the merchant or its processor in accordance with the Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making reward offers available to you. Please note that we make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant, or some of the items that it sells, may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant will not qualify for rewards for purchases in that category. In addition, purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category.
Merchant Codes. Merchants who accept American Express cards are assigned a merchant identifier, which is determined by the merchant or its processor in accordance with American Express procedures. We use merchant identifiers for the purpose of making rewards offers to you. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. Please note that we make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant, or some of the items that it sells, may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant will not qualify for rewards for purchases in that category.
Merchant Codes. Each merchant – for example, a retailer, business or any other place where you can make a purchase – is assigned a code that indicates the merchant’s area of business. For example, restaurants are generally assigned a specific merchant code. We don’t assign or have any control over merchant codes. Codes are chosen and assigned by a third party, who may change the codes from time to time. When you make a purchase at a merchant, we’re provided the code for that merchant. If the code matches a category that gives you additional Points – for example, if the merchant code tells us that you made a purchase at a restaurant, and you get additional Points for “dining out” purchases – we’ll give you the additional Points. Because we don’t control what code a merchant is assigned, sometimes a purchase that you think fits a certain category may not earn additional Points. For example, a restaurant located within a large retail outlet may not be assigned a “restaurant” code, but rather a “retailer” code. This means that if you receive additional Points for “dining out,” you won’t earn additional Points for purchases at that restaurant. Or a restaurant located within a hotel may not be assigned a “restaurant” code, but rather a “hotel” code. This means that if you receive more Points for purchases at a hotel than you receive for purchases at a restaurant, each purchase at that restaurant will be treated as a purchase at a hotel, and you’ll receive additional Points.
