Eligibility and Verification of External Accounts. You must follow the Service instructions to establish an External Account in the Service application in order to enable the External Account for Service fund transfers. The Service application will provide a list of third party institutions that are eligible as External Account Institutions. We make no representation or warranty that all or any particular third party institutions are eligible as External Account Institutions or that any account you maintain with any third party institution is eligible as an External Account. Institutions that are eligible as External Account Institutions and accounts that are eligible as External Accounts may change from time to time without notice. You represent and warrant that each External Account you establish in connection with the Service is located in the United States. You must be a named owner on each Eligible Account and each External Account that you use in connection with the Service. You must provide the information we request in order to establish an External Account and enable it for Service fund transfers, which information may include the account type, the account number, and an identification or routing number for the External Account Institution. You authorize us to verify your External Account using such procedures and processes as we deem appropriate in our discretion. Such procedures and processes may include disclosing to and receiving from third parties (including, without limitation, the External Account Institution and our service providers) information about you, your Eligible Account, or your External Account as necessary for verification; using external databases and services; requiring you to submit proof of ownership of the External Account (including by the provision of electronic login credentials for the External Account); or using trial deposit and debit procedures. If we verify the External Account using trial deposits and debits, we will make, and you hereby authorize us to make, one or two small deposits to and offsetting debits from your External Account. You will then be asked to confirm the deposit amount in the Service application. If we are unable to verify an account through our verification processes and procedures, we will not allow you to establish the account as an External Account.
