Subscriber and Existing Dependents. If you enrolled through The Exchange your, coverage will begin as of the effective date established by The Exchange. If you enrolled directly with us, initial coverage on this plan will become effective as follows: For applications received by the 14th day of the month, coverage will be effective on the 15th day of that month. In this instance, a pro-rated subscription charge will be applied for the first partial month of coverage. For applications received between the 15th and the last day of the month, coverage will be effective on the first day of the following month. The receipt date will be the date of postmark or the date of delivery to us, whichever is earlier. New Dependents You must submit your enrollment request for new dependents to us or The Exchange timely. The effective date of coverage will be determined by the receipt date of your approved application and required subscription charges.
