Common use of Hardware and Software Clause in Contracts

Hardware and Software. You understand that you must, and hereby agree to, at your sole cost and expense, use computer and mobile phone hardware and software that meets all technical requirements for proper delivery of the Remote Deposit Service and that fulfills your obligation to obtain and maintain secure access to the internet. You understand and agree that you may also incur, and shall pay, any and all expenses related to the use of the Remote Deposit Service, including, but not limited to, telephone service, mobile telephone service, or internet service charges. You are solely responsible for the repayment of any and all costs and expenses associated with meeting and maintaining all technical requirements and additional items necessary for the proper use of the Remote Deposit Service. Customer understands and agrees that it is solely responsible for the operation, maintenance, and updating of all equipment, software, and services used in connection with the Remote Deposit Service and the cost thereof, and you hereby agree that it will perform or cause to be performed, all vendor recommended maintenance, repairs, upgrades, and replacements, and such performance shall be rendered by properly trained personnel, whether they are your employees or third- party employees. Bank is not responsible for, and you hereby release Bank from any and all claims or damages from, or related to, any computer virus or related problems that may be associated with using electronic mail or the internet. Bank hereby advises you and you hereby agree to scan your computer hardware and software on a regular basis using a reliable computer virus detection product in order to detect or remove computer viruses. In connection with your use of the Remote Deposit Service, you shall only use the hardware described on the approved hardware list provided by us from time to time and made a part hereof. All right, title, and interest in and to: (a) any and all computer programs, including, but not limited to, the object and source codes thereof, and any and all updates, upgrades, fixes, and enhancements thereto and any and all documentation, user guides, and instructions pertaining thereto (everything in this clause, collectively, “RDC Software”); (b) the Remote Deposit Security Procedure Brochure; (c) Any and all user guides, instructions, and other documentation provided to, or used by, you in connection with the Remote Deposit Service; (everything in these sections, together with the Remote Deposit Security Procedure Brochure, the “RDC Documentation”) shall be, and remain the property of Bank or any third-party RDC Software provider, as applicable. Unless otherwise expressly authorized, you may not: (i) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, commercially exploit, reverse engineer, reverse compile, or create derivative works of the RDC Software in any form; or (ii) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, or commercially exploit the RDC Documentation. You shall be solely responsible for obtaining and properly maintaining its equipment and system requirements, its electrical services, and telephone system, including computer equipment, Internet connectivity, scanning terminals (unless contracted with Bank), and any other equipment or items necessary to receive the Remote Deposit Service. Bank shall not be liable to you, in any manner whatsoever, for any type of errors, losses, damages, or other claims related to your failure to do so. Security Procedures Bank will provide Customer with an Office Name, User ID, Password and other procedures to access the Remote Deposit Service. The Customer shall be solely responsible for protecting against unauthorized access to the Scanner and the Remote Deposit Services and any and all losses and damages arising from any unauthorized access to the Scanner and the Remote Deposit Services including unauthorized electronic or internet access to the programs. The Customer shall establish physical security and other Security Procedures necessary to ensure the confidentiality of access features as to the Remote Deposit Services. Customer agrees that technical and operational training of its employees with respect to the Remote Deposit Services and equipment is critical to the effectiveness of the system and agrees to provide adequate training for primary and backup employees. The Customer shall be responsible for training any employees regarding the use of the Remote Deposit Services and shall be responsible for instructing employees on the Security Procedures contained in the Appendix. The Bank may, at its sole discretion, conduct an on-site inspection or request information from the Customer, at any time and from time to time, of the Customer's place of business to ensure compliance with the provisions of this Agreement. The Bank shall have no obligation, liability or control, either directly or indirectly over said procedures or the failure of Customer to maintain said procedures. The Customer shall be solely responsible for designating its authorized representatives (the "Account Supervisor" or "Supervisor") and disclosing the identity of said Supervisor, and all changes thereof, initialize in writing to the Bank, provided, however the Bank shall not be responsible for verifying the authenticity of any person claiming to be a Supervisor of the Customer or the authenticity of any instruction, direction, or information provided to any said person. Customer and Bank agree that Customer may change the identity of the designated Account Supervisor by completing an updated Appendix. Any instructions, directions, or other information provided by the Customer or any representative of the Customer, under the Service shall be deemed to have been authorized by the Customer, and the Bank shall be indemnified and held harmless by the Customer for acting upon any such direction, instruction, or information. The Bank will provide the Customer with a username ("Supervisor Level Name") and password ("Supervisor Level Password") for its designated Supervisor. Customer is responsible for actions of its Supervisor, the authority the Supervisor gives others to act on its behalf, and the actions of the persons designated by the Supervisor to use the Bank service. Customer agrees:

Hardware and Software. You understand that you must, and hereby agree to, at your sole cost and expense, use computer and mobile phone hardware and software that meets all technical requirements for the proper delivery of CNBusiness Deposit the Remote Deposit Capture Service and that fulfills your obligation to obtain obtain, and maintain maintain, secure access to the internetInternet. You understand and agree that you may also incur, and shall pay, any and all expenses related to the use of CNBusiness Deposit the Remote Deposit Capture Service, including, but not limited to, telephone service, mobile telephone service, service or internet Internet service charges. You are solely responsible for the repayment payment of any and all costs and expenses associated with meeting and maintaining all technical requirements and additional items necessary for the proper use of CNBusiness Deposit the Remote Deposit Capture Service. Customer understands You understand and agrees agree that it is you are solely responsible for the operation, maintenance, maintenance and updating of all equipment, software, software and services used in connection with CNBusiness Deposit the Remote Deposit Capture Service and the cost thereof, and you hereby agree that it you will perform perform, or cause to be performed, all vendor recommended maintenance, repairs, upgrades, upgrades and replacements, and such performance shall be rendered by properly trained personnel, whether they are your employees of you or third- third-party employees. Bank is We are not responsible for, and you hereby release Bank us from any and all claims or damages resulting from, or related to, any computer virus or related problems that may be associated with using electronic mail or the internetInternet. Bank hereby advises you We are not responsible for, and you hereby agree release us from any and all claims or damages resulting from, or related to, defects in or malfunctions of your computer hardware or software, or failures of or interruptions in any electrical, telephone or Internet services. We hereby advise you, and you hereby agree, to scan your computer hardware and software on a regular basis using a reliable computer virus detection product in order to detect or and remove computer viruses. In connection with your use of CNBusiness Deposit the Remote Deposit Capture Service, you shall only use the hardware described on in the approved hardware list provided by the Bank (as the same may be amended or supplemented, the “Hardware List”) or such other hardware as is approved in advance by us from time to time and made a part hereofshall only use such software as is approved in advance by us. All right, title, title and interest in and to: to (a) any and all computer programs, including, but not limited to, the object and source codes thereoftherefore, and any and all updates, upgrades, fixes, fixes and enhancements thereto and any and all documentation, user guides, guides and instructions pertaining thereto (everything in this clauseclause (a), collectively, “RDC Software”); , (b) the Remote Deposit Security Procedure Brochure; Manual (defined herein below) and (c) Any any and all user users guides, instructions, instructions and other documentation provided to, or used by, by you in connection with CNBusiness Deposit the Remote Deposit Service; Capture Service (everything in these sections, this clause (c) together with the Remote Deposit Security Procedure BrochureManual, collectively, the “RDC Documentation”) shall be, and remain remain, the property of Bank or any third-third party RDC Software provider, as applicable. Unless otherwise expressly authorized, you may not: (i) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, commercially exploit, reverse engineer, reverse compile, or create derivative works of the RDC Software in any form; or (ii) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, or commercially exploit the RDC Documentation. You shall be solely responsible for obtaining and properly maintaining its equipment and system requirements, its electrical services, and telephone system, including computer equipment, Internet connectivity, scanning terminals (unless contracted with Bank), and any other equipment or items necessary to receive the Remote Deposit Service. Bank shall not be liable to you, in any manner whatsoever, for any type of errors, losses, damages, or other claims related to your failure to do so. Security Procedures Bank will provide Customer with an Office Name, User ID, Password and other procedures to access the Remote Deposit Service. The Customer shall be solely responsible for protecting against unauthorized access to the Scanner and the Remote Deposit Services and any and all losses and damages arising from any unauthorized access to the Scanner and the Remote Deposit Services including unauthorized electronic or internet access to the programs. The Customer shall establish physical security and other Security Procedures necessary to ensure the confidentiality of access features as to the Remote Deposit Services. Customer agrees that technical and operational training of its employees with respect to the Remote Deposit Services and equipment is critical to the effectiveness of the system and agrees to provide adequate training for primary and backup employees. The Customer shall be responsible for training any employees regarding the use of the Remote Deposit Services and shall be responsible for instructing employees on the Security Procedures contained in the Appendix. The Bank may, at its sole discretion, conduct an on-site inspection or request information from the Customer, at any time and from time to time, of the Customer's place of business to ensure compliance with the provisions of this Agreement. The Bank shall have no obligation, liability or control, either directly or indirectly over said procedures or the failure of Customer to maintain said procedures. The Customer shall be solely responsible for designating its authorized representatives (the "Account Supervisor" or "Supervisor") and disclosing the identity of said Supervisor, and all changes thereof, initialize in writing to the Bank, provided, however the Bank shall not be responsible for verifying the authenticity of any person claiming to be a Supervisor of the Customer or the authenticity of any instruction, direction, or information provided to any said person. Customer and Bank agree that Customer may change the identity of the designated Account Supervisor by completing an updated Appendix. Any instructions, directions, or other information provided by the Customer or any representative of the Customer, under the Service shall be deemed to have been authorized by the Customer, and the Bank shall be indemnified and held harmless by the Customer for acting upon any such direction, instruction, or information. The Bank will provide the Customer with a username ("Supervisor Level Name") and password ("Supervisor Level Password") for its designated Supervisor. Customer is responsible for actions of its Supervisor, the authority the Supervisor gives others to act on its behalf, and the actions of the persons designated by the Supervisor to use the Bank service. Customer agrees:

Hardware and Software. You understand that you Customer understands it must, and hereby agree agrees to, at your its sole cost and expense, use computer and mobile phone hardware and software that meets all technical requirements for the proper delivery of the Remote Deposit Service and that fulfills your Customer’s obligation to obtain and maintain secure access to the internetInternet. You understand Customer understands and agree that you agrees it may also incur, and shall pay, any and all expenses related to the use of the Remote Deposit Service, including, but not limited to, telephone service, mobile telephone service, service or internet Internet service charges. You are Customer is solely responsible for the repayment payment of any and all costs and expenses associated with meeting and maintaining all technical requirements and additional items necessary for the proper use of the Remote Deposit Service. Customer understands and agrees that it is solely responsible for the operation, maintenance, maintenance and updating of all equipment, software, software and services used in connection with the Remote Deposit Service and the cost thereof, and you Customer hereby agree agrees that it will perform perform, or cause to be performed, all vendor recommended maintenance, repairs, upgrades, upgrades and replacements, and such performance shall be rendered by properly trained personnel, whether they are your employees of Customer or third- third-party employees. Bank is not responsible for, and you Customer hereby release releases Bank from any and all claims or damages resulting from, or related to, any computer virus or related problems that may be associated with using electronic mail or the internetInternet. Bank hereby advises you Customer, and you Customer hereby agree agrees, to scan your its computer hardware and software on a regular basis using a reliable computer virus detection product in order to detect or and remove computer viruses. In connection with your its use of the Remote Deposit Service, you Customer shall only use the hardware described on the approved hardware list provided by us from time to time in Attachment “B” attached hereto and made a part hereofhereof (as the same may be amended or supplement, the “Hardware List”) or such other hardware as is approved in advance by Bank and shall only use such software as is approved in advance by Bank. All right, title, title and interest in and to: to (a) any and all computer programs, including, but not limited to, the object and source codes thereoftherefore, and any and all updates, upgrades, fixes, fixes and enhancements thereto and any and all documentation, user guides, guides and instructions pertaining thereto (everything in this clauseclause (a), collectively, “RDC Software”); , (b) the Remote Deposit Security Procedure Brochure; Manual (defined herein below) and (c) Any any and all user users guides, instructions, instructions and other documentation provided to, or used by, you Customer in connection with the Remote Deposit Service; Service (everything in these sections, this clause (c) together with the Remote Deposit Security Procedure BrochureManual, collectively, the “RDC Documentation”) shall be, and remain remain, the property of Bank or any third-third party RDC Software provider, as applicable. Unless otherwise expressly authorized, you may not: (i) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, commercially exploit, reverse engineer, reverse compile, or create derivative works of the RDC Software in any form; or (ii) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, or commercially exploit the RDC Documentation. You shall be solely responsible for obtaining and properly maintaining its equipment and system requirements, its electrical services, and telephone system, including computer equipment, Internet connectivity, scanning terminals (unless contracted with Bank), and any other equipment or items necessary to receive the Remote Deposit Service. Bank shall not be liable to you, in any manner whatsoever, for any type of errors, losses, damages, or other claims related to your failure to do so. Security Procedures Bank will provide Customer with an Office Name, User ID, Password and other procedures to access the Remote Deposit Service. The Customer shall be solely responsible for protecting against unauthorized access to the Scanner and the Remote Deposit Services and any and all losses and damages arising from any unauthorized access to the Scanner and the Remote Deposit Services including unauthorized electronic or internet access to the programs. The Customer shall establish physical security and other Security Procedures necessary to ensure the confidentiality of access features as to the Remote Deposit Services. Customer agrees that technical and operational training of its employees with respect to the Remote Deposit Services and equipment is critical to the effectiveness of the system and agrees to provide adequate training for primary and backup employees. The Customer shall be responsible for training any employees regarding the use of the Remote Deposit Services and shall be responsible for instructing employees on the Security Procedures contained in the Appendix. The Bank may, at its sole discretion, conduct an on-site inspection or request information from the Customer, at any time and from time to time, of the Customer's place of business to ensure compliance with the provisions of this Agreement. The Bank shall have no obligation, liability or control, either directly or indirectly over said procedures or the failure of Customer to maintain said procedures. The Customer shall be solely responsible for designating its authorized representatives (the "Account Supervisor" or "Supervisor") and disclosing the identity of said Supervisor, and all changes thereof, initialize in writing to the Bank, provided, however the Bank shall not be responsible for verifying the authenticity of any person claiming to be a Supervisor of the Customer or the authenticity of any instruction, direction, or information provided to any said person. Customer and Bank agree that Customer may change the identity of the designated Account Supervisor by completing an updated Appendix. Any instructions, directions, or other information provided by the Customer or any representative of the Customer, under the Service shall be deemed to have been authorized by the Customer, and the Bank shall be indemnified and held harmless by the Customer for acting upon any such direction, instruction, or information. The Bank will provide the Customer with a username ("Supervisor Level Name") and password ("Supervisor Level Password") for its designated Supervisor. Customer is responsible for actions of its Supervisor, the authority the Supervisor gives others to act on its behalf, and the actions of the persons designated by the Supervisor to use the Bank service. Customer agrees:as

Hardware and Software. You understand that you must, and hereby agree to, at your sole cost and expense, use computer and mobile phone hardware and software that meets all technical requirements for the proper delivery of CNBusiness Deposit the Remote Deposit Capture Service and that fulfills your obligation to obtain obtain, and maintain maintain, secure access to the internetInternet. You understand and agree that you may also incur, and shall pay, any and all expenses related to the use of CNBusiness Deposit the Remote Deposit Capture Service, including, but not limited to, telephone service, mobile telephone service, service or internet Internet service charges. You are solely responsible for the repayment payment of any and all costs and expenses associated with meeting and maintaining all technical requirements and additional items necessary for the proper use of CNBusiness Deposit the Remote Deposit Capture Service. Customer understands You understand and agrees agree that it is you are solely responsible for the operation, maintenance, maintenance and updating of all equipment, software, software and services used in connection with CNBusiness Deposit the Remote Deposit Capture Service and the cost thereof, and you hereby agree that it you will perform perform, or cause to be performed, all vendor recommended maintenance, repairs, upgrades, upgrades and replacements, and such performance shall be rendered by properly trained personnel, whether they are your employees of you or third- third-party employees. Bank is We are not responsible for, and you hereby release Bank us from any and all claims or damages resulting from, or related to, any computer virus or related problems that may be associated with using electronic mail or the internetInternet. Bank hereby advises you We are not responsible for, and you hereby agree release us from any and all claims or damages resulting from, or related to, defects in or malfunctions of your computer hardware or software, or failures of or interruptions in any electrical, telephone or Internet services. We hereby advise you, and you hereby agree, to scan your computer hardware and software on a regular basis using a reliable computer virus detection product in order to detect or and remove computer viruses. In connection with your use of CNBusiness Deposit the Remote Deposit Capture Service, you shall only use the hardware described on in the approved hardware list provided by the Bank (as the same may be amended or supplemented, the “Hardware List”) or such other hardware as is approved in advance by us from time to time and made a part hereofshall only use such software as is approved in advance by us. All right, title, title and interest in and to: to (a) any and all computer programs, including, but not limited to, the object and source codes thereoftherefore, and any and all updates, upgrades, fixes, fixes and enhancements thereto and any and all documentation, user guides, guides and instructions pertaining thereto (everything in this clauseclause (a), collectively, “RDC Software”); , (b) the Remote Deposit Security Procedure Brochure; Manual (defined herein below) and (c) Any any and all user users guides, instructions, instructions and other documentation provided to, or used by, by you in connection with CNBusiness Deposit the Remote Deposit Service; Capture Service (everything in these sections, together with the Remote Deposit Security Procedure Brochure, the “RDC Documentation”) shall be, and remain the property of Bank or any third-party RDC Software provider, as applicable. Unless otherwise expressly authorized, you may not: (i) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, commercially exploit, reverse engineer, reverse compile, or create derivative works of the RDC Software in any form; or (ii) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, or commercially exploit the RDC Documentation. You shall be solely responsible for obtaining and properly maintaining its equipment and system requirements, its electrical services, and telephone system, including computer equipment, Internet connectivity, scanning terminals (unless contracted with Bank), and any other equipment or items necessary to receive the Remote Deposit Service. Bank shall not be liable to you, in any manner whatsoever, for any type of errors, losses, damages, or other claims related to your failure to do so. Security Procedures Bank will provide Customer with an Office Name, User ID, Password and other procedures to access the Remote Deposit Service. The Customer shall be solely responsible for protecting against unauthorized access to the Scanner and the Remote Deposit Services and any and all losses and damages arising from any unauthorized access to the Scanner and the Remote Deposit Services including unauthorized electronic or internet access to the programs. The Customer shall establish physical security and other Security Procedures necessary to ensure the confidentiality of access features as to the Remote Deposit Services. Customer agrees that technical and operational training of its employees with respect to the Remote Deposit Services and equipment is critical to the effectiveness of the system and agrees to provide adequate training for primary and backup employees. The Customer shall be responsible for training any employees regarding the use of the Remote Deposit Services and shall be responsible for instructing employees on the Security Procedures contained in the Appendix. The Bank may, at its sole discretion, conduct an on-site inspection or request information from the Customer, at any time and from time to time, of the Customer's place of business to ensure compliance with the provisions of this Agreement. The Bank shall have no obligation, liability or control, either directly or indirectly over said procedures or the failure of Customer to maintain said procedures. The Customer shall be solely responsible for designating its authorized representatives (the "Account Supervisor" or "Supervisor") and disclosing the identity of said Supervisor, and all changes thereof, initialize in writing to the Bank, provided, however the Bank shall not be responsible for verifying the authenticity of any person claiming to be a Supervisor of the Customer or the authenticity of any instruction, direction, or information provided to any said person. Customer and Bank agree that Customer may change the identity of the designated Account Supervisor by completing an updated Appendix. Any instructions, directions, or other information provided by the Customer or any representative of the Customer, under the Service shall be deemed to have been authorized by the Customer, and the Bank shall be indemnified and held harmless by the Customer for acting upon any such direction, instruction, or information. The Bank will provide the Customer with a username ("Supervisor Level Name") and password ("Supervisor Level Password") for its designated Supervisor. Customer is responsible for actions of its Supervisor, the authority the Supervisor gives others to act on its behalf, and the actions of the persons designated by the Supervisor to use the Bank service. Customer agrees:clause

Hardware and Software. You understand that you must, and you hereby agree to, at your sole cost and expense, use computer and mobile phone hardware and software software, including mobile devices, that meets meet all technical requirements for the proper delivery of the Remote Deposit Service eZBusiness and additional services and that fulfills your obligation to obtain obtain, and maintain maintain, secure access to the internetInternet. You understand and agree that you may also incur, and shall pay, any and all expenses related to the use of the Remote Deposit ServiceeZBusiness, including, but not limited to, telephone service, mobile telephone carrier service, or internet Internet service charges. You are solely responsible for the repayment payment of any and all costs and expenses associated with meeting and maintaining all technical requirements and additional items necessary for the proper use of the Remote Deposit ServiceeZBusiness. Customer understands You understand and agrees agree that it is you are solely responsible for the operation, maintenance, and updating of all equipment, software, and services used in connection with the Remote Deposit Service eZBusiness and the cost thereof, and you hereby agree that it you will perform perform, or cause to be performed, all vendor recommended maintenance, repairs, upgrades, and replacements, and such performance shall be rendered by properly trained personnel, whether they are your employees of yours or third- party employees. Bank AdelFi is not responsible for, and you hereby release Bank AdelFi from any and all claims or damages resulting from, or related to, any computer virus or related problems that may be associated with using electronic mail or the internetInternet. Bank hereby advises you AdelFi is not responsible for, and you hereby agree release AdelFi from, any and all claims or damages resulting from, or related to, defects in or malfunctions of your computer hardware or software, or failures of, or interruptions in, any electrical, telephone, or Internet services. AdelFi hereby advises you, and you hereby agree, to scan your computer hardware and software on a regular basis using a reliable computer virus detection product in order to detect or and remove computer viruses. In connection with Additionally, AdelFi advises you to protect your use of the Remote Deposit Serviceaccess device using a password, you shall only use the hardware described on the approved hardware list provided by us from time to time and made a part hereof. All rightPIN, titlefacial recognition, and interest in and to: (a) any and all computer programs, including, but not limited to, the object and source codes thereof, and any and all updates, upgrades, fixes, and enhancements thereto and any and all documentation, user guides, and instructions pertaining thereto (everything in this clause, collectively, “RDC Software”); (b) the Remote Deposit Security Procedure Brochure; (c) Any and all user guides, instructions, and fingerprint or other documentation provided to, or used by, you in connection with the Remote Deposit Service; (everything in these sections, together with the Remote Deposit Security Procedure Brochure, the “RDC Documentation”) shall be, and remain the property of Bank or any third-party RDC Software provider, as applicable. Unless otherwise expressly authorized, you may not: (i) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, commercially exploit, reverse engineer, reverse compile, or create derivative works of the RDC Software in any form; or (ii) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, or commercially exploit the RDC Documentation. You shall be solely responsible for obtaining and properly maintaining its equipment and system requirements, its electrical services, and telephone system, including computer equipment, Internet connectivity, scanning terminals (unless contracted with Bank), and any other equipment or items necessary to receive the Remote Deposit Service. Bank shall not be liable to you, in any manner whatsoeverauthentication method, for any type of errors, losses, damages, or other claims related to your failure to do so. Security Procedures Bank will provide Customer with an Office Name, User ID, Password and other procedures to access the Remote Deposit Service. The Customer shall be solely responsible for protecting against unauthorized access to the Scanner and the Remote Deposit Services and any and all losses and damages arising from any unauthorized access to the Scanner and the Remote Deposit Services including unauthorized electronic or internet access to the programs. The Customer shall establish physical security and other Security Procedures necessary to ensure the confidentiality of access features as to the Remote Deposit Services. Customer agrees that technical and operational training of its employees with respect to the Remote Deposit Services and equipment is critical to the effectiveness of the system and agrees to provide adequate training for primary and backup employees. The Customer shall be responsible for training any employees regarding the use of the Remote Deposit Services and shall be responsible for instructing employees on the Security Procedures contained in the Appendix. The Bank may, at its sole discretion, conduct an on-site inspection or request information from the Customer, at any time and from time to time, of the Customer's place of business to ensure compliance with the provisions of this Agreement. The Bank shall have no obligation, liability or control, either directly or indirectly over said procedures or the failure of Customer to maintain said procedures. The Customer shall be solely responsible for designating its authorized representatives (the "Account Supervisor" or "Supervisor") and disclosing the identity of said Supervisor, and all changes thereof, initialize in writing to the Bank, provided, however the Bank shall not be responsible for verifying the authenticity of any person claiming to be a Supervisor of the Customer or the authenticity of any instruction, direction, or information provided to any said person. Customer and Bank agree that Customer may change the identity of the designated Account Supervisor by completing an updated Appendix. Any instructions, directions, or other information provided by the Customer or any representative of the Customer, under the Service shall be deemed to have been authorized by the Customer, and the Bank shall be indemnified and held harmless by the Customer for acting upon any such direction, instruction, or information. The Bank will provide the Customer with a username ("Supervisor Level Name") and password ("Supervisor Level Password") for its designated Supervisor. Customer is responsible for actions of its Supervisor, the authority the Supervisor gives others to act on its behalf, and the actions of the persons designated by the Supervisor to use the Bank service. Customer agrees:protection.

Hardware and Software. ‌ You understand that you must, and you hereby agree to, at your sole cost and expense, use computer and mobile phone hardware and software software, including mobile devices, that meets meet all technical requirements for the proper delivery of the Remote Deposit Service online banking and additional services and that fulfills your obligation to obtain obtain, and maintain maintain, secure access to the internetInternet. You understand and agree that you may also incur, and shall pay, any and all expenses related to the use of the Remote Deposit Serviceonline banking and additional services, including, but not limited to, telephone service, mobile telephone carrier service, or internet Internet service charges. You are solely responsible for the repayment payment of any and all costs and expenses associated with meeting and maintaining all technical requirements and additional items necessary for the proper use of the Remote Deposit Serviceonline banking and additional services. Customer understands You understand and agrees agree that it is you are solely responsible for the operation, maintenance, and updating of all equipment, software, and services used in connection with the Remote Deposit Service online banking, and additional services and the cost thereof, and you hereby agree that it you will perform perform, or cause to be performed, all vendor recommended maintenance, repairs, upgrades, and replacements, and such performance shall be rendered by properly trained personnel, whether they are your employees of yours or third- party employees. Bank AdelFi is not responsible for, and you hereby release Bank AdelFi from any and all claims or damages resulting from, or related to, any computer virus or related problems that may be associated with using electronic mail or the internetInternet. Bank hereby advises you AdelFi is not responsible for, and you hereby agree release AdelFi from, any and all claims or damages resulting from, or related to, defects in or malfunctions of your computer hardware or software, or failures of or interruptions in any electrical, telephone, or Internet services. AdelFi hereby advises you, and you hereby agree, to scan your computer hardware and software on a regular basis using a reliable computer virus detection product in order to detect or and remove computer viruses. In connection with Additionally, AdelFi advises you to protect your use of the Remote Deposit Serviceaccess device using a password, you shall only use the hardware described on the approved hardware list provided by us from time to time and made a part hereof. All rightPIN, titlefacial recognition, and interest in and to: (a) any and all computer programs, including, but not limited to, the object and source codes thereof, and any and all updates, upgrades, fixes, and enhancements thereto and any and all documentation, user guides, and instructions pertaining thereto (everything in this clause, collectively, “RDC Software”); (b) the Remote Deposit Security Procedure Brochure; (c) Any and all user guides, instructions, and fingerprint or other documentation provided to, or used by, you in connection with the Remote Deposit Service; (everything in these sections, together with the Remote Deposit Security Procedure Brochure, the “RDC Documentation”) shall be, and remain the property of Bank or any third-party RDC Software provider, as applicable. Unless otherwise expressly authorized, you may not: (i) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, commercially exploit, reverse engineer, reverse compile, or create derivative works of the RDC Software in any form; or (ii) copy, reproduce, transmit, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, or commercially exploit the RDC Documentation. You shall be solely responsible for obtaining and properly maintaining its equipment and system requirements, its electrical services, and telephone system, including computer equipment, Internet connectivity, scanning terminals (unless contracted with Bank), and any other equipment or items necessary to receive the Remote Deposit Service. Bank shall not be liable to you, in any manner whatsoeverauthentication method, for any type of errors, losses, damages, or other claims related to your failure to do so. Security Procedures Bank will provide Customer with an Office Name, User ID, Password and other procedures to access the Remote Deposit Service. The Customer shall be solely responsible for protecting against unauthorized access to the Scanner and the Remote Deposit Services and any and all losses and damages arising from any unauthorized access to the Scanner and the Remote Deposit Services including unauthorized electronic or internet access to the programs. The Customer shall establish physical security and other Security Procedures necessary to ensure the confidentiality of access features as to the Remote Deposit Services. Customer agrees that technical and operational training of its employees with respect to the Remote Deposit Services and equipment is critical to the effectiveness of the system and agrees to provide adequate training for primary and backup employees. The Customer shall be responsible for training any employees regarding the use of the Remote Deposit Services and shall be responsible for instructing employees on the Security Procedures contained in the Appendix. The Bank may, at its sole discretion, conduct an on-site inspection or request information from the Customer, at any time and from time to time, of the Customer's place of business to ensure compliance with the provisions of this Agreement. The Bank shall have no obligation, liability or control, either directly or indirectly over said procedures or the failure of Customer to maintain said procedures. The Customer shall be solely responsible for designating its authorized representatives (the "Account Supervisor" or "Supervisor") and disclosing the identity of said Supervisor, and all changes thereof, initialize in writing to the Bank, provided, however the Bank shall not be responsible for verifying the authenticity of any person claiming to be a Supervisor of the Customer or the authenticity of any instruction, direction, or information provided to any said person. Customer and Bank agree that Customer may change the identity of the designated Account Supervisor by completing an updated Appendix. Any instructions, directions, or other information provided by the Customer or any representative of the Customer, under the Service shall be deemed to have been authorized by the Customer, and the Bank shall be indemnified and held harmless by the Customer for acting upon any such direction, instruction, or information. The Bank will provide the Customer with a username ("Supervisor Level Name") and password ("Supervisor Level Password") for its designated Supervisor. Customer is responsible for actions of its Supervisor, the authority the Supervisor gives others to act on its behalf, and the actions of the persons designated by the Supervisor to use the Bank service. Customer agrees:protection.