Common use of YOUR PERSONAL INFORMATION Clause in Contracts

YOUR PERSONAL INFORMATION. The basics We collect and use relevant information about you to provide you with your insurance cover or the insurance cover that benefits you and to meet our legal obligations. This information includes personal data such as your name, address and contact details and other information that we collect about you in connection with the insurance cover from which you benefit. This information may also include more sensitive data such as information about your health and any criminal convictions. In certain circumstances, we may need your consent to process certain information about you and this is explained in our privacy policy. Where we need your consent, we will ask you for it specifically. You do not have to give your consent, and you may withdraw your consent at any time. However, if you do not provide your consent, or you withdraw your consent, this may affect our ability to provide the insurance cover from which you benefit and may prevent us from providing cover for you or handling your claims. The way insurance works means that your information may be shared with, and used by, a number of third parties in the insurance sector. For example, agents or brokers (when making applications), insurers, reinsurers, loss-adjusters (if you claim), sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detections agencies and compulsory insurance databases. We will only disclose your personal information in connection with the insurance coverage that we provide and to the extent required or permitted by law. If you provide other people’s details to us Where you provide us or your agent or broker with information about other people, you must make them aware that you are doing so. Where possible, you should also provide them with this notice. If you would like more information For more information about how we use your personal information, please see our privacy policy, which is available on our website (xxx.xxxxxxxxxx.xxx/xxxxxx/xxxxxxx-xxxxxx) and in other formats upon request. Additional information on how the insurance market uses data is provided by the Lloyd’s Market Association (“LMA”) in their Insurance Market Core Uses Information Notice. Contacting us and your rights You have rights in relation to the information we hold about you, including the right to access your information. If you wish to exercise your rights, discuss how we use your information or request a copy of our full privacy notice(s) you should contact the broker or agent who provided you with your insurance in the first instance, or you may get in touch with us by contacting: The Data Protection Officer Ascot Underwriting Limited 00 Xxxxxxxxx Xxxxxx Xxxxxx XX0X 0XX +00 00 0000 0000 XXX@xxxxx.xxx

YOUR PERSONAL INFORMATION. The basics We take the privacy of our members seriously and our Privacy Policy explains the ways in which we collect, use, store, protect and disclose your personal information. We collect and use relevant personal information about from you to provide you with our services, to administer your insurance cover or membership with us and for the insurance cover that benefits you and to meet other purposes described in our legal obligationsPrivacy Policy. This information includes personal data such as your nameIn most cases, address and contact details and other information that we collect about your personal information directly from you, including through your Membership Application, a Change Form, Health Check Waiver, and in the course of our other communications with you, which may occur through our website or when you in connection with the insurance cover from which call or contact our staff. If you benefit. This information may also include more sensitive data such as information about do not allow us to collect your health and any criminal convictions. In certain circumstancespersonal information, we may need not be able to provide you with our services, administer your consent to process certain information about you and this is explained membership with us or conduct some or all of the other activities described in our privacy policyPrivacy Policy. Where we need With your consent, we will ask may also collect personal information which relates to your physical health or condition, including (without limitation) when you complete our Health Check Waiver, so that we can assess your general health, wellbeing and your readiness for it specificallyphysical exercise and for the other purposes set out in our Privacy Policy. You do not have to give your consent, and you may withdraw your consent at any time. However, if If you do not provide this information, you will not be able to use our club. If we believe you have any health issue or if our Health Check Waiver is not fully completed, we may require you to obtain a medical certificate before we consider your consentapplication further. In order to perform our services and for the purposes described in our Privacy Policy, we may disclose some of your personal information to our related bodies corporate and to other persons or entities as outlined in our Privacy Policy. Should you withdraw your consent, this default on payments due to us we may affect our ability to provide the insurance cover from which you benefit and may prevent us from providing cover for you or handling your claims. The way insurance works means that your information may be shared with, and used by, a number of third parties in the insurance sector. For example, agents or brokers (when making applications), insurers, reinsurers, loss-adjusters (if you claim), sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detections agencies and compulsory insurance databases. We will only disclose your personal information by notifying the default to a credit reference agency or other third party to obtain payment from you. Other than as set out in connection with the insurance coverage that our Privacy Policy, we provide and will not share your personal information without your consent unless we are required to the extent required or permitted do so by law. If Our Privacy Policy explains how you provide other people’s details to us Where you provide us or your agent or broker with may access and correct the personal information about other people, you must make them aware that you are doing so. Where possible, you should also provide them with this notice. If you would like more information For more information about how we use your personal information, please see our privacy policy, which is available on our website (xxx.xxxxxxxxxx.xxx/xxxxxx/xxxxxxx-xxxxxx) and in other formats upon request. Additional information on how the insurance market uses data is provided by the Lloyd’s Market Association (“LMA”) in their Insurance Market Core Uses Information Notice. Contacting us and your rights You have rights in relation to the information we hold about you. It also sets out how you may contact us to complain about a breach of the Privacy Act, including the right to access your informationand how we will deal with such a complaint. If you wish to exercise your rightshave any questions or concerns about privacy or if you would like further information about our privacy practices, discuss how we use your information or request a copy of our full privacy notice(s) you should please contact the broker Habitat For Fitness Director using the following details: Email: xxxxxx@xxxxxxxxxxxxxxxxx.xx.xx Address: Habitat For Fitness, 000 Xxx Xxxxx Xxxx, Xxxxxxxxx, Xxxxxxxx 0000, XX BY SIGNING/AGREEING TO THE BELOW, YOU AGREE TO BE BOUND BY THIS AGREEMENT AND YOU CONSENT TO THE TERMS AND CONDITIONS WITHIN IT. Do not sign/agree until you have read these Terms and the other documents listed in paragraph 1. If there is anything you do not understand, please ask us for an explanation before you sign. If you are under 18, a parent or agent who provided guardian will need to sign below to give their permission for you to become a club member. Your parent or guardian will be responsible for your obligations under the Agreement and must sign below to say they accept these Terms and the Club Rules on your behalf, and to accept responsibility for your behaviour, actions and failure to act in line with this Agreement. In particular your insurance in parent or guardian will be responsible for paying all payments due under your membership. You agree that your parent or guardian will be the first instanceonly person we will discuss your membership with unless they authorise another person (including you). The Agreement between you and us will come into force when you sign these Terms (even if a Habitat For Fitness Representative is not named or do not sign them). Name of member_______________________________________ Signed (member) ________ ____________________________ Date __________________________________________ If you are under 18, a parent or guardian will need to sign below to consent to you may get in touch with us by contacting: The Data Protection Officer Ascot Underwriting becoming a member and will be responsible for your obligations under the Agreement, unless we waive this requirement. Name of member under 18 _______________________________ Name of Parent/Guardian __________________________ Signed (Parent/Guardian) Date Habitat For Fitness Limited 00 Xxxxxxxxx Xxxxxx Xxxxxx XX0X 0XX +00 00 0000 0000 XXX@xxxxx.xxxName of Habitat For Fitness Representative __________________________________________ Signed (for identification purposes only) _____________________________________________ (Habitat For Fitness Representative) Date _____ __ _ _ __ _ _ _ __ _ _ __

YOUR PERSONAL INFORMATION. The basics We collect and use relevant information about you to provide you with your insurance cover or the insurance cover that benefits you and to meet our legal obligations. This information includes personal data such as your name, address and contact details and other information that we collect about you in connection with the insurance cover from which you benefit. This information may also include more sensitive data such as information about your health and any criminal convictions. In certain circumstances, we may need your consent to process certain information about you and this is explained in our privacy policy. Where we need your consent, we will ask you for it specifically. You do not have to give your consent, and you may withdraw your consent at any time. However, if you do not provide your consent, or you withdraw your consent, this may affect our ability to provide the insurance cover from which you benefit and may prevent us from providing cover for you or handling your claims. The way insurance works means that your information may be shared with, and used by, a number of third parties in the insurance sector. For example, agents or brokers (when making applications), insurers, reinsurers, loss-adjusters (if you claim), sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detections agencies and compulsory insurance databases. We will only disclose your personal information in connection with the insurance coverage that we provide and to the extent required or permitted by law. If you provide other people’s details to us Where you provide us or your agent or broker with information about other people, you must make them aware that you are doing so. Where possible, you should also provide them with this notice. If you would like more information For more information about how we use your personal information, please see our privacy policy, which is available on our website (xxx.xxxxxxxxxx.xxx/xxxxxx/xxxxxxx-xxxxxxxxxxx://xxx.xxx0000.xxx/pages/privacy-policy) and in other formats upon request. Additional information on how the insurance market uses data is provided by the Lloyd’s Market Association (“LMA”) in their Insurance Market Core Uses Information Notice. Contacting us and your rights You have rights in relation to the information we hold about you, including the right to access your information. If you wish to exercise your rights, discuss how we use your information or request a copy of our full privacy notice(s) you should contact the broker or agent who provided you with your insurance in the first instance, or you may get in touch with us by contacting: The Data Protection Officer Ascot Underwriting Limited Coverys Managing Agency Ltd 00 Xxxxxxxxx Xxxxxx Xxxxxx XX0X 0XX London EC3M 4BS +00 00 0000 0000 XXX@xxxxx.xxxXxxx.xxxxxxxxxx@xxxxxxx.xx.xx

YOUR PERSONAL INFORMATION. The basics We collect For the most current and use relevant information about you to provide you with your insurance cover or the insurance cover that benefits you and to meet our legal obligations. This information includes personal data such as your name, address and contact details and other information that we collect about you in connection with the insurance cover from which you benefit. This information may also include more sensitive data such as information about your health and any criminal convictions. In certain circumstances, we may need your consent to process certain information about you and this is explained in our complete privacy policy. Where we need your consent, we will ask you for it specifically. You do not have to give your consent, and you may withdraw your consent at any time. However, if you do not provide your consent, or you withdraw your consent, this may affect visit our ability to provide the insurance cover from which you benefit and may prevent us from providing cover for you or handling your claims. The way insurance works means that your information may be shared with, and used by, a number of third parties in the insurance sector. For example, agents or brokers (when making applications), insurers, reinsurers, loss-adjusters (if you claim), sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detections agencies and compulsory insurance databaseswebsite. We will only collect, verify, use, and disclose your personal information in connection with according to your consent or as the insurance coverage that we provide law allows or requires. You consent to these measures and you will notify us about changes to the extent required your personal information or permitted by lawto your consent. If you provide other people’s details want to us Where you provide us or access and verify your agent or broker with information about other peoplepersonal information, you must make them aware that you are doing so. Where possible, you should also provide them with can visit this noticepage. If you would like more information For more information have a question about how we use your personal information, please see our privacy policy, which is available on our website (xxx.xxxxxxxxxx.xxx/xxxxxx/xxxxxxx-xxxxxx) and in other formats upon request. Additional information on how the insurance market uses data is provided by the Lloyd’s Market Association (“LMA”) in their Insurance Market Core Uses Information Notice. Contacting us and your rights You have rights in relation send a written request to the address at the end of this section. What personal information do we collect? • Identifying information like your name, address, telephone number(s), email address, your date of birth, occupation, driver’s licence, passport number or your Social Insurance Number (SIN); • Information about how you use our products and services, and information about your preferences, demographics, and interests; • Other personal information we hold about might need to administer our relationship with you, including . Where do we collect your personal information from? We require our service providers to protect your information • Your completed applications and forms as carefully as we do. • Other interactions between you and the right to access Bank How long do we keep your information? • Other sources, like: The longer of the time required either to manage your – Your advisor or authorized representative; account, or to comply with the law. If you wish – Third parties we deal with in issuing and administering Withdrawing your consent your account; You can withdraw your consent for us to exercise use your rightsSIN for – Your employer or credit reporting agencies; non-tax purposes. You can also withdraw your consent for – Public sources, discuss how such as government agencies, and internet sites. What do we use your personal information or request a copy of our full privacy notice(s) for? us to use your personal information to offer you should contact the broker or agent who provided you additional products and services, except those offers that are mailed with your insurance in statement. We need a certain amount of your personal information • Help us properly administer the first instanceproducts and services to manage your account. You can always withdraw your that we provide and to manage our relationship with you; consent, but if you withdraw so much that we can’t manage • Confirm your identity and the accuracy of the information you give us; your account anymore, we might consider the withdrawal to be an account termination. • Evaluate your application, and determine the suitability of To withdraw your consent, phone the Bank’s customer care our products for you; centre at 0-000-000-0000, or write to the Privacy Officer at • Comply with legal and regulatory requirements; the address below. • Support and maintain the accuracy and integrity of the Manulife Bank of Canada credit reporting system; Privacy Officer • Understand more about you and how you like to do business with us; • Analyze data to help us improve the products and services 000 Xxxx Xxxxxx X Xxxxxxxx, XX X0X 0X0 Xxxxxxx_xxxxxx_xxxxxxxx_xxxxxxxx@xxxxxxxx.xxx we provide 7. Complaints • Determine your eligibility for other products or services We want to give you excellent customer service, so please let that you might be interested in, like securities, insurance, us know how we’re doing (good or bad) by calling Manulife loans, investments, and rewards. Bank’s Customer Care Centre 0-000-000-0000. Who do we disclose your personal information to? Our Customer Care Experts will do everything they can to help you. But if you’re not completely satisfied after speaking to • Persons, financial institutions and other parties we work them, you can ask to talk to someone on our management with to issue and administer your account. This includes team. You can also contact Manulife Bank’s Ombudsman other Manulife entities; through our website. • Authorized employees, agents and representatives; If we still haven’t gotten it right, another option is the • Your advisor and any agency that supervises your advisor; independent Ombudsman of Banking Services and • Any person or organization you’ve given consent to; Investments (OBSI). Their toll-free number is: 0-000-000-0000 • Other institutions that may get in touch have granted you credit, credit or from Toronto: (000) 000-0000. bureaus and personal information agents with respect to Then there’s the Financial Consumer Agency of Canada your credit or financial history; (FCAC) available through their website or at 0-000-000-0000. • People who are legally authorized to view your personal information; • Service providers who require this information to perform their services for us by contacting: The Data Protection Officer Ascot Underwriting Limited 00 Xxxxxxxxx Xxxxxx Xxxxxx XX0X 0XX +00 00 0000 0000 XXX@xxxxx.xxx(for example, data processing or programming).

YOUR PERSONAL INFORMATION. The basics We take the privacy of our members seriously and our Privacy Policy, which is available at xxxxxxxxxxxx.xxx.xx, explains the ways in which we collect, use, store, protect and disclose your personal information. We collect and use relevant personal information about from you to provide you with our services, to administer your insurance cover or membership with us and for the insurance cover that benefits you and to meet other purposes described in our legal obligationsPrivacy Policy. This information includes personal data such as your nameIn most cases, address and contact details and other information that we collect about your personal information directly from you, including through your Membership Application Form, a Change of Circumstances Form, Health Check Questionnaire, the member portal at xxxxxxxxxxxx.xxx. au and in the course of our other communications with you, which may occur through xxxxxxxxxxxx.xxx.xx or when you in connection with the insurance cover from which call or contact our staff. If you benefit. This information may also include more sensitive data such as information about do not allow us to collect your health and any criminal convictions. In certain circumstancespersonal information, we may need not be able to provide you with our services, administer your consent to process certain information about you and this is explained membership with us or conduct some or all of the other activities described in our privacy policyPrivacy Policy. Where we need With your consent, we will ask may also collect personal information which relates to your physical health or condition, including (without limitation) when you complete our Health Check Questionnaire, so that we can assess your general health, wellbeing and your readiness for it specificallyphysical exercise and for the other purposes set out in our Privacy Policy. You do not have to give your consent, and you may withdraw your consent at any time. However, if If you do not provide this information, you will not be able to use our club. If we believe you have any health issue or if our Health Check Questionnaire is not fully completed, we may require you to obtain a medical certificate before we consider your consentapplication further. In order to perform our services and for the purposes described in our Privacy Policy, we may disclose some of your personal information to our related bodies corporate and to other persons or entities as outlined in our Privacy Policy. Should you withdraw your consent, this default on payments due to us we may affect our ability to provide the insurance cover from which you benefit and may prevent us from providing cover for you or handling your claims. The way insurance works means that your information may be shared with, and used by, a number of third parties in the insurance sector. For example, agents or brokers (when making applications), insurers, reinsurers, loss-adjusters (if you claim), sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detections agencies and compulsory insurance databases. We will only disclose your personal information by notifying the default to a credit reference agency or other third party to obtain payment from you. Other than as set out in connection with the insurance coverage that our Privacy Policy, we provide and will not share your personal information without your consent unless we are required to the extent required or permitted do so by law. If Our Privacy Policy explains how you provide other people’s details to us Where you provide us or your agent or broker with may access and correct the personal information about other people, you must make them aware that you are doing so. Where possible, you should also provide them with this notice. If you would like more information For more information about how we use your personal information, please see our privacy policy, which is available on our website (xxx.xxxxxxxxxx.xxx/xxxxxx/xxxxxxx-xxxxxx) and in other formats upon request. Additional information on how the insurance market uses data is provided by the Lloyd’s Market Association (“LMA”) in their Insurance Market Core Uses Information Notice. Contacting us and your rights You have rights in relation to the information we hold about you. It also sets out how you may contact us to complain about a breach of the Privacy Act, including the right to access your informationand how we will deal with such a complaint. If you wish to exercise your rightshave any questions or concerns about privacy or if you would like further information about our privacy practices, discuss how we use your information or request a copy of our full privacy notice(s) you should please contact the broker Virgin Active Privacy Officer using the following details: Email: xxxxxxx@xxxxxxxxxxxx.xxx.xx Address: Virgin Active Central, Level 5, 0 Xxxxxxx Xxx, Zetland NSW 2017 By signing below, you agree to be bound by this Agreement and you consent to the terms and conditions within it. Do not sign below until you have read these Terms and the other documents listed in paragraph 1. If there is anything you do not understand, please ask us for an explanation before you sign. If you are under 18, a parent or agent who provided guardian will need to sign below to give their permission for you to become a club member. Your parent or guardian will be responsible for your obligations under the Agreement and must sign below to say they accept these Terms and the Club Rules on your behalf, and to accept responsibility for your behaviour, actions and failure to act in line with this Agreement. In particular your insurance in parent or guardian will be responsible for paying all payments due under your membership. You agree that your parent or guardian will be the first instanceonly person we will discuss your membership with unless they authorise another person (including you). The Agreement between you and us will come into force when you sign these Terms (even if a Virgin Active Representative is not named or do not sign them). Name of member Signed (member) Date If you are under 18, a parent or guardian will need to sign below to consent to you may get in touch with us by contacting: The Data Protection Officer Ascot Underwriting becoming a member and will be responsible for your obligations under the Agreement, unless we waive this requirement. Name of member under 18 Name of Parent/Guardian Signed (Parent/Guardian) Date Virgin Active Australia Pty Limited 00 Xxxxxxxxx Xxxxxx Xxxxxx XX0X 0XX +00 00 0000 0000 XXX@xxxxx.xxxName of Virgin Active Representative Signed (for identification purposes only) (Virgin Active Representative) Date

YOUR PERSONAL INFORMATION. The basics We collect and use relevant information about you to provide you with your insurance cover or the insurance cover that benefits you and to meet our legal obligations. This information includes personal data such as your name, address and contact details and other information that we collect about you in connection with the insurance cover from which you benefit. This information may also include more sensitive data such as information about your health and any criminal convictions. In certain circumstances, we may need your consent to process certain information about you and this is explained in our privacy policy. Where we need your consent, we will ask you for it specifically. You do not have to give your consent, and you may withdraw your consent at any time. However, if you do not provide your consent, or you withdraw your consent, this may affect our ability to provide the insurance cover from which you benefit and may prevent us from providing cover for you or handling your claims. The way insurance works means that your information may be shared with, and used by, a number of third parties in the insurance sector. For example, agents or brokers (when making applications), insurers, reinsurers, loss-adjusters (if you claim), sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detections agencies and compulsory insurance databases. We will only disclose your personal information in connection with the insurance coverage that we provide and to the extent required or permitted by law. If you provide other people’s details to us Where you provide us or your agent or broker with information about other people, you must make them aware that you are doing so. Where possible, you should also provide them with this notice. If you would like more information For more information about how we use your personal information, please see our privacy policy, which is available on our website (xxx.xxxxxxxxxx.xxx/xxxxxx/xxxxxxx-xxxxxxxxxxx://xxx.xxx0000.xxx/pages/privacy-policy) and in other formats upon request. Additional information on how the insurance market uses data is provided by the Lloyd’s Market Association (“LMA”) in their Insurance Market Core Uses Information Notice. Contacting us and your rights You have rights in relation to the information we hold about you, including the right to access your information. If you wish to exercise your rights, discuss how we use your information or request a copy of our full privacy notice(s) you should contact the broker or agent who provided you with your insurance in the first instance, or you may get in touch with us by contacting: The Data Protection Officer Ascot Underwriting Limited 00 Xxxxxxxxx Xxxxxx Xxxxxx Syndicate Claims Manager Coverys Managing Agency Ltd, DTW1991, 6th floor of One Xxxxxxxxxx Xxxxx, XX0X 0XX +00 0XX. Tel: +00(0) 00 0000 0000 XXX@xxxxx.xxxxxxx.xxxxxxxxxx@xxxxxxx.xx.xx