Common use of Discretionary Service Clause in Contracts

Discretionary Service. The Overdraft Protection service will be provided once your checking account is opened and will continue as long as the account is maintained in good standing with the Credit Union. The Overdraft Protection service is provided only if you have no authorized savings or loan account funds available to transfer. Under the Overdraft Protection service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient available funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Overdraft Protection Privilege Pay service will may be provided once your checking account is opened has been open for 30 days and will continue as long as the account is maintained in good standing with the Credit UnionWECU. The Overdraft Protection Privilege Pay service is will be provided for ATM and debit card purchase transactions only if you have no authorized savings or loan account funds available to transferrequest it by providing us a one-time opt- in for these transactions. Under the Overdraft Protection Privilege Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient available funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Overdraft Protection Privilege Pay service will may be provided once your checking account is opened has been open for 30 days and will continue as long as the account is maintained in good standing with the Credit UnionWECU. The Overdraft Protection Privilege Pay service is will be provided for ATM and debit card purchase transactions only if you have no authorized savings or loan account funds available to transferrequest it by providing us a one- time opt-in for these transactions. Under the Overdraft Protection Privilege Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient available funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Overdraft Protection service will be provided once your checking account is opened and will continue as long as the account is maintained in good standing with the Credit Union. The Overdraft Protection service will is provided only if you have no authorized savings or loan account funds available to transfer. Under the Overdraft Protection service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient available funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Overdraft Protection service Courtesy Pay is provided to qualified accounts for checks, ACH and online transactions and you have to option to opt out of these services at any time. Courtesy Pay will be provided once your checking account is opened and will continue as long as the account is maintained in good standing with the Credit Union. The Overdraft Protection service is provided for debit card transactions only if you have no authorized savings or loan account funds available to transferrequest Curtesy Pay services by expressly requesting these transactions (“opt in”). Under the Overdraft Protection Courtesy Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient available funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not no obligation to notify you before we pay or return any item.

Discretionary Service. The Overdraft Protection Privilege Pay service will be provided once your checking account is opened has been open for 30 days and will continue as long as the account is maintained in good standing with the Credit Union. The Overdraft Protection Privilege Pay service will be provided for ATM and debit card purchase transactions only if you request Privilege Pay services by expressly opting in for these transactions. The Privilege Pay overdraft protection is provided only if you have no authorized savings or loan account funds available to transfer. Under the Overdraft Protection Privilege Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient available funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.