Common use of Online Banking Transactions Clause in Contracts

Online Banking Transactions. You may use Online Banking in conjunction with Your Access Code, an internet connection and a personal computer for the following services: (a) transfer funds between Your savings, and checking Accounts (b) verify Your savings and checking Account balances; (c) make loan payments from Your savings and checking Accounts; (d) obtain advances on Your line of credit account with Us; and (e) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. You may also use the Online Banking platform to access the bill pay feature, which can then be used to issue payments to third parties on Your behalf. You authorize Us to post any such payments requested by You to Your Account(s). Payments requested by You through the use of the bill pay feature will be made by check or by electronic fund transfer. The Credit Union cannot guarantee the time any payment will reach any of Your creditors and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will be sent on the next business day. In addition, payment requests received prior to Our cut-off time on a day that We are open will be processed on that day, whereas payment requests received after Our cut-off time will be processed on the next business day.

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your Access CodeCode and a personal computer, an internet connection and a personal computer enabled smartphone and/or mobile computing device (e.g. tablet) for the following services: (a) transfer funds between Your savings, and checking Accounts (b) verify Your savings and checking Account balancesAccounts; (cb) make loan payments from Your savings and checking AccountsAccount(s); (dc) obtain advances on Your line of credit account with Us; (d) transfer funds from Your share or share draft Account with Us to a deposit Account [that You have an ownership interest in] that is held at another financial institution; and (e) make miscellaneous inquiries obtain balance information on Credit Union services that affect Your checking Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. You may also use the Online Banking platform in conjunction with Your Access Code and a personal computer to access the bill pay xxxx xxxxx feature, which can then be used to issue payments to third parties on Your behalf. You authorize Us to post any such payments requested by You to Your Account(s). Payments requested by You through the use of the bill pay xxxx xxxxx feature will be made by check or by electronic fund transfer. The Credit Union cannot guarantee the time any payment will reach any of Your creditors and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will be sent on the next business day. In addition, payment requests received prior to Our cut-off time on a day that We are open will be processed on that day, whereas payment requests received after Our cut-off time will be processed on the next business day.