Common use of Xxxx Pay Services Clause in Contracts

Xxxx Pay Services. During the Term of this Agreement, we may allow you to pay bills by electronic transfer or check to any Person whom we approve and you designate as a payee in any xxxx payment request sent through Online Banking Services. You may access our Xxxx Pay Services after logging into Online Banking Services by clicking on the Xxxx Payment link on the left side of the screen or through a mobile device or smartphone through a software application that we may make available to you in our sole discretion. You will then be directed to the web site of our third party xxxx payment provider. You will establish your list of payees by following the on-screen instructions and help features and instructions on the provider’s web site. You may add a new fixed or recurring payment for any payee but only if the payee is on your authorized list of payees and has been approved by us. If the payee is not able to receive electronic payments, a paper check may be generated for payment. The check will carry your account number and will clear directly through the Member Account you designate. A unique check number will appear on your statement for easy recognition and later viewing. We reserve the right to refuse the designation of a payee for any reason. We are not responsible if a xxxx payment request can not be made due to incomplete, incorrect, or outdated information provided by you regarding a payee or if you attempt to pay a payee that is not on your authorized payee list. We will process variable payments so that the payment is received on the Business Day you or the payee’s statement designates as the due date, as applicable; provided the payment request is received prior to the applicable cut-off time. The current cut-off time set by us is 2:00 a.m. Eastern Time. Variable xxxx requests received after the cut-off time, or at any time on a non-Business Day may be processed on the next Business Day. We reserve our right to change the cut-off time by giving you notice of the new cut-off time. FOR RECURRING PAYMENT REQUESTS, IF YOU DESIGNATE A PAYMENT DATE OF THE 28TH THROUGH THE 31ST OF A MONTH, THE PAYMENT WILL ALWAYS BE SCHEDULED TO ARRIVE ON THE CALENDAR DAY YOU SELECTED UNLESS THAT MONTH DOES NOT HAVE THE SAME NUMBER OF DAYS IN IT. THEN IT WILL BE SCHEDULED TO ARRIVE ON THE FIRST DAY OF THE FOLLOWING MONTH. Recurring payments will be processed to be received on the payment dates you have designated, unless such payment date falls on a non-Business Day resulting in your payment being processed to arrive on the NEXT Business Day. BASED ON THE LOCATION AND MANNER IN WHICH PAYMENT IS TO BE SENT, YOU MUST INITIATE YOUR XXXX PAYMENT REQUESTS A REASONABLE AMOUNT OF TIME PRIOR TO THE ACTUAL DUE DATE TO PROVIDE ENOUGH TIME FOR YOUR PAYMENT TO REACH THE PAYEE PRIOR TO THE ACTUAL DUE DATE. SUCH REASONABLE TIME SHALL NOT BE LESS THAN (A) FIVE (5) BUSINESS DAYS FOR EACH PAPER XXXX PAYMENT (RECURRING OR VARIABLE) OR (B) THREE (3) DAYS FOR EACH ELECTRONIC PAYMENT. IT IS YOUR RESPONSIBILITY TO SCHEDULE/ACTIVATE PAYMENTS IN ADVANCE, WHETHER RECURRING OR ONE-TIME PAYMENTS. WE WILL NOT BE RESPONSIBLE FOR LATE PAYMENTS WHEN YOU FAIL TO TIMELY INITIATE PAYMENTS PRIOR TO THE ACTUAL DUE DATE. Due to circumstances beyond our control, some payees take longer to post payments than others. We may send out your first payment up to eight (8) Business Days in advance of the payment date, and thus the amount of your check or electronic draft will be deducted from your Connected Account sooner than a payment/payee relationship that has already been established. After your first payment has posted, you will have a better understanding of how much time to allow for each payee. You must select a payment date that is at least three (3) Business Days before the actual due date reflected on your payee statement. If your actual due date falls on a non-Business Day you must select a payment date that is at least one Business Day before the actual due date. Payment dates should be prior to any late date or grace period. When you have scheduled a payment, you authorize us to debit your Connected Account and remit funds on your behalf. You certify that your Connected Account is an account from which you are authorized to make payments and any payment you make will be debited from your Connected Account. You also authorize the credit of returned payments from payees using the Xxxx Pay Service. We will incur no liability if we are unable to complete any payments initiated because of any of the following: (a) you have not provided us with the correct payment account information, or the correct name, address, phone number, or account information for the payee upon initiation of the payment; (b) circumstances beyond our control (such as, but not limited to, fire, flood, or interference from an outside force) prevent us from properly executing the transaction; (c) the payment-processing center is not functioning properly; or (d) the payee does not accept or returns the payment for any reason. You agree to have available and collected funds on deposit in the applicable Connected Account you designate in amounts sufficient to pay for all xxxx payment requests, as well as, any other payment obligations you have to us. We reserve the right, without liability, to (a) reject or reverse a xxxx payment request or (b) suspend your use of the Xxxx Payment Services, if you fail to comply with this requirement or any other terms or conditions of this Agreement. If you do not have sufficient funds in the funding Connected Account and we have not exercised our right to reverse or reject a xxxx payment request, you agree to pay for such payment obligations on demand. You further agree that we, at our sole option, may charge any of your accounts with us to cover such payment obligations. We reserve the right to select the method in which to remit funds through the Xxxx Pay Service on your behalf to your payee. Any xxxx payment request can be changed or canceled, provided you access the Xxxx Pay Service prior to the cut- off time on the Business Day prior to the payment date you designate for the xxxx to be paid. Additionally, payments cannot be made to any federal or state governmental agency. You must have enough available money or credit in any account from which you instruct us to make a xxxx payment request. All xxxx payment requests must be in U.S. Dollars. For security reasons, we may implement limits on the number or amount of xxxx payment requests you can make using our Xxxx Pay Services. In addition, a single xxxx payment request cannot exceed $9,999.99 and the collective total for one (1) Business Day cannot exceed $19,999.99. If you desire to make a transaction in excess of such limits, after receiving a written request from you, we may, in our sole and absolute discretion, modify such limits. In using the Xxxx Pay Service, you understand that we and/or the United States Postal Service may return payments for various reasons, such as, but not limited to, the account number is not valid; the Xxxx Pay Service is unable to locate the account; or payee account is paid in full.

Xxxx Pay Services. During the Term of this Agreement, we may allow you to pay bills by electronic transfer or check to any Person whom we approve and you designate as a payee in any xxxx payment request sent through Online Banking Services. You Consumers may access our Xxxx Pay Services after logging into Online Banking Services by clicking on the Xxxx Payment link on the left side of the screen or we may allow access through a mobile device or smartphone through a software application that we may make available to you in our sole discretion. Business customers may log in via a link on our website at xxx.xxxxxxxxxx.xxx or through a link within online banking by clicking on the Business Xxxx Payment link on the left side of the screen. You will then be directed to the web site of our third party xxxx payment provider. You will establish your list of payees by following the on-screen instructions and help features and instructions on the provider’s web site. You may add a new fixed or recurring payment for any payee but only if the payee is on your authorized list of payees and has been approved by us. If the payee is not able to receive electronic payments, a paper check may be generated for payment. The check will carry your account number and will clear directly through the Member Customer Account you designate. A unique check number will appear on your statement for easy recognition and later viewing. We reserve the right to refuse the designation of a payee for any reason. We are not responsible if a xxxx payment request can not be made due to incomplete, incorrect, or outdated information provided by you regarding a payee or if you attempt to pay a payee that is not on your authorized payee list. We will process variable payments so that the payment is received on the Business Day you or the payee’s statement designates as the due date, as applicable; provided the payment request is received prior to the applicable cut-off time. The current cut-off time set by us is 2:00 a.m. Eastern 3:00 Pacific Standard Time. Variable xxxx requests received after the cut-off time, or at any time on a non-Business Day may be processed on the next Business Day. We reserve our right to change the cut-off time by giving you notice of the new cut-off time. FOR RECURRING PAYMENT REQUESTS, IF YOU DESIGNATE A PAYMENT DATE OF THE 28TH THROUGH THE 31ST OF A MONTH, THE PAYMENT WILL ALWAYS BE SCHEDULED TO ARRIVE ON THE CALENDAR DAY YOU SELECTED UNLESS THAT MONTH DOES NOT HAVE THE SAME NUMBER OF DAYS IN IT. THEN IT WILL BE SCHEDULED TO ARRIVE ON THE FIRST DAY OF THE FOLLOWING MONTH. Recurring payments will be processed to be received on the payment dates you have designated, unless such payment date falls on a non-Business Day resulting in your payment being processed to arrive on the NEXT Business Day. BASED ON THE LOCATION AND MANNER IN WHICH PAYMENT IS TO BE SENT, YOU MUST INITIATE YOUR XXXX PAYMENT REQUESTS A REASONABLE AMOUNT OF TIME PRIOR TO THE ACTUAL DUE DATE TO PROVIDE ENOUGH TIME FOR YOUR PAYMENT TO REACH THE PAYEE PRIOR TO THE ACTUAL DUE DATE. SUCH REASONABLE TIME SHALL NOT BE LESS THAN (A) FIVE (5) BUSINESS DAYS FOR EACH PAPER XXXX PAYMENT (RECURRING OR VARIABLE) OR (B) THREE (3) DAYS FOR EACH ELECTRONIC PAYMENT. IT IS YOUR RESPONSIBILITY TO SCHEDULE/ACTIVATE PAYMENTS IN ADVANCE, WHETHER RECURRING OR ONE-TIME PAYMENTS. WE WILL NOT BE RESPONSIBLE FOR LATE PAYMENTS WHEN YOU FAIL TO TIMELY INITIATE PAYMENTS PRIOR TO THE ACTUAL DUE DATE. Due to circumstances beyond our control, some payees take longer to post payments than others. We may send out your first payment up to eight (8) Business Days in advance of the payment date, and thus the amount of your check or electronic draft will be deducted from your Connected Account sooner than a payment/payee relationship that has already been established. After your first payment has posted, you will have a better understanding of how much time to allow for each payee. You must select a payment date that is at least three (3) Business Days before the actual due date reflected on your payee statement. If your actual due date falls on a non-Business Day you must select a payment date that is at least one Business Day before the actual due date. Payment dates should be prior to any late date or grace period. When you have scheduled a payment, you authorize us to debit your Connected Account and remit funds on your behalf. You certify that your Connected Account is an account from which you are authorized to make payments and any payment you make will be debited from your Connected Account. You also authorize the credit of returned payments from payees using the Xxxx Pay Service. We will incur no liability if we are unable to complete any payments initiated because of any of the following: (a) you have not provided us with the correct payment account information, or the correct name, address, phone number, or account information for the payee upon initiation of the payment; (b) circumstances beyond our control (such as, but not limited to, fire, flood, or interference from an outside force) prevent us from properly executing the transaction; (c) the payment-processing center is not functioning properly; or (d) the payee does not accept or returns the payment for any reason. You agree to have available and collected funds on deposit in the applicable Connected Account you designate in amounts sufficient to pay for all xxxx payment requests, as well as, any other payment obligations you have to us. We reserve the right, without liability, to (a) reject or reverse a xxxx payment request or (b) suspend your use of the Xxxx Payment Services, if you fail to comply with this requirement or any other terms or conditions of this Agreement. If you do not have sufficient funds in the funding Connected Account and we have not exercised our right to reverse or reject a xxxx payment request, you agree to pay for such payment obligations on demand. You further agree that we, at our sole option, may charge any of your accounts with us to cover such payment obligations. We reserve the right to select the method in which to remit funds through the Xxxx Pay Service on your behalf to your payee. Any xxxx payment request can be changed or canceled, provided you access the Xxxx Pay Service prior to the cut- off time on the Business Day prior to the payment date you designate for the xxxx to be paid. Additionally, payments cannot be made to any federal or state governmental agency. You must have enough available money or credit in any account from which you instruct us to make a xxxx payment request. All xxxx payment requests must be in U.S. Dollars. For security reasons, we may implement limits on the number or amount of xxxx payment requests you can make using our Xxxx Pay Services. In addition, a single xxxx payment request cannot exceed $9,999.99 and the collective total for one (1) Business Day cannot exceed $19,999.99. If you desire to make a transaction in excess of such limits, after receiving a written request from you, we may, in our sole and absolute discretion, modify such limits. In using the Xxxx Pay Service, you understand that we and/or the United States Postal Service may return payments for various reasons, such as, but not limited to, the account number is not valid; the Xxxx Pay Service is unable to locate the account; or payee account is paid in full.three

Xxxx Pay Services. During the Term of this Agreement, we may allow you to pay bills by electronic transfer or check to any Person whom we approve and you designate as a payee in any xxxx payment request sent through Online Banking Services. You Consumers may access our Xxxx Pay Services after logging into Online Banking Services by clicking on the Xxxx Payment link on the left side of the screen or we may allow access through a mobile device or smartphone through a software application that we may make available to you in our sole discretion. Business customers may log in via a link on our website at xxx.xxxxxxxxxx.xxx or through a link within online banking by clicking on the Business Xxxx Payment link on the left side of the screen. You will then be directed to the web site of our third party xxxx payment provider. You will establish your list of payees by following the on-screen instructions and help features and instructions on the provider’s web site. You may add a new fixed or recurring payment for any payee but only if the payee is on your authorized list of payees and has been approved by us. If the payee is not able to receive electronic payments, a paper check may be generated for payment. The check will carry your account number and will clear directly through the Member Customer Account you designate. A unique check number will appear on your statement for easy recognition and later viewing. We reserve the right to refuse the designation of a payee for any reason. We are not responsible if a xxxx payment request can not be made due to incomplete, incorrect, or outdated information provided by you regarding a payee or if you attempt to pay a payee that is not on your authorized payee list. We will process variable payments so that the payment is received on the Business Day you or the payee’s statement designates as the due date, as applicable; provided the payment request is received prior to the applicable cut-off time. The current cut-off time set by us is 2:00 a.m. Eastern 3:00 Pacific Standard Time. Variable xxxx requests received after the cut-off time, or at any time on a non-Business Day may be processed on the next Business Day. We reserve our right to change the cut-off time by giving you notice of the new cut-off time. FOR RECURRING PAYMENT REQUESTS, IF YOU DESIGNATE A PAYMENT DATE OF THE 28TH THROUGH THE 31ST OF A MONTH, THE PAYMENT WILL ALWAYS BE SCHEDULED TO ARRIVE ON THE CALENDAR DAY YOU SELECTED UNLESS THAT MONTH DOES NOT HAVE THE SAME NUMBER OF DAYS IN IT. THEN IT WILL BE SCHEDULED TO ARRIVE ON THE FIRST DAY OF THE FOLLOWING MONTH. Recurring payments will be processed to be received on the payment dates you have designated, unless such payment date falls on a non-Business Day resulting in your payment being processed to arrive on the NEXT Business Day. BASED ON THE LOCATION AND MANNER IN WHICH PAYMENT IS TO BE SENT, YOU MUST INITIATE YOUR XXXX PAYMENT REQUESTS A REASONABLE AMOUNT OF TIME PRIOR TO THE ACTUAL DUE DATE TO PROVIDE ENOUGH TIME FOR YOUR PAYMENT TO REACH THE PAYEE PRIOR TO THE ACTUAL DUE DATE. SUCH REASONABLE TIME SHALL NOT BE LESS THAN (A) FIVE (5) BUSINESS DAYS FOR EACH PAPER XXXX PAYMENT (RECURRING OR VARIABLE) OR (B) THREE (3) DAYS FOR EACH ELECTRONIC PAYMENT. IT IS YOUR RESPONSIBILITY TO SCHEDULE/ACTIVATE PAYMENTS IN ADVANCE, WHETHER RECURRING OR ONE-TIME PAYMENTS. WE WILL NOT BE RESPONSIBLE FOR LATE PAYMENTS WHEN YOU FAIL TO TIMELY INITIATE PAYMENTS PRIOR TO THE ACTUAL DUE DATE. Due to circumstances beyond our control, some payees take longer to post payments than others. We may send out your first payment up to eight (8) Business Days in advance of the payment date, and thus the amount of your check or electronic draft will be deducted from your Connected Account sooner than a payment/payee relationship that has already been established. After your first payment has posted, you will have a better understanding of how much time to allow for each payee. You must select a payment date that is at least three (3) Business Days before the actual due date reflected on your payee statement. If your actual due date falls on a non-Business Day you must select a payment date that is at least one Business Day before the actual due date. Payment dates should be prior to any late date or grace period. When you have scheduled a payment, you authorize us to debit your Connected Account and remit funds on your behalf. You certify that your Connected Account is an account from which you are authorized to make payments and any payment you make will be debited from your Connected Account. You also authorize the credit of returned payments from payees using the Xxxx Pay Service. We will incur no liability if we are unable to complete any payments initiated because of any of the following: (a) you have not provided us with the correct payment account information, or the correct name, address, phone number, or account information for the payee upon initiation of the payment; (b) circumstances beyond our control (such as, but not limited to, fire, flood, or interference from an outside force) prevent us from properly executing the transaction; (c) the payment-processing center is not functioning properly; or (d) the payee does not accept or returns the payment for any reason. You agree to have available and collected funds on deposit in the applicable Connected Account you designate in amounts sufficient to pay for all xxxx payment requests, as well as, any other payment obligations you have to us. We reserve the right, without liability, to (a) reject or reverse a xxxx payment request or (b) suspend your use of the Xxxx Payment Services, if you fail to comply with this requirement or any other terms or conditions of this Agreement. If you do not have sufficient funds in the funding Connected Account and we have not exercised our right to reverse or reject a xxxx payment request, you agree to pay for such payment obligations on demand. You further agree that we, at our sole option, may charge any of your accounts with us to cover such payment obligations. We reserve the right to select the method in which to remit funds through the Xxxx Pay Service on your behalf to your payee. Any xxxx payment request can be changed or canceled, provided you access the Xxxx Pay Service prior to the cut- off time on the Business Day prior to the payment date you designate for the xxxx to be paid. Additionally, payments cannot be made to any federal or state governmental agency. You must have enough available money or credit in any account from which you instruct us to make a xxxx payment request. All xxxx payment requests must be in U.S. Dollars. For security reasons, we may implement limits on the number or amount of xxxx payment requests you can make using our Xxxx Pay Services. In addition, a single xxxx payment request cannot exceed $9,999.99 and the collective total for one (1) Business Day cannot exceed $19,999.99. If you desire to make a transaction in excess of such limits, after receiving a written request from you, we may, in our sole and absolute discretion, modify such limits. In using the Xxxx Pay Service, you understand that we and/or the United States Postal Service may return payments for various reasons, such as, but not limited to, the account number is not valid; the Xxxx Pay Service is unable to locate the account; or payee account is paid in full.THAN

Xxxx Pay Services. During A. Using the Term of this Agreement, we may allow Service The BayVanguard Xxxx Pay Service allows you to pay bills by electronic transfer or check to any Person whom we approve and you designate as a payee in any schedule xxxx payment request sent payments through Online Banking ServicesBayVanguard Internet Banking. You can arrange, at your option, for the payment of your current, future and recurring bills from a checking account, up to a maximum of $10,000.00 per payee/merchant each business day. There is no limit to the number of payments that may access our Xxxx Pay Services after logging into Online Banking Services by clicking be authorized. Only one, one-time payment and one recurring payment may be sent to each payee on the Xxxx Payment link on the left side of the screen or through a mobile device or smartphone through a software application that we may make available to you in our sole discretion. You will then be directed to the web site of our third party xxxx payment provider. You will establish your list of payees by following the on-screen instructions and help features and instructions on the provider’s web site. You may add a new fixed or recurring payment for any payee but only if the payee is on your authorized list of payees and has been approved by us. If the payee is not able to receive electronic payments, a paper check may be generated for payment. The check will carry your account number and will clear directly through the Member Account you designate. A unique check number will appear on your statement for easy recognition and later viewing. We reserve the right to refuse the designation of a payee for any reasonsame day. We are not responsible if a xxxx payment request can not be made due unable to incompleteprocess any payments to federal, incorrectstate, or outdated information provided by you regarding a payee or if you attempt to pay a payee that is not on your authorized payee listlocal tax agencies. We will process variable payments so that By furnishing us with the payment is received on the Business Day you or the payee’s statement designates as the due date, as applicable; provided the payment request is received prior to the applicable cut-off time. The current cut-off time set by us is 2:00 a.m. Eastern Time. Variable xxxx requests received after the cut-off time, or at any time on a non-Business Day may be processed on the next Business Day. We reserve our right to change the cut-off time by giving you notice of the new cut-off time. FOR RECURRING PAYMENT REQUESTS, IF YOU DESIGNATE A PAYMENT DATE OF THE 28TH THROUGH THE 31ST OF A MONTH, THE PAYMENT WILL ALWAYS BE SCHEDULED TO ARRIVE ON THE CALENDAR DAY YOU SELECTED UNLESS THAT MONTH DOES NOT HAVE THE SAME NUMBER OF DAYS IN IT. THEN IT WILL BE SCHEDULED TO ARRIVE ON THE FIRST DAY OF THE FOLLOWING MONTH. Recurring payments will be processed to be received on the payment dates you have designated, unless such payment date falls on a non-Business Day resulting in your payment being processed to arrive on the NEXT Business Day. BASED ON THE LOCATION AND MANNER IN WHICH PAYMENT IS TO BE SENT, YOU MUST INITIATE YOUR XXXX PAYMENT REQUESTS A REASONABLE AMOUNT OF TIME PRIOR TO THE ACTUAL DUE DATE TO PROVIDE ENOUGH TIME FOR YOUR PAYMENT TO REACH THE PAYEE PRIOR TO THE ACTUAL DUE DATE. SUCH REASONABLE TIME SHALL NOT BE LESS THAN (A) FIVE (5) BUSINESS DAYS FOR EACH PAPER XXXX PAYMENT (RECURRING OR VARIABLE) OR (B) THREE (3) DAYS FOR EACH ELECTRONIC PAYMENT. IT IS YOUR RESPONSIBILITY TO SCHEDULE/ACTIVATE PAYMENTS IN ADVANCE, WHETHER RECURRING OR ONE-TIME PAYMENTS. WE WILL NOT BE RESPONSIBLE FOR LATE PAYMENTS WHEN YOU FAIL TO TIMELY INITIATE PAYMENTS PRIOR TO THE ACTUAL DUE DATE. Due to circumstances beyond our control, some payees take longer to post payments than others. We may send out your first payment up to eight (8) Business Days in advance of the payment date, and thus the amount names of your check or electronic draft will be deducted from your Connected Account sooner than a paymentpayee/payee relationship that has already been established. After your first payment has posted, you will have a better understanding of how much time to allow for each payee. You must select a payment date that is at least three (3) Business Days before the actual due date reflected on your payee statement. If your actual due date falls on a non-Business Day you must select a payment date that is at least one Business Day before the actual due date. Payment dates should be prior to any late date or grace period. When you have scheduled a paymentmerchants and their addresses, you authorize us to debit your Connected Account and follow the payment instructions to these payee/merchants that you provide us via BayVanguard Internet Banking. When we receive a payment instruction (for the current or future date), we remit funds to the payee on your behalf, from the funds in your selected Checking account, on the day you have instructed them to be sent (“Payment Date.”) However, we shall not be obligated to make any such payment unless your account and/or overdraft protection plan has sufficient funds or credit availability to pay the xxxx on the Payment Date. Funds for all xxxx payments (whether these payments are made electronically or by check) will be withdrawn from your account on the day instructed by you via BayVanguard Internet Banking. You certify that your Connected Account is an account from which you are authorized have the right to make payments and stop or change any payment you make will be debited from your Connected Accountscheduled payment. You also authorize must cancel the credit of returned payments from payees payment by no later than 4pm EST, on the payment date; by using the DELETE function on the BayVanguard scheduled payment page or by calling: BayVanguard Internet Banking Customer Service at (000) 000-0000 Note: Any payments made with Xxxx Pay Servicerequire sufficient time for your payee to credit your account properly. To avoid incurring a finance charge or other charge, you must schedule a payment sufficiently in advance of the due date of your payment. When you schedule payments: YOU MUST SCHEDULE THE PAYMENT AT LEAST 5 FULL BUSINESS DAYS PRIOR TO THE DUE DATE OF YOUR PAYMENT. If BayVanguard does not properly complete a xxxx payment on time or in the correct amount, we pay any late fees or finance charges as long as your account was in good standing with the merchant prior to this incident. We will incur no liability also be liable to you if we are unable fail to complete stop a payment pursuant to your timely order to do so. BayVanguard shall not be responsible for any payments initiated because of charges imposed or any of the following: (a) other action taken by a payee resulting from a payment that you have not provided us with the correct payment account informationscheduled properly, or the correct name, address, phone number, or account information for the payee upon initiation of the payment; (b) circumstances beyond our control (such as, but not limited to, fire, flood, or interference from an outside force) prevent us from properly executing the transaction; (c) the payment-processing center is not functioning properly; or (d) the payee does not accept or returns the payment for including any reason. You agree to have available applicable finance charges and collected funds on deposit in the applicable Connected Account you designate in amounts sufficient to pay for all xxxx payment requests, as well as, any other payment obligations you have to us. We reserve the right, without liability, to (a) reject or reverse a xxxx payment request or (b) suspend your use of the Xxxx Payment Services, if you fail to comply with this requirement or any other terms or conditions of this Agreement. If you do not have sufficient funds in the funding Connected Account and we have not exercised our right to reverse or reject a xxxx payment request, you agree to pay for such payment obligations on demand. You further agree that we, at our sole option, may charge any of your accounts with us to cover such payment obligations. We reserve the right to select the method in which to remit funds through the Xxxx Pay Service on your behalf to your payee. Any xxxx payment request can be changed or canceled, provided you access the Xxxx Pay Service prior to the cut- off time on the Business Day prior to the payment date you designate for the xxxx to be paid. Additionally, payments cannot be made to any federal or state governmental agency. You must have enough available money or credit in any account from which you instruct us to make a xxxx payment request. All xxxx payment requests must be in U.S. Dollars. For security reasons, we may implement limits on the number or amount of xxxx payment requests you can make using our Xxxx Pay Serviceslate fees. In addition, a single BayVanguard will not be liable if any third party through whom any xxxx payment request canis made fails to properly transmit the payment to the intended payee. We will also not exceed $9,999.99 and be liable if there are insufficient funds or credit availability in your designated payment account and/or overdraft protection plan; if a legal order directs us to prohibit withdrawals from the collective total payment account, if the payment account is closed or frozen; or if the BayVanguard ATM or any part of the electronic fund system is not working properly. BayVanguard will not be liable for one (1) Business Day cannot exceed $19,999.99indirect, special, or consequential damages arising out of the use of Xxxx Pay. If you desire BayVanguard reserves the right to make a transaction in excess terminate your use of such limits, after receiving a written request from you, we may, in our sole and absolute discretion, modify such limits. In using the Xxxx Pay Serviceat any time. If, for any reason, you understand should ever wish to cancel all future xxxx payments at the same time that you cancel your service, either by deleting those payments yourself using BayVanguard Internet Banking or by calling BayVanguard Internet Banking Customer Service at 410-768-5300. This will ensure that future payments and transfers made by you will not be duplicated. We will automatically delete all outstanding payment orders (all individual payments and recurring payments) once we and/or the United States Postal Service may return payments for various reasons, such as, but not limited to, the account number is not valid; the Xxxx Pay Service is unable have been notified that your service has been terminated. We will continue to locate the account; or payee account is paid in fullmaintain your accounts until you notify us otherwise.