Loan Portfolio; Allowance; Asset Quality. (i) With respect to ---------------------------------------- each Loan owned by RCFC or its Subsidiaries in whole or in part, to RCFC's best knowledge:
Loan Portfolio; Allowance; Asset Quality. (i) With respect to ---------------------------------------- each loan owned by Bayonne or its Subsidiaries in whole or in part (each, a "Loan"), to Bayonne's knowledge:
Loan Portfolio; Allowance; Asset Quality. (i) With respect to each Loan owned by Acquiror or its Subsidiaries in whole or in part:
Loan Portfolio; Allowance; Asset Quality. (i) With respect to each loan (including advances made pursuant to letters of credit) owned by CBES or its Subsidiaries in whole or in part, to CBES's knowledge (A) the note and the related security documents are each legal, valid and binding obligations of the maker or obligor thereof, enforceable against such maker or obligor in accordance with their terms, (B) the note and the related security documents, copies of which are included in the loan files, are true and correct copies of the documents they purport to be and have not been suspended, amended, modified, canceled or otherwise changed except as otherwise disclosed by documents in the applicable loan file and (C) CBES or one of its Subsidiaries is the sole holder of legal and beneficial title to each loan reflected in the consolidated financial statements of CBES except as otherwise disclosed in the applicable loan file or on the books and records of CBES and its Subsidiaries. To the knowledge of CBES (x) all notes, evidences of indebtedness and agreements for the payment of money and all related documents, instruments, papers and other agreements for the payment of money and all related documents, instruments, papers and other security agreements of Community Bank, applicable thereto, are bona fide, are genuine as to signatures of all makers, endorsers, and guarantors, and were given for valid consideration; (y) all collateral securing such indebtedness existed at the disbursement of the funds which created the indebtedness; and (z) except as may be disclosed in the books and records of Community Bank relating to its loans, Community Bank has made no affirmative or negative oral or written commitments which would materially impair the enforcement of any of Community Bank's loans.
Loan Portfolio; Allowance; Asset Quality. (i) With respect to each loan owned by JSB or its Subsidiaries in whole or in part (each, a "Loan"), to the best knowledge of JSB:
Loan Portfolio; Allowance; Asset Quality. (i) With respect to each loan owned by LISB or its Subsidiaries in whole or in part (each, a "Loan"), to the best knowledge of LISB:
Loan Portfolio; Allowance; Asset Quality. (i) With respect to each Loan owned by SouthBanc or its Subsidiaries in whole or in part:
Loan Portfolio; Allowance; Asset Quality. (i) With respect to ---------------------------------------- each loan owned by SCCB or its Subsidiaries in whole or in part (each, a "Loan"), to the best knowledge of SCCB:
Loan Portfolio; Allowance; Asset Quality. (i) With respect to each loan owned by Haven or its Subsidiaries in whole or in part (each, a "Loan"), to the best knowledge of Haven:
Loan Portfolio; Allowance; Asset Quality. (i) With respect to each loan, lease, advance, credit enhancement, guarantee, other extension of credit, commitment and interest-bearing asset of South Jersey and South Jersey Savings (collectively, "LOANS") owned by South Jersey or South Jersey Savings in whole or in part:
