Common use of Discretionary Service Clause in Contracts

Discretionary Service. The Credit Union offers Overdraft Advantage to eligible consumer checking account owners who qualify. Overdraft Advantage is provided to qualified accounts automatically for checks, ACH, and online transactions; and you have the option to opt-out of the service at any time. Extended Coverage will be provided for ATM and debit card transactions only if you request it be added to your account. By expressly requesting this service (“opt-in”), you agree to the terms and conditions of this service as outlined by the Credit Union. Under Overdraft Protection services, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This Overdraft Protection service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.

Discretionary Service. The Credit Union offers Overdraft Advantage to eligible consumer checking account owners who qualify. Overdraft Advantage Courtesy Pay service is provided to qualified accounts automatically for checks, ACH, ; ACH and online transactions; transactions and you have the option to opt-out of discontinue the service at any time. Extended Coverage Courtesy Pay service will be provided for ATM and debit card purchase transactions only if you request it be added to your account. By Courtesy Pay services by expressly requesting this service these transactions (“opt-in”), you agree to the terms and conditions of this service as outlined by the Credit Union. Under Overdraft Protection servicesthe Courtesy Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Account Agreement. This Overdraft Protection overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you of any insufficient funds transactions per the channel you have elected to receive communications from us. However, we have no obligation to notify you before we pay or return any item.

Discretionary Service. The Credit Union Cascade FCU offers Overdraft Advantage the overdraft service to eligible consumer checking account owners who qualify. Overdraft Advantage The overdraft service is provided to qualified accounts automatically for checks, ACH, ACH and online transactions; transactions and you have the option to opt-out of the service at any time. Extended Coverage Overdraft service will be provided for ATM and debit card transactions only if you request it be added to your account. By overdraft services by expressly requesting this service these transactions (“opt-in”), you agree to the terms and conditions of this service as outlined by the Credit Union. Under Overdraft Protection servicesthe overdraft service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreementagreement. This Overdraft Protection overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.

Discretionary Service. The Credit Union offers the Overdraft Advantage Privilege service to eligible consumer checking account owners who qualify. The Overdraft Advantage Privilege service is provided to qualified accounts automatically for checks, ACH, ; ACH and online transactions; transactions and you have the option to opt-opt- out of the service at any time. Extended Coverage Overdraft Privilege service will be provided for ATM and debit card transactions only if you request it be added to your account. By Overdraft Privilege services by expressly requesting this service these transactions (“opt-opt- in”), you agree to the terms and conditions of this service as outlined by the Credit Union. Under the Overdraft Protection servicesPrivilege service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This Overdraft Protection overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.

Discretionary Service. The Credit Union offers Overdraft Advantage the Privilege Pay service to eligible consumer checking account owners who qualify. Overdraft Advantage The Privilege Pay service is provided to qualified accounts automatically for checks, ACH, ; ACH and online transactions; transactions and you have the option to opt-out of the service at any time. Extended Coverage Privilege Pay service will be provided for ATM and debit card transactions only if you request it be added to your account. By Privilege Pay services by expressly requesting this service these transactions (“opt-in”), you agree to the terms and conditions of this service as outlined by the Credit Union. Under Overdraft Protection servicesthe Privilege Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This Overdraft Protection overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.

Discretionary Service. The Credit Union offers Overdraft Advantage the Courtesy Pay service to all eligible consumer checking account owners who qualifyowners, based on your history with us. Overdraft Advantage is provided However, if you would like the Credit Union to qualified accounts automatically for checks, ACH, and online transactions; and you have the option to opt-out of the provide Courtesy Pay service at any time. Extended Coverage will be provided for ATM and VISA debit card transactions only if transactions, you request it be added must specifically notify us to your account. By expressly requesting this service do so (“opt-in”). For all other overdraft transactions, you agree to the terms Courtesy Pay service will be provided automatically once a checking account has been opened and conditions of this service will continue as outlined by long as the account is maintained in good standing with the Credit Union. Under Overdraft Protection servicesthe Courtesy Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We The Credit Union may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this your Membership and Account Agreement. This Overdraft Protection overdraft service is not a line of credit, is not guaranteed, and is independent of any loan other payment arrangement you we may have with usoffer. We Generally, we will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we have no obligation to notify you before we pay or return any item.