Audio Response Service. You may access your accounts via our touch-tone telephone system. We may assign you a PIN to use this service. You may use telephone access to: • Withdraw funds from your share and share draft accounts; • Transfer funds between your share and share draft accounts; • Obtain balance, account activity, and other information on your share and share draft accounts; • Verify whether a check or other item has cleared your account; • Make loan or credit card payments from your share and share draft accounts; • Take advances from your line-of-credit loan account; • Obtain tax information on amounts earned on applicable accounts or interest paid on loan accounts; • Verify the last date and amount of your payroll deposit; • The telephone access service is available twenty-four (24) hours a day, but may be inaccessible for a short period each day for data processing. There is no limit to the number of inquiries you may make in one day. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The Audio Response/Online Banking service will discontinue if no valid transaction is entered after numerous unsuccessful attempts to enter a transaction. In addition, there may be limits on the duration of each telephone call.
Audio Response Service. The accounts with us can be accessed under Audio Response Ser- vice via a touchtone telephone only. Not all push button phones are touchtone. Converters may be purchased for pulse and rotary dial phones. Audio Response Service will be available for your conven- ience seven (7) days a week. This service may be interrupted for a short time each day for data processing. If you call during this time, you will hear a message directing you to call back. While there is no limit to the number of inquiries, transfers or withdrawal requests you may make in any one day, transfers from savings accounts will be limited to six (6) in any one month. No transfer or withdrawal may exceed the funds available in an account with us. We reserve the right to refuse any transaction which would draw upon insuffi- cient funds, exceed a credit limit, lower an account below a re- quired balance or otherwise require us to increase our required re- serve on the account.
Audio Response Service. The accounts with us can be accessed under Audio Response Service via a touchtone telephone only. Not all push button phones are touchtone. Converters may be purchased for pulse and rotary dial phones. Audio Response Service will be available for your convenience seven (7) days a week. This service may be interrupt- ed for a short time each day for data processing. If you call during this time, you will hear a message directing you to call back. While there is no limit to the number of inquiries, transfers or withdrawal requests you may make in any one day, transfers from savings and money market accounts will be limited to six (6) in any one month. No transfer or withdrawal may exceed the funds available in an ac- count with us. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance or otherwise require us to in- crease our required reserve on the account.
Audio Response Service. You may use your User ID and PIN to: ● Transfer funds between Accounts under your member number and to other Credit Union accounts on which you are an Owner. ● Request balance and Account history information for your Accounts. ● Make payments on your Credit Union loans from your Accounts. ● Schedule one-time and recurring transfers from your Accounts to other Accounts of yours. ● Perform other transactions as permitted by the Service. Some of these services may not be available for all Accounts. See Section 2 of these Disclosures for Transfer Limitations.
