Common use of Online Banking Transactions Clause in Contracts

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share and share draft Accounts; (b) make payments on Your Credit Union loan accounts from Your share and share draft Account(s); (c) make credit advances from Your Credit Union line of credit account to Your share and share draft Accounts; and (d) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At the present time, You may use Online Bill Pay in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) to: (a) authorize the Credit Union to issue payments in amounts up to $10,000.00 on Your behalf, except to the extent that such payments are for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of America; and (b) check status of payments previously authorized through the Online Bill Payment service. In order to use the Online Bill Pay service for such transactions, You must have a share draft Account with Us. By completing an Online Bill Pay transaction, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and may take as long as 10 business days from the date requested to be sent to the payee. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will be sent on the next business day.

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your Access Code, an internet connection and a personal computer or internet internet-enabled portable computing device (e.g. e.g., smartphone or tablet), for the following services: (a) transfer funds between Your share and share draft Accounts; (b) make payments on Your Credit Union loan accounts from Your share and share draft Account(s); (c) make credit advances from Your Credit Union line of credit account to Your open and establish certain new share and term share draft Accounts; and (d) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At the present time, You may also use the Online Bill Pay in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) toBanking platform to access the online bill pay feature for the following services: (a) authorize the Credit Union to issue on Your behalf payments in amounts up to $10,000.00 on Your behalf, except to the extent that such payments are for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of America25,000.00 each; and (b) check the status of payments previously authorized through the Online Bill Payment serviceonline bill pay feature. In order to use the Online Bill Pay service xxxx xxxxx feature for such transactions, You must have a share draft Account with Us. By completing an Online Bill Pay transactiona bill pay transaction using the xxxx xxxxx feature, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and may take as long as 10 business days from the date requested to will be sent to the payeepayee on the business day You designate it be sent, except to the extent that such payment request must be received not later than the current business day in order for it to be sent that same day. If You schedule a payment to be paid before 3:00 p.m. on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after 3:00 p.m. or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day.

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between from Your share and share draft AccountsAccount(s), not to exceed $10,000.00 per transaction; (b) make payments balance and transaction inquiries on Your Credit Union loan accounts from Your share and share draft Account(s); (c) make credit advances from Your Credit Union line of credit account and/or VISA credit card account(s) with Us;(c) make bill payments to preauthorized creditors; (d) make advances on Your share and line of credit and/or VISA credit card account(s) with Us, not to exceed Your available credit; (e) stop payment of an unpaid share draft AccountsYou have issued; (f) initiate preauthorized recurring transfers; and (dg) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. ONLINE restored.‌‌‌‌‌‌‌ INTERNET BILL PAY PAYMENT TRANSACTIONS. At the present time, You may use Online Internet Bill Pay Payment in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) to: (a) authorize the Credit Union to issue payments on Your behalf to payees listed in amounts up to Our database. Payments cannot, at any time, exceed: (i) $10,000.00 on Your behalf, except to the extent that such payments are for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of Americaper transaction; and (bii) check status of payments previously authorized through the Online Bill Payment service$20,000.00 per business day. In order to use the Online Internet Bill Pay service for such transactionsPayment, You must have a share draft Account with Us. By completing an Online Internet Bill Pay Payment transaction, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and may take as long as 10 business days from the date requested to will be sent to the payeepayee on the business day following the date You designate it be sent. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will be sent on the next business day.. You may also check status of payments previously authorized through the Internet Bill Payment system. Internet Bill Payment operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored.‌‌‌‌‌

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled smartphone or portable computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share and share draft Accounts; (b) make payments on Your Credit Union loan accounts from Your share and share draft Account(s); (c) make credit advances from Your Credit Union line of credit account to Your share and share draft Accounts; and (d) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At the present time, You may also use the Online Bill Pay in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) toBanking platform to access the online bill pay feature for the following services: (a) authorize the Credit Union to issue payments in amounts up to $10,000.00 25,000.00 per item on Your behalf, except to the extent that such payments are for governmental agencies, state and local taxing authorities, court-court- ordered payment and/or addresses outside the United States of America; and (b) check status of payments previously authorized through the Online Bill Payment serviceonline bill pay feature. In order to use the Online Bill Pay service online bill pay feature for such transactions, You must have a share draft Account with Us. By completing an Online Bill Pay transactiononline bill pay transaction using the online bill pay feature, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and may take as long as 10 business days from the date requested to be sent to the payee. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will be sent on the next business day.

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your Access Code, an internet connection and a personal computer or internet internet-enabled portable computing device (e.g. e.g., smartphone or tablet), for the following services: (a) transfer funds between Your share and share draft Accounts; (b) make payments on Your Credit Union loan accounts from Your share and share draft Account(s); (c) make credit advances from Your Credit Union line of credit account to Your open and establish certain new share and term share draft Accounts; and (d) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At the present time, You may also use the Online Bill Pay in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) toBanking platform to access the online bill pay feature for the following services: (a) authorize the Credit Union to issue on Your behalf payments in amounts up to $10,000.00 on Your behalf, except to the extent that such payments are for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of America25,000.00 each; and (b) check the status of payments previously authorized through the Online Bill Payment serviceonline bill pay feature. In order to use the Online Bill Pay service xxxx xxxxx feature for such transactions, You must have a share draft Account with Us. By completing an Online Bill Pay transactiona bill pay transaction using the xxxx xxxxx feature, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and may take as long as 10 business days from the date requested to will be sent to the payeepayee on the business day You designate it be sent. Requests for payments to be sent on the same day as the date of Your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before 3:00 p.m. on a business day that We are open, We will consider that day to be the day of Your request. However, if You schedule a payment to be paid after 3:00 p.m. or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day.

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your Access Code, an internet connection Code and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet), for the following services: (a) transfer transfers of funds between from Your share and or share draft AccountsAccounts that You may have with Us; (b) make payments on Your Credit Union loan accounts Accounts that You may have with Us from Your share and or share draft Account(s)Accounts; (c) make credit advances withdrawal of funds from Your Credit Union line of credit account to Your share and or share draft Accounts that You may have with Us; (d) balance inquiries on Your Accounts; (e) make payments to preauthorized creditors; and (df) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At the present time, You may use Our Online Bill Pay Banking service in conjunction with Your Access Code, an internet connection Code and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) to: (a) authorize the Credit Union to issue payments in amounts up to $10,000.00 25,000.00 on Your behalf, except to the extent that such payments are for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of America; and (b) check status of payments previously authorized through the Online Bill Payment service. In order to use the Online Bill Pay service for such transactions, You must have a share draft Account with Us. By completing an Online Bill Pay transaction, You authorize Us to post any such payments requested by You to Your share draft AccountAccount(s). Payments requested by You through the use of Our Online Banking service will be made either by check or electronic transfer and may take as long as 10 five business days from the date requested to be sent to the payee. The Credit Union cannot guarantee the time any payment will reach any of Your payees creditors and accepts no liability for any service fees or late charges levied against incurred by You. Payments requested You may cancel a transaction scheduled for a future date only if We receive Your request for cancellation in time to be sent on dates stop the identified transaction. If You request such a cancellation and We are unable to process Your request, We will (but are under no obligation to do so) attempt to notify You prior to the posting of that do not exist in transaction. You agree that once You have initiated a given month (i.e. February 30th or April 31st)transaction, or fall on Saturdays, Sundays, federal reserve and other the Credit Union observed holidays will be sent on the next business dayhave no liability for failure to fulfill Your request for stop payment.

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your your Access Code, an internet connection connection, and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet), for the following services: (a) transfer • Transfer funds between Your your share, share draft, and share draft Accounts; (b) make money market Accounts • Make payments on Your Credit Union loan accounts loans You have with Us • Make a check withdrawal from Your your share, share draft, and share draft Account(s); (c) make credit money market Accounts • Take advances from Your Credit Union on your line of credit account to Your share and share draft Accounts; and (d) make with Us • Make miscellaneous inquiries on your Credit Union services that affect Your Account. deposit and loan balances, deposits, withdrawals, and transactional information Online Banking operates 24 twenty-four (24) hours every day. If You attempt to use the system and are told receive a message indicating that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At the present time, You may use the Online Banking platform to access the Online Bill Pay Payment feature in conjunction with Your your Access Code, an internet connection connection, and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) to: (a) authorize • Authorize the Credit Union to issue on your behalf, payments in amounts up not to exceed $10,000.00 on Your behalf, except to 9,999.99 per payment • Check the extent that such payments are for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of America; and (b) check status of payments previously authorized through the Online Bill Payment service. feature In order to use the Online Bill Pay service Payment for such transactions, You must have a share draft Account with Us. By completing an Online Bill Pay Payment transaction, You authorize Us to post any such payments to Your your share draft Account. Payments will be made by check or electronic transfer and may take as long as 10 business days from the date requested to will be sent to the payeepayee on the business day You designate it to be sent. Requests for payments to be sent on the same day as the date of your request must be received by Us not later than the cut-off time for the current business day in order for it to be sent that business day. If You schedule a payment to be paid before closing on a business day that We are open, We will consider that day to be the day of your request. However, if You schedule a payment to be paid after closing or on a day We are not open, We will consider that the request was made on the next business day We are open. The Credit Union cannot guarantee the time any payment will reach any of Your your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. e.g., February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. By using an internet connection and a personal computer, an imaging application/device, special software and an Access Code and/or User ID, You may also use the Online Banking platform to access the remote deposit system to initiate the deposit of checks into your share and share draft Account(s) You have with Us. You understand and agree that the remote deposit of Items into your deposit Accounts with Us through use of remote deposit are not subject to the Electronic Fund Transfer Act (15 U.S.C. § 1693 et seq.) or Regulation E (12 CFR 1005.1 et seq.). The remote deposit of Items into your designated deposit Accounts with Us is instead governed solely by the Terms and Conditions set forth in the separate remote Deposit Capture Agreement.

Online Banking Transactions. At the present time, You may use Online Banking in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled smartphone or portable computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share and share draft Accounts; (b) make payments on Your Credit Union loan accounts from Your share and share draft Account(s); (c) make credit advances from Your Credit Union line of credit account to Your share and share draft Accounts; and (d) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At the present time, You may also use the Online Bill Pay in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) toBanking platform to access the online bill pay feature for the following services: (a) authorize the Credit Union to issue payments in amounts up to $10,000.00 25,000.00 per item on Your behalf, except to the extent that such payments are for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of America; and (b) check status of payments previously authorized through the Online Bill Payment serviceonline bill pay feature. In order to use the Online Bill Pay service online bill pay feature for such transactions, You must have a share draft Account with Us. By completing an Online Bill Pay transactiononline bill pay transaction using the online bill pay feature, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and may take as long as 10 business days from the date requested to be sent to the payee. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will be sent on the next business day.

Online Banking Transactions. At the present time, You may use print a record of any individual transaction conducted through Meriwest Online Banking in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet), for at any time after the following services: (a) transfer funds between Your share and share draft Accounts; (b) make payments on Your Credit Union loan accounts from Your share and share draft Account(s); (c) make credit advances from Your Credit Union line of credit account to Your share and share draft Accounts; and (d) make miscellaneous inquiries on Credit Union services that affect Your Accounttransaction is completed. Online Banking operates 24 hours every day. If You attempt to use the system and are told that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At the present time, You may use Online Bill Pay in conjunction with Your Access Code, an internet connection and also subsequently contact us to request a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) to: (a) authorize the Credit Union to issue payments in amounts up to $10,000.00 on Your behalf, except to the extent that such payments are paper receipt for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of America; and (b) check status of payments previously authorized through the Online Bill Payment service. In order to use the Online Bill Pay service for such transactions, You must have a share draft Account with Us. By completing an Online Bill Pay transaction, You authorize Us to post any such payments to Your share draft Account. Payments will be made by check or electronic transfer and may take as long as 10 business days transaction provided it is no more than three (3) months from the date requested of the transaction. A fee may be charged for such a paper copy as set forth in the Fee Schedule. Your Liabilitv for Ufauthorized Trafsactiofs afd Advisabilitv of Prompt Reportifg You are responsible for all transfers you authorize using the electronic services described in this Agreement. If you permit other persons to be sent use your MasterCard Debit Card, or PIN, you are responsible for any transactions that person authorizes or conducts on any of your accounts, even if that person exceeds your authority. However, you must tell us AT ONCE if you believe your MasterCard Debit Card, or your MasterCard Debit Card PIN or Meriwest Online PIN (collectively “Card(s) and/or PIN(s)”) have been lost or stolen or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. A written notification to us should follow your telephone call. You could lose all the payeemoney in your account (plus your maximum overdraft line of credit, if you have one). The Credit Union canHowever, if you believe your Card(s) and/or PIN(s) have been lost or stolen, and you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your Card(s) and/or PIN(s) to access your account without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card(s) and/or PIN(s) and we can prove we could have stopped someone from using your Card(s) and/or PIN(s) without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not guarantee make, including those made by Card, PIN or other means, you must tell us at once. If you do NOT tell us within sixty (60) days after the statement was mailed or delivered to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If you can document that a good reason (such as a long trip or hospital stay) kept you from telling us, we may extend the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will be sent on the next business dayperiod.

Online Banking Transactions. At the present time, You may use Our Online Banking system in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet), for the following services: (a) transfer funds between Your share, share draft, and line-of-credit Accounts; (b) verify Your share and share draft Account balances; (c) make loan payments from Your share and share draft Accounts; (bd) make payments on Your Credit Union loan accounts from Your share and share draft Account(s); (c) make credit advances from Your Credit Union line of credit account opt-in to Your share and share draft Accountsoverdraft services; and (de) make miscellaneous inquiries on Credit Union services that affect Your Account. Online Banking operates 24 hours every day. If You attempt to use the system and are told receive a message indicating that "the system is not available," please try again later when service is restored. ONLINE BILL PAY TRANSACTIONS. At Through the present time, use of the Online Banking platform You may use Online access the Bill Pay in conjunction with Your Access Code, an internet connection and a personal computer or internet enabled portable computing device (e.g. smartphone or tablet) toService to make the following types of transactions on designated Accounts: (a) authorize the Credit Union to issue payments in amounts up to $10,000.00 on Your behalf, except to the extent that such payments are for governmental agencies, state and local taxing authorities, court-ordered payment and/or addresses outside the United States of America; and (b) check the status of payments previously authorized through the Online Bill Payment servicePay Service system; and (c) transfer funds from Your share to Your share draft Account. In order to use the Online Bill Pay service Service for such transactions, You must have a share draft linked Account with Us. By completing an Online a Bill Pay Service transaction, You authorize Us to post any such payments to Your share draft linked Account. Payments will be made by check or electronic transfer and may take as long as 10 business days from the date requested to will be sent to the payeepayee on the business day You designate it to be sent. The Credit Union cannot guarantee the time any payment will reach any of Your payees and accepts no liability for any service fees or late charges levied against You. Payments requested to be sent on dates that do not exist in a given month (i.e. e.g. February 30th or April 31st), or fall on Saturdays, Sundays, federal reserve and other Credit Union observed holidays will also be sent on the next business day. For security reasons there are limits on the number of transactions and cash withdrawals that may be processed each day.