Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. If we approve Online and Mobile Banking for your accounts, a separate User Name and Password will be assigned to you. You must use your User Name and Password to access your accounts. At the present time, you may use Online and Mobile Banking to: Deposit checks into your savings, checking and money market accounts. Transfer funds between your share, checking, money market accounts, personal lines of credit and home equity lines of credit. Obtain balance information and transaction history for your deposit and loan accounts excluding VISA, student loans and mortgages. Make loan payments from your savings, checking, and money market accounts excluding VISA, student loans and mortgages. Set up and send out reoccurring payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) Obtain tax information on amounts earned on savings and checking accounts or interest paid on loan accounts. (Online Banking only) Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile device. Online and Mobile Banking will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. There is no limit to the number of inquiries you may make in any one day. The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Limitations. For all Savings Accounts and Money Market Accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.
Appears in 3 contracts
Samples: www.sunmark.org, www.sunmark.org, www.sunmark.org
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. Web-24 Internet Branch If we approve Online and Mobile Banking Web-24 for your accounts, a separate User Name and Password Personal Identification Number (“PIN”)/Password will be assigned to you. You must use your User Name and PIN/Password along with your user name to access your accounts. You should change your PIN/Password for security reasons the first time you use the service. Your PIN/Password is confidential and should not be disclosed to third parties or recorded. You agree to accept responsibility for protecting the integrity of your PIN/Password. You agree not to disclose or otherwise make your PIN/Password known to anyone not authorized to sign on your accounts. Granting access to your account through use of Web-24 to any non-owner will make you financially liable for all access, losses, or misuse of your account(s) until reported to us. You also agree that we may revoke your Web-24 access at any time without notice to you. Tell us at once if you believe your PIN/Password has been lost or stolen. At the present time, you may use Online and Mobile Banking Web-24 to: Deposit checks into Obtain account balances for any of your checking, savings, checking and money market loan accounts. Transfer funds between your share, checking, money market accounts, personal lines of credit and home equity lines of credit. ; Obtain balance information and transaction history for any of your deposit checking, savings, and loan accounts excluding VISA, student loans and mortgages. accounts; Make transfers between any of your checking and savings accounts; Make your Credit Union loan payments from your savings, checking, and money market accounts excluding VISA, student loans and mortgageschecking or savings accounts; Withdraw funds from your savings account by check to be mailed to you at your address of record; Review checks that have cleared from your checking account; Request text messages to notify you of specific activity on your account; Inquire if a specific check has cleared; Pay your bills; Change your personal identification number/password; Conduct any other transactions permitted by the Credit Union. Set up Transactions involving your deposit accounts will be subject to the terms and send out reoccurring payments (Online Banking only) conditions of your account agreement as applicable. Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) Obtain tax information on amounts earned on savings and checking accounts or interest paid on loan accounts. (Online Banking only) Your accounts can be accessed under Online Banking Web-24 via personal computer and through Mobile Banking on your mobile devicecomputer. Online and Mobile Banking Web- 24 will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon unavailable or insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. There is no limit to the number of inquiries you may make in any one day. The maximum withdrawal or transfer amount is limited to the available balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Limitations. For all Savings Accounts and Money Market Accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.. CONDITIONS OF EFT SERVICES
Appears in 3 contracts
Samples: www.summitfcu.com, www.summitfcu.com, www.summitfcu.com
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. If we approve Online and Mobile Banking for your accounts, a separate User Name and Password will be assigned to you. You must use your User Name and Password to access your accounts. At the present time, you may use Online and Mobile Banking to: Deposit checks into your savings, checking and money market accounts. Transfer funds between your share, checking, money market accounts, personal lines of credit and home equity lines of credit. Obtain balance information and transaction history for your deposit and loan accounts excluding VISA, student loans and mortgages. Make loan payments from your savings, checking, and money market accounts excluding VISA, student loans and mortgages. Set up and send out reoccurring payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) Obtain tax information on amounts earned on savings and checking accounts or interest paid on loan accounts. (Online Banking only) Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile device. Online and Mobile Banking will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. There is no limit to the number of inquiries you may make in any one day. The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. See “transfer limitations” that may apply to these transactions. Bill Xxxx Pay Service. We allow you to initiate bill xxxx payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill xxxx payments. You may also designate bill xxxx payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill xxxx payment by the designated cutoff time on the date you schedule for payment. We will process your bill xxxx payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Xxxx Payment transactions may apply: There is no limit on the number of bill xxxx payments per day. Transfer Limitations. For all Savings Accounts and Money Market Accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.
Appears in 2 contracts
Samples: www.sunmarkfcu.org, www.sunmarkfcu.org
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or to sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. If we approve Online and Mobile Banking banking is activated for your accountsaccount(s), a separate User Name and Password you will be assigned required to you. You must use your User Name and Password secure login information to access your accountsthe account(s). At the present time, you may use Online and Mobile Banking banking to: Deposit checks into your savings, checking and money market accounts. Transfer ❖ Withdraw funds between your share, checking, money market accounts, personal lines of credit and home equity lines of credit. Obtain balance information and transaction history for your deposit and loan accounts excluding VISA, student loans and mortgages. Make loan payments from your savings, checking, and money market accounts excluding VISA, student loans and mortgages. Set up and send out reoccurring payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) Obtain tax information on amounts earned on savings and checking accounts or interest paid on loan accounts. (Online Banking only) ❖ Transfer funds from your share, share draft, and money market accounts. ❖ Obtain balance information for your share, share draft, loan, money market, club, and certificate accounts. ❖ Make loan payments from your share, share draft, and money market accounts. Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile devicecomputer. Online and Mobile Banking will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set se other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each access. The following limitations on Online Banking Transactions may apply: ❖ There is no limit to the number of inquiries inquiries, transfers, or withdrawal requests you may make in any one (1) day. The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. ❖ See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Limitations. For all Savings Accounts share and Money Market Accountsmoney market accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic automatic, or internet Internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.. CONDITIONS OF EFT SERVICES
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Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. If we approve Online and Mobile Banking for your accounts, a separate User Name and Password will be assigned to you. You must use your User Name and Password to access your accounts. At the present time, you may use Online and Mobile Banking to: ❖ Deposit checks into your savings, checking and money market accounts. ❖ Transfer funds between your share, checking, money market accounts, personal lines of credit and home equity lines of credit. ❖ Obtain balance information and transaction history for your deposit and loan accounts excluding VISA, student loans and mortgages. ❖ Make loan payments from your savings, checking, and money market accounts excluding VISA, student loans and mortgages. ❖ Set up and send out reoccurring payments (Online Banking only) ❖ Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) ❖ Obtain tax information on amounts earned on savings and checking accounts or interest paid on loan accounts. (Online Banking only) Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile device. Online and Mobile Banking will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. ❖ There is no limit to the number of inquiries you may make in any one day. ❖ The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. ❖ See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: ❖ There is no limit on the number of bill payments per day. Transfer Limitations. For all Savings Accounts and Money Market Accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.
Appears in 1 contract
Samples: www.sunmark.org
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something purchases or bills with a check or share draft draft, you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants or other payees to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds fund transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking○ CU eBranch. If we approve Online and Mobile Banking CU eBranch for your accounts, a separate User Name and Password personal identification number (PIN) will be assigned to you. You must use your User Name and Password personal identification number (PIN) along with your account number to access your accounts. At the present time, you may use Online and Mobile Banking CU eBranch to: Deposit checks into your savings, checking and money market accounts. Transfer ■ Withdraw funds between from your share, checkingshare draft, money market and Club accounts. ■ Transfer funds from your share, personal lines of credit share draft, and home equity lines of creditClub accounts. ■ Obtain balance information and transaction history for your deposit share, share draft, loan and loan accounts excluding VISA, student loans and mortgagesClub accounts. ■ Make loan payments from your savingsshare, checkingshare draft, and money market accounts excluding VISA, student loans and mortgagesClub accounts. Set up and send out reoccurring payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) ■ Determine if a particular item has cleared. ■ Obtain tax information on amounts earned on savings share and checking share draft accounts or interest paid on loan accounts. (Online Banking only) ■ Verify the last date and amount of your payroll deposit. ○ Your accounts can be accessed under Online Banking CU eBranch via personal computer and through Mobile Banking on your mobile device. Online and Mobile Banking CU eBranch will be available for your convenience twenty-four (24) 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve reserved on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, transaction and there may be limits on the duration of each access. ■ There is no limit to the number of inquiries inquiries, transfers, or withdrawal requests you may make in any one anyone (1) day. The maximum withdrawal or ■ See Section 2 for transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. See “transfer limitations” limitations that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Limitations. ● TRANSFER LIMITATIONS For all Savings Accounts and Money Market Accountsshare accounts, you may make no more than six (6) preauthorized, automatic, telephone, or Internet transfers and withdrawals may be made from your each account to another account of yours or to a third party in any month by means month, and no more than three (3) of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or these six (6) may be made by check, draft, debit or access card or similar orderto a third party. If you exceed these limitations, your account may be subject to a fee or be closed.. ● CONDITIONS OF EFT SERVICES
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Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. If we approve Online and Mobile Banking for your accounts, a separate User Name and Password will temporary Security Code may be assigned to you. You must use your User Name and Password Security Code along with your account number to access your accounts. At the present time, you may use Online and Mobile Banking to: Deposit checks into ❖ Withdraw funds from your savings, checking share and money market share draft accounts. ❖ Transfer funds between from your share and share draft. ❖ Obtain balance information for your share, checkingshare draft, money market IRA, vacation club and Christmas club accounts, personal lines of credit and home equity lines of credit. Obtain balance information and transaction history for your deposit and loan accounts excluding VISA, student loans and mortgages. ❖ Make loan payments from your savings, checking, share and money market accounts excluding VISA, student loans and mortgagesshare draft accounts. Set up and send out reoccurring payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) ❖ Determine if a particular item has cleared. ❖ Obtain tax information on amounts earned on savings share and checking share draft accounts or interest paid on loan accounts. (Online Banking only) ❖ Verify the last date and amount of your payroll deposit. Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile devicecomputer. Online and Mobile Banking will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. ❖ There is no limit to the number of inquiries you may make in any one day. The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. ❖ See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Transaction Limitations. For all Primary Share and Special Share Savings Accounts and Money Market Accounts, you may make there are no more than six (6) transfers and withdrawals from your account transaction limitations. Christmas Club accounts, the entire balance will be available for withdrawal September 1 thru the first Tuesday of October. The remaining balance will be transferred to another account of yours or to a third party in any month by means at the end of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar orderthe designated withdrawal period and the account will remain open. If you exceed these limitationsmake a withdrawal outside the withdrawal period, your account may you will be subject to charged a fee or as disclosure in the Fee Schedule. However, no fee will be closedcharged if the withdrawal occurs within seven (7) days of the date of the account is opened. For Vacation Club accounts the entire balance will be available for withdrawal May 1 thru the first Tuesday of June. The remaining balance will be transferred to another account of yours at the end of the designated withdrawal period and the account will remain open. If you make a withdrawal outside of the withdrawal period you will be charged a fee as disclosed in the Fee Schedule. However, no fee will be charged if the withdrawal occurs within seven (7) days of the date of the account is opened.
Appears in 1 contract
Samples: www.westarfcu.com
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. If we approve Online and Mobile Banking for your accounts, a separate User Name and Password will temporary Security Code may be assigned to you. You must use your User Name and Password Security Code along with your account number to access your accounts. At the present time, you may use Online and Mobile Banking to: Deposit checks into Withdraw funds from your savings, checking share and money market share draft accounts. Transfer funds between from your share, checking, money market accounts, personal lines of credit share and home equity lines of creditshare draft. Obtain balance information and transaction history for your deposit share, share draft, XXX, vacation club and loan accounts excluding VISA, student loans and mortgagesChristmas club accounts. Make loan payments from your savings, checking, share and money market accounts excluding VISA, student loans and mortgagesshare draft accounts. Set up and send out reoccurring payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) Determine if a particular item has cleared. Obtain tax information on amounts earned on savings share and checking share draft accounts or interest paid on loan accounts. (Online Banking only) Verify the last date and amount of your payroll deposit. Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile devicecomputer. Online and Mobile Banking will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. There is no limit to the number of inquiries you may make in any one day. The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Transaction Limitations. For all Primary Share and Special Share Savings Accounts and Money Market Accounts, you may make there are no more than six (6) transfers and withdrawals from your account transaction limitations. Christmas Club accounts, the entire balance will be available for withdrawal September 1 thru the first Tuesday of October. The remaining balance will be transferred to another account of yours or to a third party in any month by means at the end of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar orderthe designated withdrawal period and the account will remain open. If you exceed these limitationsmake a withdrawal outside the withdrawal period, your account may you will be subject to charged a fee or as disclosure in the Fee Schedule. However, no fee will be closedcharged if the withdrawal occurs within seven (7) days of the date of the account is opened. For Vacation Club accounts the entire balance will be available for withdrawal May 1 thru the first Tuesday of June. The remaining balance will be transferred to another account of yours at the end of the designated withdrawal period and the account will remain open. If you make a withdrawal outside of the withdrawal period you will be charged a fee as disclosed in the Fee Schedule. However, no fee will be charged if the withdrawal occurs within seven (7) days of the date of the account is opened.
Appears in 1 contract
Samples: www.westarfcu.com
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. If we approve Online and Mobile Banking for your accounts, a separate User Name and Password will temporary Security Code may be assigned to you. You must use your User Name and Password Security Code along with your account number to access your accounts. At the present time, you may use Online and Mobile Banking to: Deposit checks into Withdraw funds from your savings, checking share and money market share draft accounts. Transfer funds between from your share, checking, money market accounts, personal lines of credit share and home equity lines of creditshare draft. Obtain balance information and transaction history for your deposit share, share draft, XXX, vacation club and loan accounts excluding VISA, student loans and mortgagesChristmas club accounts. Make loan payments from your savings, checking, share and money market accounts excluding VISA, student loans and mortgagesshare draft accounts. Set up and send out reoccurring payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) Determine if a particular item has cleared. Obtain tax information on amounts earned on savings share and checking share draft accounts or interest paid on loan accounts. (Online Banking only) Verify the last date and amount of your payroll deposit. Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile devicecomputer. Online and Mobile Banking will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. There is no limit to the number of inquiries you may make in any one day. The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Limitations. For all Savings Accounts and Share Accounts, XXX Savings, Money Market Accountsaccounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.
Appears in 1 contract
Samples: cups.cs.cmu.edu
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something purchases or bills with a check or share draft draft, you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants or other payees to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds fund transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile BankingIn addition to the limitations set forth above, the following limitations may be applicable to your accounts: You are responsible for all transactions you authorize using your EFT services under this Agreement. If we approve Online and Mobile Banking you permit someone else to use an EFT service, your card or your access code, you are responsible for your accounts, a separate User Name and Password will be assigned to you. You must use your User Name and Password to access any transactions they authorize or conduct on any of your accounts. At • TELL US AT ONCE if you believe your card or access code has been lost or stolen, if you believe someone has used your card or access code or otherwise accessed your accounts without your authority, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the present timebest way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line-of-credit). If a transaction was made with your card or card number without your permission and was a Visa transaction, you will have no liability for the transaction, unless you were fraudulent or negligent in the handling of your account or card. • For all other EFT transactions involving your card or access code, including if you were negligent in the handling of your account or card, your liability for an unauthorized transaction is determined as follows. If you tell us within two (2) business days after you learn of the loss or theft of your card or access code, you can lose no more than $50.00 if someone used your card or access code without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your card or access code and we can prove we could have stopped someone from using your card or access code without your permission if you had told us, you could lose as much as $500.00. • Also, if your statement shows transfers that you did not make including those made by card, access code or other means, • TELL US AT ONCE. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money lost after the 60 days if we can prove that we could have stopped someone from making the transfers if you had told us in time. If a good reason (such as a hospital stay) kept you from telling us, we will extend the time periods. This paragraph does not apply to unauthorized use Online and Mobile Banking to: Deposit checks into of a Visa debit card, an ATM card or other access device. If you believe your savings, checking and card or access code has been lost or stolen or that someone has transferred or may transfer money market accounts. Transfer funds between your share, checking, money market accounts, personal lines of credit and home equity lines of credit. Obtain balance information and transaction history for your deposit and loan accounts excluding VISA, student loans and mortgages. Make loan payments from your savingsaccounts without your permission, checkingcontact: Dream First Bank Xx Xxx 000 Xxxxxxxx, and money market accounts excluding VISAXX 00000 Or call us at: (000)000-0000 (000) 000-0000 Business days- For the purpose of these electronic funds transfer disclosures, student loans and mortgagesour business days are Monday through Friday. Set up and send out reoccurring payments (Online Banking only) Access electronic servicesHolidays are not included. Right to receive documentation: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) Obtain tax information on amounts earned on savings and checking accounts or interest paid on loan accountsPeriodic Statements. (Online Banking only) Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile device. Online and Mobile Banking will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. There is no limit to the number of inquiries you may make in any one day. The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Limitations. For all Savings Accounts and Money Market Accounts, you may make no more than six (6) transfers Transfers and withdrawals from your account to another account of yours made through any ATM or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draftPOS terminal, debit card transactions, preauthorized EFTs, online/PC transactions or similar orderbill payments you make will be recorded on your periodic statement. If You will receive a statement monthly unless there is no transaction in a particular month. In any case, you exceed these limitations, will receive a statement at least quarterly. Terminal Receipt. You can get a receipt at the time you make any transaction (except inquiries) involving your account may be subject to a fee or be closedusing an ATM and/or point-of-sale (POS) terminal.
Appears in 1 contract
Samples: Dream First Bank
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft you may authorize your check or share draft to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. Web-24 Internet Branch If we approve Online and Mobile Banking Web-24 for your accounts, a separate User Name and Password Personal Identification Number (“PIN”)/Password will be assigned to you. You must use your User Name and PIN/Password along with your user name to access your accounts. You should change your PIN/Password for security reasons the first time you use the service. Your PIN/Password is confidential and should not be disclosed to third parties or recorded. You agree to accept responsibility for protecting the integrity of your PIN/Password. You agree not to disclose or otherwise make your PIN/Password known to anyone not authorized to sign on your accounts. Granting access to your account through use of Web-24 to any non-owner will make you financially liable for all access, losses, or misuse of your account(s) until reported to us. You also agree that we may revoke your Web-24 access at any time without notice to you. Tell us at once if you believe your PIN/Password has been lost or stolen. At the present time, you may use Online and Mobile Banking Web-24 to: Deposit checks into ❖ Obtain account balances for any of your checking, savings, checking and money market loan accounts. Transfer funds between your share, checking, money market accounts, personal lines of credit and home equity lines of credit. ; ❖ Obtain balance information and transaction history for any of your deposit checking, savings, and loan accounts excluding VISA, student loans accounts; ❖ Make transfers between any of your checking and mortgages. savings accounts; ❖ Make your Credit Union loan payments from your savings, checking, checking or savings accounts; ❖ Withdraw funds from your savings account by check to be mailed to you at your address of record; ❖ Review checks that have cleared from your checking account; ❖ Request text messages to notify you of specific activity on your account; ❖ Inquire if a specific check has cleared; ❖ Pay your bills; ❖ Change your personal identification number/password; ❖ Conduct any other transactions permitted by the Credit Union. ❖ Transactions involving your deposit accounts will be subject to the terms and money market accounts excluding VISA, student loans and mortgagesconditions of your account agreement as applicable. Set up and send out reoccurring payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) Obtain tax information on amounts earned on savings and checking accounts or interest paid on loan accounts. (Online Banking only) ❖ Your accounts can be accessed under Online Banking Web-24 via personal computer and through Mobile Banking on your mobile devicecomputer. Online and Mobile Banking Web-24 will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. ❖ There is no limit to the number of inquiries you may make in any one day. ❖ The maximum withdrawal or transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. ❖ See “transfer limitations” that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Limitations. For all Savings Accounts and Money Market Accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.. CONDITIONS OF EFT SERVICES
Appears in 1 contract
Samples: cups.cs.cmu.edu
Electronic Check Conversion/Electronic Returned Check Fees. If you pay for something with a check or share draft checking you may authorize your check or share draft checking to be converted to an electronic fund transfer. You may also authorize merchants to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization. Online and Mobile Banking. If we approve Online and Mobile Banking for your accounts, a separate User Name ID and Password will be assigned to you. You must use your User Name and Password used to access your accounts. At the present time, you may use Online and Mobile Banking to: Deposit checks into • Withdraw funds from your savings, share and checking and money market accounts. • Transfer funds between from your share, checking, money market share and checking accounts, personal lines of credit and home equity lines of credit. • Obtain balance information and transaction history for your deposit share and loan accounts excluding VISA, student loans and mortgageschecking accounts. • Make loan payments from your savings, checking, share and money market accounts excluding VISA, student loans and mortgageschecking accounts. Set up and send out reoccurring • Access your Line-of-Credit account. • Make bill payments (Online Banking only) Access electronic services: Pop Money, External Transfers, Credit Card Online Account Access (Online Banking Only) to preauthorized creditors. • Determine if a particular item has cleared. • Obtain tax information on amounts earned on savings share and checking accounts or interest paid on loan accounts. (Online Banking only) • Verify the last date and amount of your payroll deposit. Your accounts can be accessed under Online Banking via personal computer and through Mobile Banking on your mobile devicethe Internet. Online and Mobile Banking will be available for your convenience twenty-four (24) hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction, and there may be limits on the duration of each access. There is no limit to the number of inquiries you may make in any one day. The maximum withdrawal or • See Section 2 for transfer amount is limited to the balance in your account per transaction, and no transfer or withdrawal may exceed the available funds in your account. See “transfer limitations” limitations that may apply to these transactions. Bill Pay Service. We allow you to initiate bill payments to be paid directly from your Checking Account in the amounts and on the days you request. You may also edit and delete these bill payments. You may also designate bill payments to be made “today”, “future”, “recurring” or “automatic” and you may also receive e-bills. We will withdraw the designated funds from your checking account for bill payment by the designated cutoff time on the date you schedule for payment. We will process your bill payment transfer within a designated number of days before the date you schedule for payment. You must allow sufficient time for vendors to process your payment after they receive a transfer from us. Please leave as much time as though you were sending all payment by mail. We cannot guarantee the time that any payment will be credited to your account by the vendor. The following limitations on Bill Payment transactions may apply: There is no limit on the number of bill payments per day. Transfer Limitations. For all Savings Accounts and Money Market Accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.
Appears in 1 contract
Samples: www.lfcu.org
