TWO OR MORE PERSONS. Where you are two or more persons in relation to one Account:
TWO OR MORE PERSONS. 3.4.1 Where two or more natural persons and no others are named as the client, the Account will be established in their names as joint tenants unless they specifically request otherwise. The joint holding will only be deemed not to be held as joint tenants if there is a court determination that it is not held as joint tenants.