Health Savings Account. If you will be using your debit card to access a Health Savings Account (HSA), portions of this Agreement governed by Regulation E will not apply. A HSA account is defined by the IRS as a trust account, and therefore is not covered under Reg E. But portions of this Agreement such as Visa “0” liability for unauthorized use for example, do apply. Funds to cover your card purchases will be deducted from your share draft account. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, MasterCard, NYCE, and Co-Op networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your card to: - Withdraw funds from your share draft accounts. - Obtain balance information for your share and share draft accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCard. - Order goods or services by mail or telephone from places that accept MasterCard. The following limitations on Health Savings Account transactions may apply: - You may make 20 Health Savings Account purchases per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $1,500.00 per day. - You may make 20 cash withdrawals in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may make 20 POS transactions in any one (1) day. - You may purchase up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient funds in your account. - See Section 2 for transfer limitations that may apply to these transactions.
Appears in 2 contracts
Samples: Electronic Fund Transfers Agreement and Disclosure, Electronic Fund Transfers Agreement and Disclosure
Health Savings Account. If you will be using your Mastercard® debit card to access a Health Savings Account (HSA), portions of this Agreement governed by Regulation E will not apply. A HSA account is defined by the IRS as a trust account, and therefore is not covered under Reg Regulation E. But portions of this Agreement Agreement, such as Visa “0” Mastercard zero liability provisions for unauthorized use for example, do apply. Funds to cover your card purchases will be deducted from your share draft Health Savings account. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, MasterCard, NYCE, and Co-Op networks, Union and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your card to: - Make deposits to your Health Savings accounts. - Withdraw funds from your share draft Health Savings accounts. - Transfer funds from your Health Savings accounts. - Obtain balance information for your share and share draft Health Savings accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCardMastercard. - Order goods or services by mail or telephone from places that accept MasterCardMastercard. The following limitations on Health Savings Account transactions may apply: - You may make 20 There is no limit on the number of Health Savings Account purchases you make per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $1,500.00 2,500.00 per day. - You There is no limit to the number of cash withdrawals you may make 20 cash withdrawals in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 620.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You There is no limit on the number of POS transactions you may make 20 POS transactions in any one (1) day. - You may purchase transfer up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient funds the available balance in your accountaccounts at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transactions.
Appears in 1 contract
Health Savings Account. If you will be using your Mastercard® debit card to access a Health Savings Account (HSA), portions of this Agreement governed by Regulation E will not apply. A HSA account is defined by the IRS as a trust account, and therefore is not covered under Reg Regulation E. But portions of this Agreement Agreement, such as Visa “0” Mastercard zero liability provisions for unauthorized use for example, do apply. Funds to cover your card purchases will be deducted from your share draft Health Savings account. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, MasterCardMoneyPass, NYCECo-Op, and Co-Op STAR networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your card to: - Withdraw funds from your share draft savings accounts. - Obtain balance information for Transfer funds from your share and share draft savings accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCard. - Order goods or services by mail or telephone from places that accept MasterCardMastercard. The following limitations on Health Savings Account transactions may apply: - You may make 20 25 Health Savings Account purchases per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $1,500.00 3,000.00 per day. - You may make 20 five (5) cash withdrawals in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 509.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may make 20 POS transactions in any one (1) day. - You may purchase up to a maximum of $1,500.00 3,000.00 from POS terminals per day, if there are sufficient funds in your account. - You may transfer up to the available balance in your accounts at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transactions.
Appears in 1 contract
Health Savings Account. If you will be using your debit card to access a Health Savings Account (HSA), portions of this Agreement governed by Regulation E will not apply. A HSA account is defined by the IRS as a trust account, and therefore is not covered under Reg E. But portions of this Agreement such as Visa “0” liability for unauthorized use for example, do apply. Funds to cover your card purchases will be deducted from your share draft checking account. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, MasterCardSTAR, NYCEAllianceOne, CU24, PLUS, Pulse, and Co-Op Cirrus networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your card to: - Make deposits to your checking accounts. - Withdraw funds from your share draft checking accounts. - Transfer funds from your checking accounts. - Obtain balance information for your share and share draft checking accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCard. - Order goods or services by mail or telephone from places that accept MasterCardVisa. The following limitations on the frequency and amount of Health Savings Account transactions may apply: - You may make 20 There is no limit on the number of Health Savings Account purchases you make per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $1,500.00 10,000.00 per day. - You may make 20 25 cash withdrawals in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 200.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may make 20 25 POS transactions in any one (1) day. - You may purchase up to a maximum of $1,500.00 10,000.00 from POS terminals per day, if there are sufficient funds in your account. - For security purposes, there are other limits on the frequency and amount of transfers available at ATMs. - You may transfer up to the available balance in your accounts at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transactions.
Appears in 1 contract
Health Savings Account. If you will be using your Visa® debit card to access a Health Savings Account (HSA), portions of this Agreement governed by Regulation E will not apply. A HSA account is defined by the IRS as a trust account, and therefore is not covered under Reg Regulation E. But portions of this Agreement Agreement, such as Visa “0” zero liability provisions for unauthorized use for example, do apply. Funds to cover your card purchases will be deducted from your share draft health savings account. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, MasterCardSTAR, NYCECO-OP, and Co-Op Cirrus, PLUS, Alliance One, AllPoint networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your Visa card without a PIN for certain transactions on the Visa STAR, CO-OP, Cirrus, PLUS, Alliance One, AllPoint networks. However, provisions of this Agreement relating only to Visa debit transactions, such as additional limits on your liability and streamlined error resolution procedures, do not apply to transactions processed through non-Visa networks. To initiate a Visa debit transaction, you may sign a receipt, provide a card number, or swipe or insert your card at a point-of-sale (POS) terminal and choose to route the transaction over a Visa network. At the present time, you may also use your card to: - Withdraw funds from your share draft accounts. - Obtain balance information for your share and share draft checking accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCardVisa. - Order goods or services by mail or telephone from places that accept MasterCardVisa. The following limitations on Health Savings Account transactions may apply: - You may make 20 nine (9) Health Savings Account purchases per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $1,500.00 per day. This limit will increase to $3,000.00 after six (6) months of your account being opened. - You may make 20 nine (9) cash withdrawals in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may make 20 nine (9) POS transactions in any one (1) day. - You may purchase up to a maximum of $1,500.00 500.00 from POS terminals per day, if there are sufficient funds in your account. - See Section 2 for transfer limitations that may apply to these transactions. - You may make nine (9) xxxx payments in any one (1) day, up to a maximum of $1,000.00 per day.
Appears in 1 contract
Health Savings Account. If you will be using your Visa® debit card to access a Health Savings Account (HSA), portions of this Agreement governed by Regulation E will not apply. A HSA account is defined by the IRS as a trust account, and therefore is not covered under Reg Regulation E. But portions of this Agreement Agreement, such as Visa “0” zero liability provisions for unauthorized use for example, do apply. Funds to cover your card purchases will be deducted from your share draft Health Savings account. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, MasterCardCirrus®, NYCE, CO-OP and Co-Op PULSE networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your Visa card without a PIN for certain transactions on the Visa, Cirrus®, CO-OP, and PULSE networks. However, provisions of this Agreement relating only to Visa debit transactions, such as additional limits on your liability and streamlined error resolution procedures, do not apply to transactions processed through non-Visa networks. To initiate a Visa debit transaction, you may sign a receipt, provide a card number, or swipe or insert your card at a point-of-sale (POS) terminal and choose to route the transaction over a Visa network. At the present time, you may also use your card to: - Withdraw funds from your share draft accounts. - Obtain balance information for your share and share draft Health Savings accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCardVisa. - Order goods or services online or by mail or telephone from places that accept MasterCardVisa. The following limitations on Health Savings Account transactions may apply: - You may make 20 Health Savings Account purchases per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $1,500.00 per day. - You may make 20 15 cash withdrawals in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 505.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may make 20 POS transactions in any one (1) day. - You may purchase up to a maximum of $1,500.00 3,010.00 from POS terminals per day, if there are sufficient funds in your account. - You may transfer up to the available balance in your account at the time of the transfer. - See Section 2 for transfer limitations that may apply to these transactions.
Appears in 1 contract
Health Savings Account. If you will be using your debit card to access a Health Savings Account (HSA), portions of this Agreement governed by Regulation E will not apply. A HSA account is defined by the IRS as a trust account, and therefore is not covered under Reg Reg. E. But portions of this Agreement such as Visa “0” liability for unauthorized use for example, do apply. Funds to cover your card purchases will be deducted from your share draft accountHealth Savings Account. You may use your card and personal identification number (PIN) in ATMs ATM’s of the Credit Union. ACCEL, MasterCardVisa, NYCE, and Co-Op networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your card without a PIN for certain transactions on the Visa ACCEL, Visa and Co-Op. However, provisions of this Agreement relating to Visa transactions do not apply to transactions processed through non-Visa networks. To initiate a Visa Debit transaction, you may sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a Visa network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your card to: - Withdraw funds from your share draft checking accounts. - Obtain balance information for your share and share draft checking accounts. - Make point-of-sale (POS) transactions with your card and personal identification number identifications under (PIN) to purchase goods or services at merchants that accept MasterCardVisa. - Order goods or services by mail or telephone from places that accept MasterCardVisa. The following limitations on Health Savings Account transactions may apply: . - You may make 20 There is no limit on the number of Health Savings Account purchases per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $1,500.00 you make per day. - You may make 20 five (5) cash withdrawals in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may withdraw up to a maximum of $500.00 300.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may make 20 POS transactions in any one (1) day. - You may purchase up to a maximum of $1,500.00 from 1,000.00 in POS terminals transactions per day, if there are sufficient funds in your account. - See Section 2 It is the intent of the credit union to electronically scan all agreements and disclosures. The member should understand that the credit union may not retain the original document and the member agrees that the electronically stored images of all account agreements and disclosures will have the same effect as the original and will service as original source documents. Because of the servicing schedule and processing time required in ATM operations, there may be a delay between the time a deposit (either cash or check) is made and when it will be available for transfer withdrawal. Online Banking. If we approve Online Banking for your accounts, a separate PIN (Personal Identification Number) will be assigned to you. You must use your PIN (Personal Identification Number) along with your account number to access your accounts. At the present time, you may use Online Banking to: • Transfer funds from your savings, checking, loan and club accounts. • Withdraw funds from your share and share draft accounts. • Obtain balance information for your savings, checking, loan, money market, club, and certificate accounts. • Make loan payments from your savings, checking, loan, money market, and club accounts • Access your Line of Credit or Visa Credit Card accounts. • Determine if a particular item has cleared. • Obtain tax information on amounts earned on share and share draft • Verify the last date and amount of your payroll deposit. • View account history • Make bill payments to preauthorized creditors Your accounts can be accessed under Online Banking via personal Online Banking will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations that on Online Banking transactions may apply apply: • There is no limit to these transactionsthe number of inquiries, transfers, or withdrawal requests you may make in any one (1) day.
Appears in 1 contract
Samples: www.downeastcu.com
Health Savings Account. If you will be using your Mastercard® debit card to access a Health Savings Account (HSA), portions of this Agreement governed by Regulation E will not apply. A HSA account is defined by the IRS as a trust account, and therefore is not covered under Reg Regulation E. But portions of this Agreement Agreement, such as Visa “0” Mastercard zero liability provisions for unauthorized use for example, do apply. Funds to cover your card purchases will be deducted from your share draft account. You may use your card and personal identification number (PIN) in ATMs of the Credit Union, MasterCardShazam, NYCE, and Co-Op Cirrus networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your card to: - Make deposits to your share draft accounts. - Withdraw funds from your share draft accounts. - Obtain balance information for your share and share draft accounts. - Make point-of-sale (POS) transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCardMastercard. - Order goods or services by mail or telephone from places that accept MasterCardMastercard. The following limitations on Health Savings Account transactions may apply: - You may make 20 Health Savings Account purchases per day. - Purchase amounts are limited to the amount in your account. - You may purchase up to a maximum of $1,500.00 per day. - You There is no limit to the number of cash withdrawals you may make 20 cash withdrawals in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $500.00 310.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may make 20 POS transactions in any one (1) day. - You may purchase up to a maximum of $1,500.00 from POS terminals per day, if there are sufficient funds in your account. - See Section 2 for transfer limitations that may apply to these transactions.
Appears in 1 contract
