Fund Annuity Unit Value. 9 3.03 Fund Annuity Net Return Factors .......................... 9 3.04 Transfer(s) .............................................. 10 3.05 Notice to the Contract Holder ............................ 10 3.06 Change of Fund(s) ........................................ 10
Fund Annuity Unit Value. 19 11.12 Fund Annuity Net Return Factor ............................... 20 11.13 Death Benefit During the Annuity Phase ....................... 20 Annuity Tables 21 Contract Schedule I Accumulation Phase Control of Contract (see 1.03) [The Contract Holder controls this Contract. By notifying us in writing, the Contract Holder may allow Participants to choose Investment Options for an Individual Account. The Contract Holder may, however, retain the right to choose Investment Options for employer Contributions. Unless otherwise provided by the Plan, we will make payments only at the written direction of the Contract Holder and a Participant. Unless otherwise specified by the Plan, we will make an inservice transfer under Internal Revenue Service Revenue Ruling 90-24 only at the written direction of the Contract Holder and a Participant and will make checks payable to the acquiring investment provider(s). The Contract and Individual Accounts are nontransferable and nonassignable except to us in the event of a loan (if allowed under the Contract) or in the event of a qualified domestic relations order as allowed under the Retirement Equity Act of 1984 (REA). Participants have a nonforfeitable right to the value of employer Contributions made to their Individual Accounts subject to any Plan vesting limits as determined by the Contract Holder. Participants have a nonforfeitable right to the value of employee Contributions made to their Individual Accounts as provided by Code Section 403(b) and subject to the terms of the Plan. The Contract Holder must notify us in writing if the Plan is, or becomes, subject to the Employee Retirement Income Security Act of 1974 (ERISA) and/or related law or regulations including REA. We will rely on the Contract Holder's determination and representation of the applicability of such laws. If the Plan is subject to ERISA, before we will make a distribution from an Individual Account, the Contract Holder must certify in writing that all applicable REA requirements have been met and that the distribution complies with the Plan.]
Fund Annuity Unit Value. 19 11.12 Fund Annuity Net Return Factor ...........................20 11.13 Death Benefit During the Annuity Phase ...................20 Annuity Tables 21 Contract Schedule I Accumulation Phase
Fund Annuity Unit Value. 30 5.07 Fund Annuity Net Return Factor .................... 31 5.08 Fund Transfers During the Annuity Period .......... 31 5.09
