## Examples of *Effective Profit Rate* in a sentence

RM25,000 will be earmarked in PrimeWin CASA-i account (profit rate: 0.50% p.a.) and RM75,000 will be placed in TD-i account (profit rate: 5.50% p.a.)Effectively, customers will enjoy **Effective Profit Rate** (EPR) of 4.25% p.a. for both 6 months tenure TD-i and PrimeWin CASA-i which is earmarked for 6 months.

In calculating the amount of Ibra’, the Banks must identify and determine the Ceiling/Contracted Profit Rate (“CPR”) and the **Effective Profit Rate** (“EPR”) of the financing facility of the respective customer.

The actual profit shall be based on **Effective Profit Rate** („EPR‟) as per formula below: Actual Profit= EOD Balance X EPR X No. of days365 or 366** 366 to be used during the leap year.

Payment of profit is calculated on a daily basis according to the **Effective Profit Rate** (EPR) as determined by the Bank from time to time.

BFR + 0.50% p.a. on daily rest.Bank Negara Malaysia (BNM) Rate is 1.50% p.a.The **Effective Profit Rate** may vary on the movement of BFR/BNM rate, provided always that it shall not exceed the Ceiling Profit Rate.