Common use of Long-Term Disability (L.T Clause in Contracts

Long-Term Disability (L.T. D.) The Plan will provide coverage for seventy-five percent (75%) of the nurse's normal gross straight time pay inclusive of any Workers' Compensation and Canada Pension Disability Benefits (exclusive of dependent benefits) when the employee is totally disabled from performing all of the functions of her own occupation for a period of twenty-four (24) months; thereafter L.T.D. benefits will be payable if the nurse is totally disabled from engaging in any gainful employment for which she is or becomes qualified by education, training or experience. Payment to the nurse will begin upon cessation of the S.T.D. Plan and will continue as long as she is disabled or she recovers or until the employee is entitled to retire. L.T.D. benefits will be offset by benefits payable from other Group Plans only to the extent that the total benefits payable would exceed eighty-five percent (85%) of earnings.

Long-Term Disability (L.T. D.) The Plan will provide coverage for seventy-five percent (75%) of the nurse's normal gross straight time pay inclusive of any Workers' Compensation and Canada Pension Disability Benefits (exclusive of dependent benefits) when the employee is totally disabled from performing all of the functions of her own occupation for a period of twenty-four (24) months; thereafter L.T.D. benefits will be payable if the nurse is totally disabled from engaging in any gainful employment for which she is or becomes qualified by education, training or experience. Payment to the nurse will begin upon cessation of the S.T.D. Plan and will continue as long as she is disabled or she recovers or until the employee is entitled to retire. L.T.D. benefits will be offset by benefits payable from other Group Plans group plans only to the extent that the total benefits payable would exceed eighty-five percent (85%) of earnings.

Long-Term Disability (L.T. D.) The Plan will provide coverage for seventy-five percent (75%) of the nurse's normal gross straight time pay inclusive of any Workers' Compensation and Canada Pension Disability Benefits (exclusive of dependent benefits) when the employee is totally disabled from performing all of the functions of her own occupation for a period of twenty-four (24) months; thereafter L.T.D. benefits will be payable if the nurse is totally disabled from engaging in any gainful employment for which she is or becomes qualified by education, training or experience. Payment to the nurse will begin upon cessation of the S.T.D. Plan and will continue as long as she is disabled or she recovers or until the employee is entitled to retire. L.T.D. benefits will be offset by benefits payable from other Group Plans only to the extent that the total benefits payable would exceed eighty-five percent (85%) of earnings.