Common use of Online Banking Clause in Contracts

Online Banking. If we approve the Electronic / PC access service for your accounts, a separate PIN (Personal Identification Number) will be chosen by you. You must use your PIN along with your account number to access your accounts. At the present time, you may use the Electronic access service to: • Withdraw funds from your checking and savings accounts. • Transfer funds from your checking and savings accounts. • Obtain balance information for your checking and savings accounts. • Make loan payments from your checking and savings accounts. • Make bill payments to preauthorized creditors. Your accounts can be accessed under the Electronic/PC access service via personal computer. Electronic service will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, and lower an account below a required balance. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have the sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access: • There is no limit to the number of inquiries or withdrawal requests you may make in any one day. • See Funds Availability Policy for transfer limitations that may apply to these transactions.

Online Banking. If we approve the Electronic / PC access service Online Banking for your accounts, a separate PIN personal identification number (Personal Identification NumberPIN) will be chosen by assigned to you. You must use your PIN personal identification number (PIN) along with your account number to access your accounts. At the present time, you may use the Electronic access service Online Banking to: • - Withdraw funds from your checking share and savings share draft accounts. • - Transfer funds from your checking share and savings share draft accounts. • - Obtain balance information for your checking share and savings share draft accounts. • - Make loan payments from your checking share and savings share draft accounts. • - Make bill payments to preauthorized creditors. Your accounts can be accessed under the Electronic/PC access service Online Banking via personal computer. Electronic service Online Banking will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, and lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have the sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each access. The following limitations on Online Banking transactions may apply: • - There is no limit to the number of inquiries inquiries, transfers, or withdrawal requests you may make in any one (1) day. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions.

Online Banking. If we approve the Electronic / PC access service Online Banking is activated for your accountsaccount(s), a separate PIN (Personal Identification Number) you will be chosen by you. You must required to use your PIN along with your account number secure login information to access your accountsthe account(s). At the present time, you may use the Electronic access service Online Banking to: • - Withdraw funds from your checking and savings share accounts. • - Transfer funds from your checking and savings share accounts. • - Obtain balance information for your checking share, loan, and savings certificate accounts. • - Request a Teller’s Check from your share accounts. - Make loan payments from your checking and savings share accounts. • - Verify the last date and amount of your payroll deposit. - Make bill xxxx payments to preauthorized creditors. Your accounts can be accessed under the Electronic/PC access service Online Banking via personal computer. Electronic service Online Banking will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, and lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have the sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each access. The following limitations on Online Banking transactions may apply: • - There is no limit to the number of inquiries inquiries, transfers, or withdrawal requests you may make in any one (1) day. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions.

Online Banking. If we approve the Electronic / PC access service Online Banking for your accounts, a separate PIN personal identification number (Personal Identification NumberPIN) will be chosen by assigned to you. You must use your PIN personal identification number (PIN) along with your account number to access your accounts. At the present time, you may use the Electronic access service Online Banking to: • - Withdraw funds from your checking share and savings share draft accounts. • - Transfer funds from your checking share and savings share draft accounts. • - Obtain balance information for your checking share and savings share draft accounts. • - Make loan payments from your checking share and savings share draft accounts. • - Make bill xxxx payments to preauthorized creditors. Your accounts can be accessed under the Electronic/PC access service Online Banking via personal computer. Electronic service Online Banking will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, and lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have the sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each access. The following limitations on Online Banking transactions may apply: • - There is no limit to the number of inquiries inquiries, transfers, or withdrawal requests you may make in any one (1) day. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions.

Online Banking. If we approve the Electronic / PC access service for your accounts, a separate PIN (Personal Identification Number) will be chosen by you. You must use your PIN along with your account number to access your accounts. At the present time, you may use the Electronic access service to: • Withdraw funds from your checking and savings accounts. • Transfer funds from your checking and savings accounts. • Obtain balance information for your checking and savings accounts. • Make loan payments from your checking and savings accounts. • Make bill payments to preauthorized creditors. Your accounts can be accessed under the Electronic/PC access service via personal computer. Electronic service will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, and or lower an account below a required balance. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have the sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access: • There is no limit to the number of inquiries or withdrawal requests you may make in any one day. • See Funds Availability Policy for transfer limitations that may apply to these transactions.

Online Banking. If we approve the Electronic / PC access service for your accounts, a separate PIN (Personal Identification Number) will be chosen by you. You must use your PIN along with your account number to access your accounts. At the present time, you may use the Electronic access service to: • Withdraw funds from your checking and savings accounts. • Transfer funds from your checking and savings accounts. • Obtain balance information for your checking and savings accounts. • Make loan payments from your checking and savings accounts. • Make bill xxxx payments to preauthorized creditors. Your accounts can be accessed under the Electronic/PC access service via personal computer. Electronic service will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, and lower an account below a required balance. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have the sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access: • There is no limit to the number of inquiries or withdrawal requests you may make in any one day. • See Funds Availability Policy for transfer limitations that may apply to these transactions.

Online Banking. If we approve the Electronic / PC access service Online Banking is activated for your accountsaccount(s), a separate PIN (Personal Identification Number) you will be chosen by you. You must required to use your PIN along with your account number secure login information to access your accountsthe account(s). At the present time, you may use the Electronic access service Online Banking to: • Withdraw funds from your checking and savings accounts. • - Transfer funds from your checking share, share draft, loan, and savings money market accounts. • - Obtain balance information for your checking share, share draft, loan, money market, and savings club accounts. • Make loan payments from - Access your checking Home Equity, LOC and savings Overdraft accounts. • - Make bill xxxx payments to preauthorized creditors. - Draft order request, stop payment request, and draft copy request. Your accounts can be accessed under the Electronic/PC access service Online Banking via personal computer. Electronic service Online Banking will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, and lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have the sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each access. The following limitations on Online Banking transactions may apply: • - There is no a limit to of six (6) transactions per access and certain limits on the number of inquiries or withdrawal requests you may make in any one dayaccount history information available. • - See Funds Availability Policy Section 2 for transfer limitations that may apply to these transactions.