Common use of Alerts Clause in Contracts

Alerts. Alerts. Your enrollment in First Bank Chicago Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First Bank Chicago account(s). Alerts may be provided by First Bank Chicago within the following categories: i. Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will not have the option to suppress these Mandatory Alerts. ii. Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert menu within First Bank Chicago Online Banking and Alert menu within First Bank Chicago Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. In addition, may require you to agree to new or revised terms regarding any additions or modifications. First Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Bank Chicago Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.

Alerts. Alerts. Your enrollment in First National Bank Chicago and Trust’s Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First National Bank Chicago and Trust account(s). Alerts may be are provided by First Bank Chicago within the following categories: i. : Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will You do not have the option to suppress these Mandatory Alerts. ii. Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert Alerts menu within First National Bank Chicago and Trust’s Online Banking and Alert Alerts menu within First National Bank Chicago and Trust’s Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. In addition, may require you to agree to new or revised terms regarding any additions or modifications. First National Bank Chicago and Trust reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First National Bank Chicago and Trust Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number. Alerts via Text Message. To stop Alerts via text message, text "STOP" to 99588 at any time. Alerts sent to your primary email address will be unaffected by this action. To restore Alerts on your mobile phone, just visit the Alerts tab in First National Bank and Trust’s Online Banking and click the box next to your mobile number for the Alerts you'd like to receive again. For help with SMS text alerts, text “HELP” to 99588. In case of questions please contact customer service at ▇▇▇-▇▇▇-▇▇▇▇. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS.

Alerts. Alerts. Your enrollment in First Bank Chicago Territorial Savings Business Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First Bank Chicago Territorial Savings account(s). Alerts may be are provided by First Bank Chicago within the following categories: i. : • Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will You do not have the option to suppress these Mandatory Alerts. ii. • Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. • Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert Manage Alerts menu within First Bank Chicago Territorial Savings Online Banking and Alert Manage Alerts menu within First Bank Chicago Territorial Savings Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. In additionTerritorial Savings, may require you to agree to new or revised terms regarding any additions or modifications. First a division of Bank Chicago of Hope reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Bank Chicago Territorial Savings Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.

Alerts. Alerts. Your enrollment in First Bank Chicago Settlers bank Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First Bank Chicago Settlers bank account(s). Account Alerts and Additional Alerts must be managed and/or added online through the Service. We may add new alerts from time to time, or cancel old alerts. We usually notify you when we cancel alerts, but are not obligated to do so. Settlers bank reserves the ri ght to terminate its alerts service at any time without prior notice to you. Your enrollment in Settlers bank Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transact ion alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your Settlers bank account(s). Alerts may be are provided by First Bank Chicago within the following categories: i. : • Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will You do not have the option to suppress these Mandatory Alerts. ii. • Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. • Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert More menu within First Bank Chicago Online Banking and Alert menu within First Bank Chicago Settlers bank Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though through your mobile device. We may add new Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Alerts, but bu t are not obligated to do so. In addition, may require you to agree to new or revised terms regarding any additions or modifications. First Bank Chicago Settlers bank reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of DeliveryAlerts via Text Message. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by To stop alerts via text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Bank Chicago Online Banking message in-box, by an e-mail messagetext "STOP" to 41952 at anytime. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard sent to your primary and secondary email addresses or address will be unaffected by this action. To restore alerts on your mobile device numberphone, just vi sit the alerts tab in Settlers bank Online Banking. For help with SMS text alerts, text “HELP” to 41952. In case of questions please contact customer service at 608-842-5000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Carrier fees may apply, check with your carrier for details.

Alerts. Alerts. Your enrollment in First Bank Chicago Online Banking and/or Mobile Banking We provide Mandatory and Voluntary Alerts (the “Service”) includes enrollment to receive transaction alerts and notifications (collectively, “Alerts”). Alerts are electronic notices can be accessed at any time from us that contain transactional information about your First Bank Chicago account(s)the “Alerts” menu on the Accounts Overview screen. Alerts may be provided by First Bank Chicago within the following categories: i. Mandatory Alerts provide are sent to you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will not have the option to suppress these Mandatory Alerts. ii. Account Alerts provide you with notification of following important account activities or when certain changes are made online to your Service accountsOnline Banking Account, such as scheduled payments madea change in your email address, scheduled payments cancelled password, and mobile depositstransfer activities. If First Bank Chicago chooses You do not need to offer Account activate these Mandatory Alerts, they may be . We automatically activated activate them for you. Although you may You will not have the ability to suppress these Account Mandatory Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. Additional Voluntary Alerts must be activated by you to be enabledyou. These Additional Voluntary Alerts can be accessed help you manage your accounts. We recommend that you set up Voluntary Alerts for important thresholds, particularly a low balance. Activate this important Voluntary Alert by selecting “Balance Alerts” and place a dollar amount in the amount field that populates in the “Available Balance Goes Below $” alert screen. Other types of Voluntary Alerts are available, and you may select from among these options upon activation of your Voluntary Alerts service. Both Mandatory and Voluntary Alerts are subject to the Alert menu within First Bank Chicago Online Banking and Alert menu within First Bank Chicago Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile devicefollowing: 1. We may add new Mandatory and Voluntary Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Mandatory or Voluntary Alerts, but are not obligated to do so. 2. In addition, may require Alerts will be sent to the email address you to agree to new have provided as your primary email address for Online Banking. If your email address or revised terms regarding any additions or modifications. First Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a your mobile device’s number changes, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Bank Chicago Online Banking message in-box, by an e-mail messageyou are responsible for informing us of that change. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each While the bank does not charge for the delivery of the service providers for the EndPoints described in (a) through (c) above supports the emailAlerts, push notification, and text message Alerts provided through the Alerts service. Please please be advised that text or data charges or rates may be imposed by your EndPoint service providercarrier. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard Changes to your primary and secondary email addresses will apply to all of your Alerts. 3. You understand and agree that your Alerts may be delayed or mobile device prevented by a variety of factors. We do our best to provide Alerts in a timely manner with accurate information. We neither guarantee the delivery nor the accuracy of the contents of any Alert. You also agree that we shall not be liable for any delays, failure to deliver, or misdirected delivery of any Alert; for any errors in the content of an Alert; or for any actions taken or not taken by you or any third party in reliance of an Alert. 4. Because Alerts are not encrypted, we will never include your username, password or full account number. However, Alerts may include your name and some information about your accounts. Depending upon which Alerts you select, information such as your account balance or recent transfer activities may be included. Anyone with access to your email will be able to view the contents of these Alerts.

Alerts. Alerts. Certain Alerts are required and are automatically set up to be sent to the primary email address when an event occurs, such as a change to Your enrollment in First Bank Chicago Online Banking and/or and Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications Account access (“Mandatory Alerts”). You can change the delivery method of Mandatory Alerts if You have multiple email addresses or mobile phones but You cannot delete Mandatory Alerts. Service Alerts and Bill Pay Service Alerts both contain Mandatory Alerts You may also elect to receive Optional Alerts relating to Your Account and specific transactions (“Optional Alerts”). Mandatory Alerts and Optional Alerts are electronic notices collectively referred to herein as “Alerts.” The Optional Alerts service allows Online Banking and Mobile Banking users to request and receive email, text messages and select push notifications about their ▇▇▇▇▇▇ Accounts when certain events occur. When the Optional Alert event You have subscribed to occurs, an alert will be sent to the email address(es), mobile phone number or in the Mobile Application on Your Mobile Device as designated in Your subscription for that alert. Alerts are not intended to replace Your Account statement, use of Online Banking and Mobile Banking, or any other communications We may provide to You regarding Your Account(s). You may sign up for Alerts in Online Banking within the “Communications” menu, by choosing “Manage Alerts,” or when prompted within the Mobile Application. You may choose the type of Alert You would like to receive, the Account(s) to which the Alerts will relate, and the email address(es) and/or mobile phone number(s) to be subscribed to the Alert. You agree to update Your email address(es) and phone number(s) with ▇▇▇▇▇▇ to ensure continued delivery of Alerts. You may edit or delete any of Your contact information at any time. To access Your Alert settings, go to the “Communications” menu and select “Manage Alerts.” You understand and agree that receipt of each Alert may be delayed or prevented by factors affecting Your internet service provider(s), phone operator(s), and such other relevant entities (“Third-Party Service Providers”). You are responsible for and must provide all equipment, software and services necessary to receive push notifications, email and text message Alerts from us that contain transactional information about your First Bank Chicago account(s)the Alerts service. Alerts may be provided by First Bank Chicago within the following categories: i. Mandatory Alerts provide you with important account notifications, such as contain confidential information about changes You or Your Accounts and will not be encrypted. You also understand and agree that Alerts will not be sent on a real-time basis but will rather be sent at the next scheduled delivery time after the specified event occurs. We reserve the right to your Online Banking password, PIN, change the frequency or login information. If First Bank Chicago chooses to offer Mandatory timing of Alerts, you will not have the option to suppress these Mandatory Alerts. ii. Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled at any time and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert menu within First Bank Chicago Online Banking and Alert menu within First Bank Chicago Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Alerts, but are will not obligated to do so. In addition, may require you to agree to new be liable for losses or revised terms regarding any additions or modifications. First Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): damages arising from (a) a mobile devicenon-delivery, by text messagedelayed delivery, or mis-delivery of an Alert; (b) a mobile device, by push notificationinaccurate content in an Alert; or (c) an email account, by an e-mail message; Your use or (d) your First Bank Chicago Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each reliance on the contents of the service providers any Alert for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text any purchases or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device numberany other reason.

Alerts. Alerts. Your enrollment in First The State Bank Chicago Online Banking and/or Mobile Banking (the “"Service”') includes enrollment to receive transaction alerts and notifications (“"Alerts”'). Alerts are electronic notices from us that contain transactional information about your First The State Bank Chicago account(s). Alerts may be are provided by First Bank Chicago within the following categories: i. : Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will You do not have the option to suppress these Mandatory Alerts. ii. Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert menu within First The State Bank Chicago Online Banking and Alert menu within First The State Bank Chicago Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, time or cancel old Alerts. We usually notify you when we cancel Alerts, Alerts but are not obligated to do so. In addition, may require you to agree to new or revised terms regarding any additions or modifications. First The State Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): "EndPoints'J; (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First The State Bank Chicago Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.

Alerts. Alerts. Your enrollment in First Universal Bank Chicago Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First Universal Bank Chicago account(s). Alerts may be are provided by First Bank Chicago within the following categories: i. : • Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will You do not have the option to suppress these Mandatory Alerts. ii. • Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. • Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert Manage Alerts menu within First Universal Bank Chicago Online Banking and Alert Manage Alerts menu within First Universal Bank Chicago Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. In addition, may require you to agree to new or revised terms regarding any additions or modifications. First Universal Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. : We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Universal Bank Chicago Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.

Alerts. Alerts1. Your enrollment in First Bank Chicago Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First Bank Chicago account(s). Automatic Alerts may be provided by First Bank Chicago within the sent to you following categories: i. Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will not have the option to suppress these Mandatory Alerts. ii. Account Alerts provide you with notification of important account activities or when certain changes are made online to your Service accountsOnline Banking account, such as scheduled payments madea change in your email address, scheduled payments cancelled and mobile depositsyour credentials, or irregular card activity. If First Bank Chicago chooses to offer Account Alerts, they may These alerts will be automatically activated for you. Although you may have the option to suppress some of these Account Automatic Alerts, we strongly recommend that you do not do so because they not. They provide important information related to your Service accountsonline security or account activities. iii2. Additional Voluntary Account Alerts must be activated by activated. Voluntary Account Alerts allow you to be enabled. These Additional Alerts can be accessed from the Alert menu within First Bank Chicago Online Banking and Alert menu within First Bank Chicago Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though choose alert messages for your mobile deviceaccounts. We may add new alerts from time to time or cancel old alerts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts service. 3. Both Automatic Alerts and Voluntary Account Alerts are subject to the following: ● We may add new Automatic and Voluntary Account Alerts from time to time, time or cancel old Alertsalerts. We usually may notify you when we cancel Alerts, alerts but are not obligated to do so. In addition● Alerts will be sent to the email address you have provided as your primary email address for Online Banking. You may also choose to have alerts sent to a secondary email address, may require you to agree to new or revised terms regarding any additions or modifications. First Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) including a mobile devicedevice that accepts text messages. If there is a change to your email address or mobile phone number, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Bank Chicago Online Banking message in-box, by an e-mail messageyou are responsible for informing us of that change. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each While OUCU Financial does not charge for the delivery of the service providers for the EndPoints described in (a) through (c) above supports the emailAlerts, push notification, and text message Alerts provided through the Alerts service. Please please be advised that text or data charges or rates may be imposed by your EndPoint service providercarrier. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard Changes to your primary and secondary email addresses will apply to all corresponding Alerts. ● You understand and agree that your alerts may be delayed or mobile device prevented by a variety of factors. We do our best to provide alerts in a timely manner with accurate information. We neither guarantee the delivery nor the accuracy of the contents of any alert. You also agree that we shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance of an alert. ● Because alerts are not encrypted, we will not include your credentials or full account number. However, alerts may include your name and some information about your accounts. Depending upon which alerts you select, information such as your account balance or the due date for a bill payment may be included. Anyone with access to your email will be able to view the contents of these alerts.

Alerts. Alerts. Your enrollment in First Austin Bank Chicago Texas, N.A. Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First Austin Bank Chicago account(s). Alerts may be are provided by First Bank Chicago within the following categories: i. : • Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will You do not have the option to suppress these Mandatory Alerts. ii. • Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. Additional Alerts must be activated by you to be enabled. • These Additional Alerts can be accessed from the Alert Manage Alerts menu within First Austin Bank Chicago Online Banking and Alert menu within First Austin Bank Chicago Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, or cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. In addition, may require you to agree to new or revised terms regarding any additions or modifications. First Austin Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Austin Bank Chicago Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.

Alerts. Alerts. Your enrollment in Blue Sky Bank formerly First National Bank Chicago Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your Blue Sky Bank formerly First National Bank Chicago account(s). Alerts may be are provided by First Bank Chicago within the following categories: i. 1. Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will You do not have the option to suppress these Mandatory Alerts. ii2. Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii3. Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert Alerts menu within Blue Sky Bank formerly First National Bank Chicago Online Banking and Alert Alerts menu within Blue Sky Bank formerly First National Bank Chicago Mobile Banking. 4. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, ,or cancel old Alerts. We usually notify you when we cancel Alerts, ,but are not obligated to do so. In addition, may require you to agree to new or revised terms regarding any additions or modifications. Blue Sky Bank formerly First National Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Bank Chicago Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.

Alerts. Alerts1. Your enrollment in First Bank Chicago Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First Bank Chicago account(s). Automatic Alerts may be provided by First Bank Chicago within the sent to you following categories: i. Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will not have the option to suppress these Mandatory Alerts. ii. Account Alerts provide you with notification of important account activities or when certain changes are changesare made online to your Service accountsOnline Banking account, such as scheduled payments madea change in your email address, scheduled payments cancelled and mobile depositsyour credentials, or irregular card activity. If First Bank Chicago chooses to offer Account Alerts, they may These alerts will be automatically activated for you. Although you may have the option to suppress some of these Account Automatic Alerts, we strongly recommend that you do not do so because they not. They provide important information related to your Service accountsonline security or account activities. iii2. Additional Voluntary Account Alerts must be activated by activated. Voluntary Account Alerts allow you to be enabled. These Additional Alerts can be accessed from the Alert menu within First Bank Chicago Online Banking and Alert menu within First Bank Chicago Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though choose alert messages for your mobile deviceaccounts. We may add new Alerts alerts from time to time, or cancel old Alertsalerts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts service. 3. Both Automatic Alerts and Voluntary Account Alertsare subject to the following: • We may add new Automatic and Voluntary Account Alerts from time to time or cancel old alerts. We usually may notify you when we cancel Alerts, alerts but are not obligated to do so. In addition• Alerts will be sent to the email address you have provided as your primary email address for Online Banking. You may also choose to have alerts sent to a secondary email address, may require you to agree to new or revised terms regarding any additions or modifications. First Bank Chicago reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) including a mobile devicedevice that accepts text messages. If there is a change to your email address or mobile phone number, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First Bank Chicago Online Banking message in-box, by an e-mail messageyou are responsible for informing us of that change. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each While Ohio University Credit Union does not charge for the delivery of the service providers for the EndPoints described in (a) through (c) above supports the emailAlerts, push notification, and text message Alerts provided through the Alerts service. Please please be advised that text or data charges or rates may be imposed by your EndPoint service providercarrier. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard Changes to your primary and secondary email addresses will apply to all corresponding Alerts. • You understand and agree that your alerts may be delayed or mobile device prevented by a variety of factors. We do our best to provide alerts in a timely manner with accurate information. We neither guarantee the delivery nor the accuracy of the contents of any alert. You also agree that we shall not be liable for any delays, failure todeliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance of an alert. • Because alerts are not encrypted, we will not include your credentials or full account number. However, alerts may include your name and some information about your accounts. Depending upon which alerts you select, information such as your account balance or the due date for a bill payment may be included. Anyone with access to your email will be able to view the contents of these alerts.

Alerts. Alerts. Your enrollment in First American National Bank Chicago of Minnesota Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your First American National Bank Chicago of Minnesota account(s). Alerts may be are provided by First Bank Chicago within the following categories: i. : • Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. If First Bank Chicago chooses to offer Mandatory Alerts, you will You do not have the option to suppress these Mandatory Alerts. ii. • Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. If First Bank Chicago chooses to offer Account Alerts, they may be These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to your Service accounts. iii. • Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert Alerts menu within First American National Bank Chicago of Minnesota Online Banking and Alert Alerts menu within First American National Bank Chicago of Minnesota Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the Service. You cannot maintain all Alerts though your mobile device. We may add new Alerts from time to time, time or cancel old Alerts. We usually notify you when we cancel Alerts, Alerts but are not obligated to do so. In addition, may require you to agree to new or revised terms regarding any additions or modifications. First American National Bank Chicago of Minnesota reserves the right to terminate its Alerts service at any time without prior notice to you. Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your First American National Bank Chicago of Minnesota Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your responsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you Alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number.