Common use of GROUP LIFE INSURANCE SCHEMES Clause in Contracts

GROUP LIFE INSURANCE SCHEMES. Group life insurance schemes apply from the date of employment and terminate when the group member resigns from his or her position. Cover will be maintained during approved absence. Death benefit DKK 200,000 Certain critical illnesses If, during the insurance period, an employee contracts a critical illness, as stated in the special insurance conditions, a sum insured of DKK 200,000 will be paid. Critical illness means: - Cancer - Coronary thrombosis - Bypass operation or angioplasty - Cardiac valve surgery - Cerebral haemorrhage or cerebral blood clot - Saccular cerebral aneurysm or intracranial arteriovenous malformation (AV malformation) as well as cavernous angioma of the brain - Certain benign brain and spinal cord tumours - Disseminated sclerosis - Motor neuron diseases (MND) - Certain muscle and nerve diseases - HIV infection as a result of blood transfusion or work-related infection - AIDS - Chronic renal failure - Major organ transplantations - Xxxxxxxxx’x disease - Blindness - Deafness - Aortic disease - Consequences of encephalitis or cerebrospinal meningitis - Consequences of Borrelia infection or Tick Borne Encephalitis (TBE) - Major xxxxx, frostbites or caustic xxxxx - Implantation of an ICD unit as secondary prophylaxis - Chronic heart failure with implantation of an ICD/CRT unit or durable mechanical heart pump, e.g. Heartmate. If death occurs within three months after the sum insured in the event of critical illness is due, the sum insured will be set off against the death benefit. Cover of certain critical illnesses in children

GROUP LIFE INSURANCE SCHEMES. Group life insurance schemes apply from the date of employment and terminate when the group member resigns from his or her position. Cover will be maintained during approved absence. Death benefit DKK 200,000 150,000 Certain critical illnesses If, during the insurance period, an employee contracts a critical illness, as stated in the special insurance conditions, a sum insured of DKK 200,000 will be paid. Critical illness means: - Cancer - Coronary thrombosis - Bypass operation or angioplasty - Cardiac valve surgery - Cerebral haemorrhage or cerebral blood clot - Saccular cerebral aneurysm or intracranial arteriovenous malformation (AV malformation) as well as cavernous angioma of the brain - Certain benign brain and spinal cord tumours - Disseminated sclerosis schlerosis - Motor neuron diseases (MND) - Certain muscle and nerve diseases - HIV infection as a result of blood transfusion or work-related infection - AIDS - Chronic renal failure - Major organ transplantations - Xxxxxxxxx’x disease - Blindness - Deafness - Aortic disease - Consequences of encephalitis or cerebrospinal meningitis - Consequences of Borrelia infection or Tick Borne Encephalitis (TBE) - Major xxxxx, frostbites or caustic xxxxx - Implantation of an ICD unit as secondary prophylaxis - Chronic heart failure with implantation of an ICD/CRT unit or durable mechanical heart pump, e.g. Heartmate. If death occurs within three months after the sum insured in the event of critical illness is due, the sum insured will be set off against the death benefit. Cover of certain critical illnesses in children