Common use of Bill Pay Service Clause in Contracts

Bill Pay Service. Seaside National Bank & Trust uses a non-affiliated third party acting on our behalf to process bill payments. This third party processor is required to adhere to the Bank’s strict standards of security and privacy protection. Paper checks processed by the non-affiliated third party may show that they are drawn on the third party processor rather than on Seaside National Bank & Trust. We will not be obligated to make a payment unless the designated account has sufficient funds to pay the bill on the payment dates. If the account is closed and there are pending payments, all pending payments associated with that account will be cancelled. Bank will not have any responsibility for such cancelled payments. We will not monitor the payments that are made through the bill payment service. If a business account is used to pay bills and a user pays bills which do not belong to the business, the business assumes the entire risk of loss and indemnifies and holds the Bank, Bank directors, officers, employees and agents harmless from all loss, liability, claims, demands, judgments, and expenses arising out of or in any way connected with such use. You are responsible for furnishing all required information to add each Payee including name, address, phone number and account number. Additionally, you are responsible for entering the amount and the payment date for each payment request. Bank will not be responsible for validating any information supplied. There will be a delay between the date the payment is sent (payment date) and the date the payee receives that payment. Any payments made through the bill pay service require sufficient time for your payee to receive your payment and credit your account properly. You will be solely responsible for scheduling payments sufficiently in advance of the due date to avoid incurring finance or late payment charges. Xxxx pay instructions delivered through Internet Banking must be received prior to 9:00 p.m. Eastern Time on a business day in order for payment to be issued on that business day. We will not be responsible for any finance charges, late fees or other costs imposed or any other action taken by a payee resulting from a payment that you have not timely or accurately scheduled. You agree to notify the Bank promptly if you receive a notice or otherwise have reason to believe that any bill payment made by you through Internet Banking was not completed or remains unpaid. To delete or modify a scheduled bill payment, you must use the “delete payment” option clearly marked on the Internet Banking website. INSTRUCTIONS TO DELETE OR MODIFY A BILL PAYMENT MUST BE RECEIVED BY BANK AT LEAST ONE BUSINESS DAY PRIOR TO THE SCHEDULED PAYMENT DATE TO BE EFFECTIVE. We will not be liable if there are insufficient available funds or credit availability in the checking account at the time of any scheduled payment; if a legal order directs us to prohibit withdrawals from the account; if the account is closed or frozen; or if any part of the electronic funds transfer system outside of our control is not working properly. We will not be liable in any event for indirect, special, or consequential damages arising out of the use of the bill payment service.

Bill Pay Service. Seaside National Bank & Trust uses Online Banking offers a nonBill Pay service. This Bill Pay service allows you to make payments to merchants, companies or individuals from your TFCU checking account via the Internet. You can make one-affiliated third party acting on our behalf to process bill time payments as well as, set up recurring payments. This third party processor e-Bill services are also available for participating merchants. Fees may apply if the service is required not used, please refer to adhere our schedule of fees. In order to use the Bill Pay Service, you must accept the electronic Bill Pay closure and have a checking account. Bill Pay will become available immediately upon acceptance. Please refer to the Bank’s strict standards Schedule of security and privacy protectionFees for any service fees that may apply. Paper checks processed by the non-affiliated third party may show that they are drawn on the third party processor rather than on Seaside National Bank & Trust. We will not be obligated to make a payment unless the designated When you apply for Bill Pay Service, you designate your TFCU checking account has sufficient funds to pay the bill on as the payment dates. If the account is closed and there are pending payments, all pending from which payments associated with that account you authorize will be cancelled. Bank will not have any responsibility for such cancelled payments. We will not monitor the payments that are made through the bill payment service. If a business account is used to pay bills and a user pays bills which do not belong to the business, the business assumes the entire risk of loss and indemnifies and holds the Bank, Bank directors, officers, employees and agents harmless from all loss, liability, claims, demands, judgments, and expenses arising out of or in any way connected with such use. You are responsible for furnishing all required information to add each Payee including name, address, phone number and account number. Additionally, you are responsible for entering the amount and the payment date for each payment request. Bank will not be responsible for validating any information supplied. There will be a delay between the date the payment is sent (payment date) and the date the payee receives that payment. Any payments made through the bill pay service require sufficient time for your payee to receive your payment and credit your account properlydeducted. You will be solely responsible for scheduling payments sufficiently in advance given the ability to set up the names, addresses and account numbers (if any) of the due date payees (the companies or persons who will receive the payments). You are not permitted to avoid incurring finance designate governmental agencies or late payment chargescourts as payees. Xxxx We reserve the right to not allow the designation of a particular merchant or institution. You, or any persons who you have authorized to use your Bill Pay Service, can perform the following transactions: • From your designated TFCU checking account, pay instructions delivered through Internet Banking must be received prior to 9:00 p.m. Eastern Time on a business day in order for any current, future or repeating payment to be issued on that business day. We will not be responsible for any finance chargesdesignated merchant, late fees institution or other costs imposed or any other action taken by a payee resulting from a payment that individual in accordance with the Bill Pay Service Terms and Conditions provided to you have not timely or accurately scheduled. You agree to notify the Bank promptly if you receive a notice or otherwise have reason to believe that any bill payment made by you through Internet Banking was not completed or remains unpaid. To delete or modify a scheduled bill payment, you must use the “delete payment” option clearly marked on the Internet Banking website. INSTRUCTIONS TO DELETE OR MODIFY A BILL PAYMENT MUST BE RECEIVED BY BANK AT LEAST ONE BUSINESS DAY PRIOR TO THE SCHEDULED PAYMENT DATE TO BE EFFECTIVE. We will not be liable if there are insufficient available funds or credit availability in the checking account at the time of application. • Obtain information (payee information, payment status information, e-Bills, etc.) about your Bill Pay account. • Your Bill Pay payments are processed by a third party service provider by either sending an electronic payment to the payee, or by mailing a check or draft to the payee. The method of payment depends upon the processing method that can be accommodated by the payee or Bill Pay services third party processor, as some payees are unable to accept electronic payments. THE BILL PAY SERVICE GUARANTEE Due to circumstances beyond the control of the Service, particularly delays in handling and posting payments by Billers or financial institutions, some transactions may take longer to be credited to your account. The Service will bear responsibility for any late payment related charges up to $50.00 should a payment post after its Due Date as long as the payment was scheduled payment; if in accordance with the guidelines described under "Payment Scheduling" in this Agreement. When the Service receives a legal order directs us Payment Instruction, you authorize the Service to prohibit withdrawals from debit your Payment Account and remit funds on your behalf so that the account; funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Service to credit your Payment Account for payments returned to the Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of another authorized user of the Service. The Service will use its best efforts to make all your payments properly. However, the Service shall incur no liability and any Service Guarantee shall be void if the account Service is closed or frozen; or if unable to complete any part payments initiated by you because of the electronic funds transfer system outside existence of our control is not working properly. We will not be liable in any event for indirect, special, one or consequential damages arising out more of the use of the bill payment service.following circumstances:

Bill Pay Service. Seaside National Bank & Trust uses Use of a Third-Party Bill Pay Service Provider Metavante is the third-party bill pay service provider who the Credit Union has contracted with to provide the Payment Service to its Members. Metavante will be processing bill payments but the Credit Union will be answering questions directly related to these Member-initiated bill payments. The Credit Union, at its sole discretion, reserves the right to change service providers. Online Bill Pay Service By providing the Payment Service with the names and account information of those entities and/or persons to whom You wish to direct payment, You authorize the Payment Service to follow the Payment Instructions that it receives from You or Your authorized user through the Online Bill Pay Service. When the Payment Service receives a Payment Instruction, You authorize the Credit Union to debit Your Payment Account and remit funds on Your behalf so that the funds arrive as close to the Business Day designated by You as soon as reasonably possible. For this reason, it is necessary that all Payment Dates selected by You be no less than five (5) Business Days before the actual due date for payments that are being sent by check and three (3) days for ACH payments, (not the late date and/or a date in the grace period). It is Your responsibility to schedule Your bill payments in such a manner that Your obligations will be paid on time. Payment instructions entered after the Cutoff Time or on a non-affiliated third party acting Business Day will be considered entered in the Payment Service on our behalf the next Business Day. If You properly follow the procedures described herein and the Payment Service fails to process send a payment according to the Payment Instructions received, the Payment Service will bear responsibility for all late charges. In any other event, including but not limited to choosing a Payment Date which is not five (5) Business Days before the due date or on or past the due date stated on the invoice or bill, the risk of incurring and the responsibility for paying any and all late charges or penalties shall be borne by You. If You do not allow sufficient time, You will assume full responsibility for all late fees, finance charges or other actions taken by Xxxxx. A bill payment is "In Process" starting at the Cutoff Time on the business day prior to the Send On Date. A bill payment is a "Pending Scheduled Payment", starting from the time You enter Payment Instructions until the payment is "In Process." A bill payment is considered "Completed" on the Business Day You selected as the scheduled Payment Deliver By Date. You may cancel or edit any Pending Scheduled Payment (including recurring bill payments) by following the directions provided on the Payment Service Online Help. This third party processor There is required no charge for canceling or editing a Pending Scheduled Payment. Please note: The Credit Union may not have a reasonable opportunity to adhere act on any stop payment or cancellation order given after a payment is "In Process", and it is not possible to stop or cancel a payment which is "Completed." If You desire to cancel or stop any payment which is "In Process", You must call the Credit Union at 000-000-0000 or 0-000-000-0000. Although the Credit Union will make every effort to accommodate Your request, the Credit Union will have no liability for failing to do so. Stop payment requests sent to the Bank’s strict standards of security and privacy protection. Paper checks processed by the nonCredit Union via e-affiliated third party may show that they are drawn on the third party processor rather than on Seaside National Bank & Trust. We will not be obligated to make a payment unless the designated account has sufficient funds to pay the bill on the payment dates. If the account is closed and there are pending payments, all pending payments associated with that account will be cancelled. Bank will not have any responsibility for such cancelled payments. We will not monitor the payments that are made through the bill payment service. If a business account is used to pay bills and a user pays bills which do not belong to the business, the business assumes the entire risk of loss and indemnifies and holds the Bank, Bank directors, officers, employees and agents harmless from all loss, liability, claims, demands, judgments, and expenses arising out of mail or in any way connected with other manner will not reach the Credit Union in time for the Credit Union to act on Your request. Stop payment requests will be accepted only if the Credit union has a reasonable opportunity to act on such usea stop payment order. If You are responsible for furnishing all required information call, the Credit Union may also require You to add each Payee including name, address, phone number and account numberpresent Your request in writing within 14 days after Your call. Additionally, you are responsible for entering the amount and the payment date The charge for each stop payment request. Bank will not be responsible for validating any information supplied. There order will be a delay between the date then current charge for such service as disclosed in the payment Fee Schedule. The Service will use its best efforts to make all Your payments properly. However, the Payment Service shall incur no liability if it is sent (payment date) and the date the payee receives that payment. Any unable to complete any payments made initiated by You through the bill pay service require sufficient time for your payee to receive your payment and credit your account properly. You will be solely responsible for scheduling payments sufficiently in advance Payment Service because of the due date to avoid incurring finance or late payment charges. Xxxx pay instructions delivered through Internet Banking must be received prior to 9:00 p.m. Eastern Time on a business day in order for payment to be issued on that business day. We will not be responsible for any finance charges, late fees or other costs imposed or any other action taken by a payee resulting from a payment that you have not timely or accurately scheduled. You agree to notify the Bank promptly if you receive a notice or otherwise have reason to believe that any bill payment made by you through Internet Banking was not completed or remains unpaid. To delete or modify a scheduled bill payment, you must use the “delete payment” option clearly marked on the Internet Banking website. INSTRUCTIONS TO DELETE OR MODIFY A BILL PAYMENT MUST BE RECEIVED BY BANK AT LEAST ONE BUSINESS DAY PRIOR TO THE SCHEDULED PAYMENT DATE TO BE EFFECTIVE. We will not be liable if there are insufficient available funds or credit availability in the checking account at the time existence of any scheduled payment; if a legal order directs us to prohibit withdrawals from the account; if the account is closed one or frozen; or if any part more of the electronic funds transfer system outside of our control is not working properly. We will not be liable in any event for indirect, special, or consequential damages arising out of the use of the bill payment service.following circumstances:

Bill Pay Service. Seaside National Bank & Trust uses You authorize Greater Cincinnati Credit Union to utilize Fiserv to provide the Services to You on Our behalf. In order to use Bill Pay, you must have a non-affiliated Greater Cincinnati Credit Union checking account. You will be able to use the Bill Pay service 24 hours after you have enrolled, excluding weekends and holidays Payment of Taxes or Court directed payments and payment to payees outside the United States via the Services is prohibited. We reserve the right to refuse to make any payment and/or transfer. Subject to the terms and conditions of this Agreement, You authorize Us, and any third party acting on our behalf Our behalf, to choose the most effective method to process bill paymentsYour payment and/or transfer, including, without limitation, electronic, paper or some other draft means. This third party processor For each properly instructed payment to an eligible Merchant and/or transfer to a targeted Account You will receive a transaction confirmation number (Confirmation Number). The Payment Date indicated by You must always be a Business Day (as defined above). If it is required not, the Payment Date will be deemed to adhere be the first Business Day before or after the date indicated. Schedule your payment to a Merchant at least five (5) business days before the Bank’s strict standards of security and privacy protection. Paper checks processed by the non-affiliated third party may show that they are drawn on the third party processor rather than on Seaside National Bank & Trustdue date. We will shall not be obligated liable for any failure to make a payment unless the designated account has sufficient funds to pay the bill on and/or a transfer, including any finance charges or late fees incurred as a result. It is also important that the payment datesdate be scheduled before the merchant due date, not the late date, and since the time for us to process your payment varies according to the particular merchant, You must become familiar with the payment processing time for each merchant you desire to pay, and allow the appropriate number of business days between the day You input your payment instruction and the payment date. If The business date of the account is closed and there are pending paymentspayment, all pending payments associated with that account which will be cancelleddebited from Your account at 2:00 p.m. EST, is not included in the five business day period required for processing the transaction. Bank will not have any responsibility Subject to the limitation discussed below, if You follow the procedures described in this agreement for such cancelled payments. We will not monitor the payments that are made through payment and the bill payment service. If processor has made an error, we will reimburse you for that late charge up to a business account is used to pay bills and maximum of fifty dollars ($50.00) if you are assessed a user pays bills which penalty or late charge in the event that you do not belong adhere to the businessobligations set forth in this agreement, or You schedule a payment less than the number of business days before the due date required for a particular merchant, the business assumes the entire risk of loss and indemnifies and holds the Bank, Bank directors, officers, employees and agents harmless from all loss, liability, claims, demands, judgments, and expenses arising out of or in any way connected with such use. You are responsible for furnishing all required information to add each Payee including name, address, phone number and account number. Additionally, you are responsible for entering the amount bill payment processor and the payment date for each payment request. Bank credit union will not be responsible for validating guarantee the timely delivery of any information supplied. There will be a delay between non-electronic payment (check) that is mailed to the date merchant due to the payment is sent (payment date) fact that the credit union and the date bill payment processor has no control of the payee receives that payment. Any payments made through the bill pay service require sufficient time for your payee to receive your payment and credit your account properlyUnited States Postal Service. You will be solely responsible bear full responsibility for scheduling payments sufficiently in advance of the due date to avoid incurring finance or late payment charges. Xxxx pay instructions delivered through Internet Banking must be received prior to 9:00 p.m. Eastern Time on a business day in order for payment to be issued on that business day. We will not be responsible for any finance charges, all penalties and late fees or other costs imposed or any other action taken by a payee resulting from a payment that you have not timely or accurately scheduled. You agree to notify the Bank promptly if you receive a notice or otherwise have reason to believe that any bill payment made by you through Internet Banking was not completed or remains unpaid. To delete or modify a scheduled bill payment, you must use the “delete payment” option clearly marked on the Internet Banking website. INSTRUCTIONS TO DELETE OR MODIFY A BILL PAYMENT MUST BE RECEIVED BY BANK AT LEAST ONE BUSINESS DAY PRIOR TO THE SCHEDULED PAYMENT DATE TO BE EFFECTIVE. We and we will not be liable if there for any such charges or fees. The Service assumes no liability for the late posting or misapplication of payment once funds are insufficient available funds or received by merchants. This absence of liability, however, does not preclude the credit availability union from working to resolve these types of issues when they arise. If a payment is processed in the checking account at form of a check rather than an electronic funds transfer, the time Credit Union and the payment processing vendor may not be held liable for the timely delivery of said item by the United States Post Office. Payment of any scheduled payment; if a legal order directs us late fees incurred by the transaction are subject to prohibit withdrawals the aforementioned requirements in this agreement. After the 5th business day has past from the account; if the account is closed or frozen; or if any part process date of the electronic funds transfer system outside of our control is not working properlytransaction, a payment investigation may be requested. We A payment investigation may occur on the 6th business day from the transaction and involves a seven to ten business day investigation period. During which time, the payment processor will not be liable in any event for indirect, special, or consequential damages arising out of contact with the use of the bill payment servicemerchant in question.