Permitted Mobile Remote Deposit Capture Transactions Sample Clauses

Permitted Mobile Remote Deposit Capture Transactions. A. Eligible items. You agree to scan and deposit only the types of checks that are allowed by this Agreement. When the image of the check transmitted to the Bank is converted to an Image Replacement Document for subsequent presentment and collection, it shall thereafter be deemed an "item". You agree that you will not take a picture of a check and deposit any of the following types of checks or other items which shall be considered ineligible items:  Checks payable to any person or entity other than the person or entity that owns the account that the check is being deposited into  Third party check or checks that a payee has endorsed over to someone else (“Pay to the order of”).  Checks containing an alteration on the front of the check or item, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn  Checks payable jointly, unless properly endorsed and deposited into an account in the name of all payees.  Checks previously converted to a substitute check.  Checks drawn on a financial institution located outside the United States.  Checks that are remotely created checks.  Checks not payable in United States currency.  Checks dated more than 6 months prior to the date of deposit.  Checks or items prohibited by law or otherwise not acceptable under the terms of your Alliance Bank account.  Checks payable on sight or payable through drafts.  Checks with any endorsement on the back other than that specified in this agreement.  Checks that have previously been submitted through the Service or through a remote deposit capture service offered at any other financial institution.  Checks or items that are drawn or otherwise issued by the U.S. Treasury Department We reserve the right to reject any deposit.