Common use of Medical/Dental Insurance Clause in Contracts

Medical/Dental Insurance. The Board shall provide health, life and dental insurance benefits for full-time employees. Except as noted below, all other employees shall be eligible for Board paid insurance benefits prorated to their service (see chart below for specific rates). For the duration of this Agreement the level of benefits provided to each Bargaining Unit Member will be the same or better than the level of benefits effective September 1, 2017 unless required otherwise to comply with applicable state and federal laws. When both spouses are employed by the Board they are entitled to one family plan or one single plan. No Insurance coverage – The Board shall pay a stipend in the amount of $2,500 per year for those full-time employees who would be eligible for a family plan (i.e., who have a spouse and/or dependents), to remain off of the group health insurance coverage for an entire year. A $2,000 per year stipend shall be paid to any full-time employee who would be eligible for a single plan (i.e., who does not have a spouse or any dependents), but who does not enroll in the Medical Insurance Plan to remain off the group health insurance coverage for an entire year. To be eligible for this stipend, employees who regularly work 30 hours or more per week must provide proof of insurance coverage that is not through the Insurance Marketplace. The stipend will be paid in two installments; the first being in the second pay of the month following the open enrollment month; the second being in the second pay of June. The employee may enroll in the insurance during that one year only if a qualifying event occurs under federal law entitling the person to enroll, without obligation to repay the Board of Education for the portion of the stipend which had already been paid for that year. New employees after the annual enrollment period shall not receive any prorated stipend until such employee withdraws from enrollment before the next insurance year. When both spouses are covered by the District’s insurance program neither spouse is entitled to the stipend.