Non-PIN Transactions With Your Debit Card Sample Clauses

Non-PIN Transactions With Your Debit Card. When we authorize a non-PIN debit card transaction (which may or may not require your signature), we may immediately reduce the Available Balance in your account by the authorization amount requested by the merchant until that transaction is presented to us by the merchant for payment, or no more than three (3) business days after the date of authorization, whichever first occurs. This authorization amount reduces your Available Balance and those funds will not be available to you for withdrawal or to pay other debits on your account during that time. If your Available Balance is not sufficient for checks or other debits, you may be subject to overdraft or NSF fees. The final transaction amount presented by the merchant for payment may differ from the amount the merchant originally requested for authorization. If your Available Balance is no longer sufficient to pay authorized debit transactions when presented for payment, you also may be subject to overdraft fees on those debit transactions. This means you may be subject to overdraft fees when your Available Balance was sufficient at the time of authorization, but intervening events caused the Available Balance to be insufficient at the time the item was presented for payment. Even if the amount authorized is made available to you for any reason, you still remain liable for the amount of the transaction if it is presented to us for payment. Please see your debit card agreement for more details regarding debit card authorizations.
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