Main special cases Sample Clauses

Main special cases. The joint accounts are distributed equally among the co-holders, unless otherwise provided by contract.. Everyone's share is added to their own accounts or deposits and this total benefits from the guarantee up to €100,000. Accounts in which at least two persons have rights as an undivided co-holder, partner in a company, member of an association or similar group, not being qualified as a legal person, are grouped together and treated as having been made by a single depositor separate from the co-holders or partners. Accounts belonging to an Entrepreneur Individuel à Responsabilité Limité (EIRL), opened to allocate the assets and bank deposits of their professional activity, are grouped and treated as having been made by a single depositor separate from the other accounts of this person. The sums recorded on the Livret A, the Livrets de Développement Durable (LDD) and the Livret d’Épargne Populaire (LEP) are guaranteed independently of the cumulated ceiling of €100 000 applicable to other accounts. This guarantee covers the sums deposited on all of these savings accounts for the same holder as well as the interest related to these sums up to a limit of €100,000 (for more details, consult the FGDR website). For example, if a Client holds a Livret A and a LDD with a total balance of €30,000 and a current account with a balance of €90,000, they will be compensated, on the one hand for €30,000 for their savings accounts and, on the other hand, 90 000 € for their current account. Certain deposits of an exceptional nature (sum resulting from a real estate transaction carried out on a property belonging to the depositor, sum constituting the capital repair of a damage suffered by the depositor, sum constituting the capital payment of a benefit retirement or inheritance) benefit from an increase in the guarantee beyond €100,000, for a limited period of time following their collection (for details on this point, consult the FGDR website).
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