Free credit report definition

Free credit report means a file disclosure prepared by or obtained from, directly or indirectly, a nationwide consumer reporting agency, including without limitation Equifax, Experian or TransUnion, that is represented, either expressly or impliedly, to be available to the consumer at no cost if the consumer purchases a product or service, or agrees to purchase a product or service subject to cancellation.
Free credit report means a file disclosure prepared by or obtained from, directly or indirectly, a nationwide consumer reporting agency (as defined in section 603(p) of the Fair Credit Reporting Act), that is represented, either expressly or impliedly, to be available to the consumer at no cost if the consumer purchases a product or service, or agrees to purchase a product or service subject to cancellation.
Free credit report means a file dis- closure prepared by or obtained from, directly or indirectly, a nationwide consumer reporting agency (as defined in section 603(p) of the FCRA), that is represented, either expressly or impliedly, to be available to the con- sumer at no cost if the consumer pur- chases a product or service, or agrees to purchase a product or service sub- ject to cancellation.

Examples of Free credit report in a sentence

  • The website advertised a “ Free credit report when you sign up for a free 30-day trial of CreditCheck.” When Plaintiff failed to cancel the CreditCheck service within 30 days, she was automatically signed up for a credit monitoring service at $79.95 plus $9.95 per month.

  • MOVED by Councillor Walker, seconded by Councillor Rankin, that the extension of the current open zones on Thursdays be changed to 12:00 a.m. (midnight) to Friday 3:00 a.m. MOTION TO AMEND DEFEATED.

  • The Health and Safety Officer has overall responsibility for ensuring potential hazards are identified and risk assessments are completed for all areas of risk in the school.

  • Free credit report means a file disclosure prepared by or obtained from, directly or indirectly, a nationwide consumer reporting agency (as defined in section 603(p) of the FCRA), that is represented, either expressly or impliedly, to be available to the consumer at no cost if the consumer purchases a product or service, or agrees to purchase a product or service subject to cancellation.

  • Find consumer credit lawyers wwwnacanet Statute of limitations for all states wwwcarreonandassociatescom articlessolhtm Free credit report website.

  • Classroom presentations to educate participants about the home-buying process and the advantages and disadvantages of owning a home versus renting a home.2. Classroom presentations to inform participants about down payment assistance programs.3. Classroom presentations to explain credit scores and building borrower credit profiles.4. Individual face-to-face meetings with HUD-approved housing counselors.5. Free credit report pulls.


More Definitions of Free credit report

Free credit report means a file dis- closure prepared by or obtained from, directly or indirectly, a nationwide consumer reporting agency (as defined in section 603(p) of the Fair Credit Re- porting Act), that is represented, ei- ther expressly or impliedly, to be avail- able to the consumer at no cost if the consumer purchases a product or serv- ice, or agrees to purchase a product or service subject to cancellation.

Related to Free credit report

  • Credit report means any written, oral, or other communication of

  • Letter of Credit Report means a certificate substantially in the form of Exhibit N or any other form approved by the Administrative Agent.

  • Fair Credit Reporting Act The Fair Credit Reporting Act of 1970, as amended.

  • Credit reporting agency means a corporation that carries on a credit reporting business.

  • Audit Report means a report summarising the testing completed and the actions arising following an Audit;

  • FTR Credit Requirement means the amount of credit that a Participant must provide in order to support the FTR positions that it holds and/or for which it is bidding. The FTR Credit Requirement shall not include months for which the invoicing has already been completed, provided that PJMSettlement shall have up to two Business Days following the date of the invoice completion to make such adjustments in its credit systems. FTR Credit Requirements are calculated and applied separately for each separate customer account. FTR Flow Undiversified:

  • Certification Practice Statement means a statement issued by a Certifying Authority to specify the practices that the Certifying Authority employs in issuing Digital Signature Certificates;

  • Equal Credit Opportunity Act means the Equal Credit Opportunity Act, as amended.

  • Credit Requirements means a long-term credit rating (corporate or long-term senior unsecured debt) of (1) “Baa3” or greater by Xxxxx’x, or (2) “BBB-” or greater by S&P, or such other indicia of creditworthiness acceptable to PacifiCorp in its reasonable judgment.

  • Credit Reference Bureau means a credit reference bureau duly licensed under the Banking Act pursuant to the Banking (Credit Reference Bureau) Regulations, 2013, as amended, revised or promulgated from time to time, to inter alia, collect and facilitate the sharing of customer credit information;

  • National Credit Act means the National Credit Act, 2005 (Act No. 34 of 2005);

  • Letter of Credit Related Person has the meaning specified therefor in Section 2.11(f) of the Agreement.

  • Letter of Credit Reimbursement Agreement has the meaning specified in Section 2.4(e).

  • Standard Letter of Credit Practice means, for Issuing Bank, any domestic or foreign law or letter of credit practices applicable in the city in which Issuing Bank issued the applicable Letter of Credit or, for its branch or correspondent, such laws and practices applicable in the city in which it has advised, confirmed or negotiated such Letter of Credit, as the case may be, in each case, (a) which letter of credit practices are of banks that regularly issue letters of credit in the particular city, and (b) which laws or letter of credit practices are required or permitted under ISP or UCP, as chosen in the applicable Letter of Credit.

  • Truth in Lending Act means the Truth in Lending Act of 1968, as amended.

  • Applicable Letter of Credit Fee Rate means the percentage rate per annum based on the Leverage Ratio then in effect according to the pricing grid on Schedule 1.1(A) below the heading “Letter of Credit Fee.”

  • CMSA Historical Liquidation Report means a report substantially in the form of, and containing the information called for in, the downloadable form of the "Historical Liquidation Report" available as of the Closing Date on the CMSA Website, or such other form for the presentation of such information and containing such additional information as may from time to time be approved by the CMSA for commercial mortgage securities transactions generally.

  • Letter of Credit Reserve has the meaning set forth in Section 2.1.2(d).

  • Consumer credit transaction means a consumer credit sale or consumer loan, or a refinancing or consolidation thereof, or a consumer lease, or a consumer rental purchase agreement.

  • Letter of Credit Request shall have the meaning provided in Section 2.03(a).

  • Credit Risk Manager Fee Rate 0.0125% per annum.

  • Consumer report means any written, oral or other communication of any information by a consumer reporting agency bearing on your credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing your eligibility for employment purposes.

  • Total Loan Report format substantially in the form of and containing the information called for therein for the Mortgage Loans, or such other form for the presentation of such information as may be approved from time to time by the CREFC® for commercial mortgage securities transactions generally.

  • CREFC® Loan Liquidation Report Template A report substantially in the form of, and containing the information called for in, the downloadable form of the “Loan Liquidation Report Template” available as of the Closing Date on the CREFC® Website, or such other form for the presentation of such information and containing such additional information as may from time to time be approved by the CREFC® for commercial mortgage securities transactions generally.

  • CREFC® Loan Modification Report Template A report substantially in the form of, and containing the information called for in, the downloadable form of the “Loan Modification Report Template” available as of the Closing Date on the CREFC® Website, or such other form for the presentation of such information and containing such additional information as may from time to time be approved by the CREFC® for commercial mortgage securities transactions generally.

  • Financial Instruments Accounts Act means the Swedish Financial Instruments Accounts Act (lag (1998:1479) om kontoföring av finansiella instrument).