NOTE Musterklauseln
NOTE. Not every loss is covered, even if it is due to something sudden, unexpected, or out of your control. Only those losses meeting the conditions described in this General Provisions document may be covered. Please refer to the General Exclusions section of this document for exclusions applicable to all coverages under your policy. DEFINITIONS 13 WHEN YOUR COVERAGE BEGINS AND ENDS 17 DESCRIPTION OF COVERAGES 18 A. TRAVEL CANCELLATION INSURANCE 18 B. TRAVEL DELAY INSURANCE 21 C. TRAVEL ASSISTANCE 22 GENERAL EXCLUSIONS 23 CLAIMS INFORMATION 24 GENERAL PROVISIONS 26 A trip abroad is a trip to a country where you do not have a permanent residence or where you did not stay longer than three months per year during the last three years. Throughout this policy, words and any form of the word appearing in italics are defined in this section.
NOTE a) Conformément à la règle 36(4) de la CBE, il convient de joindre une copie de la désignation de l´inventeur à l´intention de chaque inven- teur, sauf s´il est en même temps déposant
b) L´Office européen des brevets adresse à l´inventeur une copie de la désignation de l´inventeur accompagnée des indications prévues à l´article 128(5) de la CBE (cf. règle 17(3) de la CBE).
NOTE. Only the German insurance contract shall be legally binding.
NOTE. Not every loss is covered, even if it is due to something sudden, unexpected, or out of your control. Only those losses meeting the conditions described in this General Provisions document may be covered. Please refer to the General Exclusions section of this document for exclusions applicable to all coverages under your policy. DEFINITIONs 14 WHEN YOUR COVERAGE BEGINS AND ENDS 19 DESCRIPTION OF COVERAGES 20 A. TRAVEL CANCELLATION INSURANCE 20 B. TRAVEL INTERRUPTION INSURANCE 23 C. TRAVEL DELAY INSURANCE 25 D. BAGGAGE INSURANCE 26 E. BAGGAGE DELAY INSURANCE 27 F. TRAVEL HEALTH INSURANCE 27 G. MEDICAL RETURN TRANSPORT 28 H. TRAVEL ASSISTANCE 31 GENERAL EXCLUSIONS 32 CLAIMS INFORMATION 33 GENERAL PROVISIONS 35 DEFINITIONS Throughout this policy, words and any form of the word appearing in italics are defined in this section. Abroad A trip abroad is a trip to a country where you do not have a permanent residence or where you did not stay longer than three months per year during the last three years. Accident An unexpected and unintended external event that causes injury, property damage, or both. Accommodation A hotel or any other kind of lodging for which you make a reservation or where you stay and incur an expense. Act of war Any act which is associated with and occurring in the course of war or directly triggering it. Adoption proceeding A mandatory legal proceeding or other meeting required by law to be attended by you as a prospective adoptive parent(s) in order to legally adopt a minor child. Baggage Personal property you take with you or acquire on your trip. Civil disorder Any public protest, strike, riot, demonstration, unlawful assembly, or disturbance within a community, region, state, or nation involving acts of violence, vandalism, lawlessness, disobedience, or obstruction of free access or movement in public areas by assemblages. It does not include any such occurrence that rises to the level of or is connected with any political risk, terrorist event, or war. Climbing sports An activity utilizing harnesses, ropes, belays, crampons, or ice axes. It does not include supervised climbing on artificial surfaces intended for recreational climbing. Cohabitant A person you currently live with and have lived with for at least 12 consecutive months and who is at least 18 years old. Computer System Any computer, hardware, software, or communication system or electronic device (including but not limited to smart phone, laptop, tablet, wearable device), s...