Common use of Visa Debit Card Clause in Contracts

Visa Debit Card. You may use your Card to purchase goods and services from participating merchants. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. If the balance in your accounts is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Accounts, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number) in automated teller machines of the Credit Union, Cirrus Networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: • Withdraw funds from your checking accounts. • Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept VISA. • Order goods or services by mail or telephone from places that accept VISA. The following limitations on the frequency and amount of VISA Debit Card transactions may apply: • Maximum number of VISA Debit Card purchases you may make per day is 35. • Maximum limit of cash withdrawals you may make in any one day from an ATM machine is 4. • Individual daily ATM debit card limit is established at the time of the opening with a maximum of 400.00. Purchases has a maximum daily limit of $3,500.00

Visa Debit Card. You may use your Card to purchase goods and services from participating merchants. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. If the balance in your accounts is not sufficient to pay the transaction amount, the credit union will pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Accounts, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number) in automated teller machines of the Credit Union, Cirrus Networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: • Withdraw funds from your checking accounts. • Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept VISA. • Order goods or services by mail or telephone from places that accept VISA. The following limitations on the frequency and amount of VISA Debit Card transactions may apply: • Maximum number of VISA Debit Card purchases you may make per day is 35. • Maximum limit of cash withdrawals you may make in any one day from an ATM machine is 4. • Individual daily ATM debit card limit is established at the time of the opening with a maximum of $400.00. Purchases has a The maximum daily limit of for purchases is $3,500.00.