Common use of Our Service Clause in Contracts

Our Service. We are an insurance intermediary and use our knowledge and expertise to help you find appropriate insurance for your specific needs. We act as an intermediary between you and the insurer. While we can arrange cover for you and provide reasonable guidance with any insurance queries you may have, including with claims, it is not MIAB Ltd who provides cover or handles your claim. At no point do we negotiate settlement of your claim with your insurers. This is the insurer’s responsibility. We act on your behalf when advising on, sourcing and administering your policy. However, we act as agent of the insurer in binding the insurer to the policy, collecting premiums and handling refunds (see “Money” section). We have in place management controls to deal with any conflicts of interest that might arise. We will ask questions to enable us to assess reasonably your insurance requirements, this may include checking information that we already hold about you and your existing insurance arrangements with us and other parties. These will be considered your demands and needs. We will provide you with advice and guidance, after assessing your needs and recommend a suitable policy based on our experience of dealing with similar risks. We also offer Dental Nurse Indemnity insurance on a non-advised basis via our website. This means we will only be offering you information for you to make a decision to purchase your policy and will not be making a personal recommendation. If you require assistance or advice, please discuss it with us.

Our Service. We are an insurance intermediary and use our knowledge and expertise to help you find appropriate insurance for your specific needs. We act as an intermediary between you and the insurer. While we can arrange cover for you and provide reasonable guidance with any insurance queries you may have, including with claims, it is not MIAB Xxxxx & Xxxxx Ltd who provides cover or handles manages your claim. At no point do we negotiate settlement of your claim with your insurers. This is the insurer’s responsibility. We act on your behalf when advising onadvising, sourcing sourcing, and administering your policy. However, we act as an agent of the insurer in binding the insurer to the policy, collecting premiums and handling refunds (see “Money” section). We have in place management controls to deal with any conflicts of interest that might arise. We will ask questions to enable us to assess reasonably your insurance requirements, this may include checking information that we already hold about you and your existing insurance arrangements with us and other parties. These will be considered in your demands and needs. We will provide you with advice and guidance, after assessing your needs and recommend a suitable policy based on our experience of dealing with similar risks. We also offer Dental Nurse Indemnity travel insurance on a non-advised basis via our websitewebsite or via xxxxxxxxxxxxx.xxx. This means we will only be offering you information for you to make a decision to purchase your policy and will not be making make a personal recommendation. If you require assistance or advice, please discuss it with us.

Our Service. We are an insurance intermediary and use our knowledge and expertise to help you find appropriate insurance for your specific needs. We act as an intermediary between you and the insurer. While we can arrange cover for you and provide reasonable guidance with any insurance queries you may have, including with claims, it is not MIAB Xxxxx & Xxxxx Ltd who provides cover or handles manages your claim. At no point do we negotiate settlement of your claim with your insurers. This is the insurer’s responsibility. We act on your behalf when advising onadvising, sourcing sourcing, and administering your policy. However, we act as an agent of the insurer in binding the insurer to the policy, collecting premiums and handling refunds (see “Money” section). We have in place management controls to deal with any conflicts of interest that might arise. We will ask questions to enable us to assess reasonably your insurance requirements, this may include checking information that we already hold about you and your existing insurance arrangements with us and other parties. These will be considered in your demands and needs. We will provide you with advice and guidance, after assessing your needs and recommend a suitable policy based on our experience of dealing with similar risks. We also offer Dental Nurse Indemnity travel insurance on a non-advised basis via our website. This means we will only be offering you information for you to make a decision to purchase your policy and will not be making make a personal recommendation. If you require assistance or advice, please discuss it with us.

Our Service. We are an insurance intermediary and use our knowledge and expertise to help you find appropriate insurance for your specific needs. We can act as an intermediary between you and the insurer. While we can arrange cover for you and provide reasonable guidance with any insurance queries you may have, including with claims, it is not MIAB Ltd who provides cover or handles your claim. At no point do we negotiate settlement of your claim with your insurers. This is the insurer’s responsibility. We act on your behalf when advising on, sourcing and administering your policy. However, we act both as agent of insurer, and on behalf of you, the insurer in binding the insurer to the policy, collecting premiums and handling refunds (see “Money” section)customer. We have in place management controls to deal with any conflicts of interest that might arise. Unless we advise you otherwise, we are acting on your behalf. We also act on behalf of insurers when collecting premiums under risk transfer (See “Money” section) We will ask questions to enable us to assess reasonably your insurance requirements, this may include checking information that we already hold about you and your existing insurance arrangements with us and other parties. These will be considered your demands and needs. We will provide you with information only; you will need to make your own choice as we will not provide you with any advice and guidance, after assessing your needs and recommend a suitable policy based on our experience of dealing with similar risksor specific recommendations. We also will confirm to you the level of service we are providing as part of our sales process. In all cases our service will include arranging and administering your insurance, including helping you with on-going changes. If we use the services of another intermediary to place your insurance we will advise you of the name of the intermediary we use and the name of the insurer Whose products we offer Dental Nurse Indemnity insurance on a non-advised basis In respect of products purchased via our website, these will be from a single insurer for each type of business, who will be clearly identified in the quotation. This means The service we will only be offering provide you information for with In respect of policies purchased through our website you will not receive advice or a recommendation from us and you will then need to make your own choice regarding the suitability of products offered and about how to proceed. Guidance on the circumstances in which any policy is likely to meet customer’s needs, will be confirmed in a decision to purchase your policy and will not be making a personal recommendation. If you require assistance or advice, please discuss it demands & needs statement with usthe quotation.