Common use of Health Care Premiums Clause in Contracts

Health Care Premiums. 15.§5.1 Monthly premium contributions (the portion currently paid by the participating employee and the portion currently paid by Western) will remain unchanged through 12/31/18. A participating employee will pay the following percentage of the illustrated monthly premium amount/rate:1 1 The total cost of all health care benefits (the illustrated rate) includes administrative costs, stop-loss, health/mental health, prescription meds, dental, vision and services available via Sindecuse Health Center and the Unified Clinics. Effective Single 2-Person Family 1/1/2019 17.9% 21.3% 24.3% 1/1/2020 18.0% 22.0% 25.5% 1/1/2021 18.0% 22.0% 25.5%

Health Care Premiums. 15.§5.1 Monthly premium contributions (the portion currently paid by the participating employee and the portion currently paid by Western) will remain unchanged through 12/31/1812/31/15. A participating employee will pay the following percentage of the illustrated monthly premium amount/rate:1 1 The total cost of all health care benefits (the illustrated rate) includes administrative costs, stop-loss, health/mental health, prescription meds, dental, vision and services available via Sindecuse Health Center and the Unified Clinics. Effective Single 2-Person Family 1/1/2019 1/1/2016 13.8% 21% 24% 1/1/2017 15.5% 21.2% 24.2% 1/1/2018 17.9% 21.3% 24.3% 1/1/2020 18.0% 22.0% 25.5% 1/1/2021 18.0% 22.0% 25.5%

Health Care Premiums. 15.§5.1 40.§4.1 Monthly premium contributions (the portion currently paid by the participating employee and the portion currently paid by Western) will remain unchanged through 12/31/1812/31/13. A participating employee will pay the following percentage of the illustrated monthly premium amount/rate:1 Effective Single 2-Person Family 1/1/2014 10% 18.5% 21% 1/1/2015 12.5% 21% 24% 1/1/2016 15 % 23.5 % 26.5 % 1 The total cost of all health care benefits (the illustrated rate) includes administrative costs, stop-stop- loss, health/mental health, prescription meds, dental, vision and services available via Sindecuse Health Center and the Unified Clinics. Effective Single 2-Person Family 1/1/2019 17.9% 21.3% 24.3% 1/1/2020 18.0% 22.0% 25.5% 1/1/2021 18.0% 22.0% 25.5%.

Health Care Premiums. 15.§5.1 Monthly premium contributions (the portion currently paid by the participating employee and the portion currently paid by Western) will remain unchanged through 12/31/1812/31/21. A participating employee will pay the following percentage of the illustrated monthly premium amount/rate:1 1 The total cost of all health care benefits (the illustrated rate) includes administrative costs, stop-loss, health/mental health, prescription meds, dental, vision and services available via Sindecuse Health Center and the Unified Clinics. Effective Single 2-Person Family 1/1/2019 17.91/1/2022 18.5% 21.322.75% 24.326.45% 1/1/2020 18.01/1/2023 19.0% 22.023.5% 25.527.4% 1/1/2021 18.01/1/2024 19.5% 22.024.5% 25.5%28.35% Commencing in 2025, employee health insurance premium rates shall be the same as those of the WMU AAUP Faculty, subject to the limitation that such rates shall not increase by more than .5% in 2025.

Health Care Premiums. 15.§5.1 40.§4.1 Monthly premium contributions (the portion currently paid by the participating employee and the portion currently paid by Western) will remain unchanged through 12/31/1812/31/13. A participating employee will pay the following percentage of the illustrated monthly premium amount/rate:1 1 The total cost of all health care benefits (the illustrated rate) includes administrative costs, stop-loss, health/mental health, prescription meds, dental, vision and services available via Sindecuse Health Center and the Unified Clinics. Effective Single 2-Person Family 1/1/2019 1/1/2017 15.5% 21.2% 24.2% 1/1/2018 17.9% 21.3% 24.3% 1/1/2020 18.01/1/2019 18.5 % 22.022.0 % 25.5% 1/1/2021 18.0% 22.0% 25.525.0 %