Common use of Short Term and Long Term Disability Clause in Contracts

Short Term and Long Term Disability. Effective as soon as practicable after January 1, 2015, and subject to a carrier’s minimum enrollment requirements, employees may purchase Short Term Disability (STD) and/or Long Term Disability (LTD) insurance through an external insurance company when not otherwise covered by Workers Compensation. These supplemental benefits are intended to offer additional income protection to employees who experience a personal serious health condition, are unable to perform the essential functions of their position, and have exhausted all accumulated sick leave. Final approval of STD and LTD benefits will be determined by the insurance company and summary plan document. All disability payments approved through these benefit plans are made by the insurance company directly to the employee and are not considered time worked through the City and are not reported as wages earned by the City. If elected by the employee, premiums are fully employee- paid. Supplemental Short Term Disability (STD) provides income protection up to 26 weeks of disability. All accumulated sick leave must be exhausted before an employee is eligible to apply for STD benefit payments. Supplemental Long Term Disability (LTD) provides income protection from 26 weeks of disability up to age 65, Police and Fire Disability and Pension Fund Retirement or Social Security. All accumulated sick leave must be exhausted before an employee is eligible to apply for LTD benefit payments. Employees approved for Long Term Disability insurance will be required to voluntarily resign from their position with the City to receive the LTD benefit payments. In special cases, the Director of Administration and/or Mayor may waive this requirement. Cost of coverage is based upon age and salary. Individual rates will be provided during the enrollment period.

Short Term and Long Term Disability. Effective as soon as practicable after January 1, 2015, and subject to a carrier’s minimum enrollment requirements, employees may purchase Short Term Disability (STD) and/or Long Term Disability (LTD) insurance through an external insurance company when not otherwise covered by Workers Compensation. These supplemental benefits are intended to offer additional income protection to employees who experience a personal serious health condition, are unable to perform the essential functions of their position, and have exhausted all accumulated sick leave. Final approval of STD and LTD benefits will be determined by the insurance company and summary plan document. All disability payments approved through these benefit plans are made by the insurance company directly to the employee and are not considered time worked through the City and are not reported as wages earned by the City. If elected by the employee, premiums are fully employee- paid. Supplemental Short Term Disability (STD) provides income protection up to 26 weeks of disability. All accumulated sick leave must be exhausted before an employee is eligible to apply for STD benefit payments. Supplemental Long Term Disability (LTD) provides income protection from 26 weeks of disability up to age 65, Police and Fire Disability and Pension Fund PERS Retirement or Social Security. All accumulated sick leave must be exhausted before an employee is eligible to apply for LTD benefit payments. Employees approved for Long Term Disability insurance will be required to voluntarily resign from their position with the City to receive the LTD benefit payments. In special cases, the Director of Administration and/or Mayor may waive this requirement. Cost of coverage is based upon age and salary. Individual rates will be provided during the enrollment period.

Short Term and Long Term Disability. Effective January 1, 2015 or as soon as practicable after January 1, 2015practicable, and subject to a carrier’s minimum enrollment requirements, employees may purchase Short Term Disability (STD) and/or Long Term Disability (LTD) insurance through an external insurance company when not otherwise covered by Workers Compensation. These supplemental benefits are intended to offer additional income protection to employees who experience a personal serious health condition, are unable to perform the essential functions of their position, and have exhausted all accumulated sick leave. Final approval of STD and LTD benefits will be determined by the insurance company and summary plan document. All disability payments approved through these benefit plans are made by the insurance company directly to the employee and are not considered time worked through the City and are not reported as wages earned by the City. If elected by the employee, premiums are fully employee- employee-paid. Supplemental Short Term Disability (STD) provides income protection up to 26 weeks of disability. All accumulated sick leave must be exhausted before an employee is eligible to apply for STD benefit payments. Supplemental Long Term Disability (LTD) provides income protection from 26 weeks of disability up to age 65, Police and Fire Disability and Pension Fund Retirement or Social Security. All accumulated sick leave must be exhausted before an employee is eligible to apply for LTD benefit payments. Employees approved for Long Term Disability insurance will be required to voluntarily resign from their position with the City to receive the LTD benefit payments. In special cases, the Director of Administration and/or Mayor may waive this requirement. Cost of coverage is based upon age and salary. Individual rates will be provided during the enrollment period.