Common use of Overlimit Coverage Clause in Contracts

Overlimit Coverage. Unless you tell us otherwise, we will decline any transaction that causes you to go over your credit limit. If you want us to authorize these transactions, you can request Overlimit Coverage. Even if you request Overlimit Coverage, in some cases we may still decline a transaction that would cause you to go over your limit, such as if you are past due or significantly over your credit limit. If you want to change your Overlimit Coverage, write to us at First Commonwealth Bank, Attn: Card Services, P.O. Box 400, Indiana, PA 15701. You may also contact us by emailing xxxxxx@xxxxxxxxx.xxx. In your letter, give us the following information: • Account information: Your name and account number. • The requested change for your Overlimit Coverage (whether to elect Overlimit Coverage or revoke your Overlimit Coverage). ACCOUNT USE

Overlimit Coverage. Unless you tell us otherwise, we will decline any transaction that causes you to go over your credit limit. If you want us to authorize these transactions, you can request Overlimit Coverage. Even if you request Overlimit Coverage, in some cases we may still decline a transaction that would cause you to go over your limit, such as if you are past due or significantly over your credit limit. If you want to change your Overlimit Coverage, write to us at First Commonwealth Bank, Attn: Card Servicesand Cash Mgmt, P.O. Box 400, Indiana, PA 15701. You may also contact us by emailing xxxxxx@xxxxxxxxx.xxx. In your letter, give us the following information: •  Account information: Your name and account number. •  The requested change for your Overlimit Coverage (whether to elect Overlimit Coverage or revoke your Overlimit Coverage). ACCOUNT USE