Lendbuzz Inc. Sample Contracts
SEVENTH AMENDMENT TO LOAN AGREEMENTLoan Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • New York
This Loan Agreement, dated as of October 28, 2022 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), is by and among LENDBUZZ SPV VIII, LLCf, a Delaware limited liability company, as borrower (the “Borrower”), LENDBUZZ FUNDING LLC, a Delaware limited liability company (“Lendbuzz Funding”), as servicer (in such capacity, the “Servicer”) and as collateral custodian (in such capacity, the “Collateral Custodian”) for the Secured Parties (as defined herein), the Lenders from time to time parties hereto (the “Lenders”), and REGIONS BANK, as administrative agent for the Lenders (in such capacity, the “Administrative Agent”) and as account bank (in such capacity, the “Account Bank”).
AMENDED AND RESTATED WARRANT TO PURCHASE STOCK OF Lendbuzz Inc. (the “Company”) Date: July 11, 2023 11/7/2023 | 09:47 PDTWarrant Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • New York
THIS CERTIFIES THAT, for value received, the Holder is entitled to purchase Warrant Shares from the Company, at any time and from time to time during the Exercise Period, at the Exercise Price per each Warrant Share, for an aggregate purchase price equal to the Exercise Amount, all in accordance with the provisions contained herein.
EMPLOYMENT AGREEMENTEmployment Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • Delaware
THIS EMPLOYMENT AGREEMENT (the “Agreement”) is hereby entered into as of September , 2025 (the “Effective Date”), by and between Lendbuzz Inc., a Delaware corporation (the “Company”), and George Sclavos, an individual (“Executive”) (hereinafter collectively referred to as “the parties”). Where the context requires, references to the Company shall include the Company’s subsidiaries and affiliates.
Unprotected Lease Agreement Drafted and signed in Tel Aviv on November 27, 2023 Between:Lease Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions
Re: Committed Line of CreditCommitted Line of Credit • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions
We refer to that certain letter agreement governing the captioned Line of Credit among Lendbuzz, Inc., a corporation organized under the laws of Delaware (“Lendbuzz”), and Lendbuzz Funding LLC, a limited liability company organized under the laws of Delaware (“Lendbuzz Funding”), (Lendbuzz and Lendbuzz Funding, each a “Borrower” and, collectively, the “Borrowers”), and Bank Hapoalim B.M. (“Bank,” “we,” or “us”) dated March 31, 2023 (as amended by that certain First Amendment dated as of April 3, 2024, and as further amended, restated, supplemented or otherwise modified, the “Existing Letter Agreement”; unless otherwise defined herein, capitalized terms are used as defined in the Existing Letter Agreement) and that certain Line of Credit Note (Committed) dated as of March 31, 2023 (as amended, restated, supplemented or otherwise modified, the “Existing Note”) made by Borrowers in favor of Bank.
AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENTInvestors’ Rights Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • Delaware
THIS AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENT (this “Agreement”), is made as of the 11 day of July, 2023, by and among Lendbuzz Inc., a Delaware corporation (the “Company”), each of the investors listed on Schedule A hereto, each of which is referred to in this Agreement as an “Investor”, and each of the stockholders listed on Schedule B hereto, each of whom is referred to herein as a “Key Holder”, and any Additional Purchaser (as defined in the Purchase Agreement) that becomes a party to this Agreement in accordance with Section 6.9 hereof.
LEASELease • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions
This instrument is an indenture of lease (this “Lease”), by and between 100 SUMMER OWNER LLC (the “Landlord”), a Delaware limited liability company, and LENDBUZZ, INC. (the “Tenant”), a Delaware corporation.
EMPLOYMENT AGREEMENTEmployment Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions
THIS PERSONAL EMPLOYMENT AGREEMENT (the “Agreement”) is made this 1st day of June 2021, by and between of Lendbuzz Ltd. company registration number 51-633305-1, a company having its principal place of business at 40 Tagor St., Tel Aviv, Israel (the “Company”), and Dan Raviv (I.D. No. [***]) (the “Employee”).
AMENDMENT TO THE AMENDED AND RESTATED INVESTORS’ RIGHTS AGREEMENTInvestors’ Rights Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions
This Amendment (this “Amendment”) to that Amended and Restated Investors’ Rights Agreement dated July 11, 2023 (the “IRA”) made by and among Lendbuzz Inc., a Delaware corporation (the “Company”), the investors listed on Schedule A attached hereto (the “Investors”) and the stockholders listed on Schedule B attached hereto (the “Key Holders”, and together with the Company and the Investors, the “Parties”), is entered into as of August 15, 2023 (the “Effective Date”) by and among the Parties to the IRA.
ContractCommitted Line of Credit Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • New York
Certain information has been excluded from this agreement (indicated by “[***]”) because Lendbuzz Inc. has determined such information (i) is not material and (ii) is of the type that the registrant treats as private or confidential.
FORM OF SUBORDINATED UNSECURED CONVERTIBLE LOAN AGREEMENTSubordinated Unsecured Convertible Loan Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • Delaware
THIS CONVERTIBLE LOAN AND ANY SECURITIES ISSUABLE PURSUANT HERETO HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER THE SECURITIES LAWS OF ANY STATE OR OTHER JURISDICTION. THESE SECURITIES MAY NOT BE OFFERED, SOLD OR OTHERWISE TRANSFERRED, PLEDGED OR HYPOTHECATED EXCEPT AS PERMITTED IN THIS CONVERTIBLE LOAN AND PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT OR AN EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND ANY APPLICABLE STATE SECURITIES LAWS.
LENDBUZZ INC. INDEMNIFICATION AGREEMENTIndemnification Agreement • March 5th, 2025 • Lendbuzz Inc. • Personal credit institutions • Delaware
This Indemnification Agreement (this “Agreement”), made and entered into as of the ____ day of ______, 2025, by and between Lendbuzz Inc., a Delaware corporation (the “Company”) and [•] (“Indemnitee”).
EIGHTH AMENDMENT TO LOAN AGREEMENTLoan Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • New York
This EIGHTH AMENDMENT TO LOAN AGREEMENT (this “Amendment”), dated as of May 20, 2025, is made by and among LENDBUZZ SPV VIII, LLC, a Delaware limited liability company, as borrower (the “Borrower”), LENDBUZZ FUNDING LLC, a Delaware limited liability company (“Lendbuzz Funding”), as servicer (in such capacity, the “Servicer”) and as collateral custodian (in such capacity, the “Collateral Custodian”) for the Secured Parties, the Lenders (the “Lenders”), and REGIONS BANK, as administrative agent for the Lenders (in such capacity, the “Administrative Agent”).
AMENDED AND RESTATED LINE OF CREDIT NOTE (COMMITTED)Line of Credit Note • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • New York
This Note (as defined herein) amends and restates and is executed and delivered in substitution and replacement of, but not in payment of, a Line of Credit Note (Committed) of Borrowers to Bank dated as of March 31, 2023 in the original principal amount of $20,000,000 (as amended by that certain amendment to the Letter Agreement (as defined herein) dated as of June 3, 2024 increasing the principal amount thereof to $50,000,000, that certain amendment to the Letter Agreement dated as of March 31, 2025 increasing the principal amount thereof to $75,000,000, and as further amended, restated, supplemented or otherwise modified, the “Prior Note”). This Note does not cancel or satisfy Borrower’s payment obligations under the Prior Note and is not a novation thereof. All collateral, if any, for the Prior Note shall continue to secure payment of this Note.
STOCK OPTION EXERCISE NOTICE FOR ISRAELI PARTICIPANT UNDER 102 CAPITAL GAINS TRACKStock Option Exercise Notice • August 12th, 2024 • Lendbuzz Inc. • Personal credit institutions
Pursuant to the terms of the grant notice and stock option agreement between the undersigned and Lendbuzz Inc. (the “Company”) dated [ ], 20 ] (the “Agreement”) under the Lendbuzz Inc. 2019 Equity Incentive Plan and the Sub-Plan for Participants in Israel (the “Sub-Plan” and jointly with the 2019 Equity Incentive Plan, the “Plan”) (capitalized terms used but not defined herein shall have the meanings given to them in the Plan), I, , hereby [Circle One] partially/fully exercise such option by including herein payment in the amount of US$ representing the purchase price for [ ] Shares. I have chosen the following form(s) of payment:
STOCK OPTION EXERCISE NOTICEStock Option Exercise Notice • August 12th, 2024 • Lendbuzz Inc. • Personal credit institutions
Pursuant to the terms of the grant notice and stock option agreement between the undersigned and Lendbuzz Inc. (the “Company”) dated [________], 2019] (the “Agreement”) under the Lendbuzz Inc. 2019 Equity Incentive Plan, I, [Insert Name], hereby [Circle One] partially/fully exercise such option by including herein payment in the amount of US$ [________] representing the purchase price for [Fill in number of Shares] Shares. I have chosen the following form(s) of payment:
AMENDED AND RESTATED REVOLVING CREDIT AND SECURITY AGREEMENT among LENDBUZZ SPV IV, LLC, as Borrower, LENDBUZZ FUNDING LLC, as Servicer, THE LENDERS FROM TIME TO TIME PARTIES HERETO, and GOLDMAN SACHS BANK USA, as Administrative Agent Dated as of...Revolving Credit and Security Agreement • August 12th, 2024 • Lendbuzz Inc. • Personal credit institutions • New York
AMENDED AND RESTATED REVOLVING CREDIT AND SECURITY AGREEMENT, dated as of April 20, 2021, among LENDBUZZ SPV IV, LLC, a Delaware limited liability company, as borrower (together with its permitted successors and assigns, the “Borrower”), LENDBUZZ FUNDING LLC, a Delaware limited liability company, as servicer (together with its permitted successors and assigns, the “Servicer”), the LENDERS from time to time party hereto and GOLDMAN SACHS BANK USA, as administrative agent for the Secured Parties (as hereinafter defined) (in such capacity, together with its successors and assigns, the “Administrative Agent”).
Re: Amendment to Committed Line of CreditCommitted Line of Credit • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions
We refer to that certain letter agreement governing the captioned Line of Credit among Lendbuzz, Inc., a corporation organized under the laws of Delaware (“Lendbuzz”), and Lendbuzz Funding LLC, a limited liability company organized under the laws of Delaware (“Lendbuzz Funding”), (Lendbuzz and Lendbuzz Funding, each a “Borrower” and, collectively, the “Borrowers”), and Bank Hapoalim B.M. (“Bank,” “we,” or “us”) dated March 31, 2023 (as amended, restated, supplemented or otherwise modified to date, the “Existing Letter Agreement”; unless otherwise defined herein, capitalized terms are used as defined in the Existing Letter Agreement) and that certain Line of Credit Note (Committed) dated as of March 31, 2023 (as amended, restated, supplemented or otherwise modified, the “Existing Note”) made by Borrowers in favor of Bank.
LENDBUZZ SPV VII, LLC, as the Borrower, LENDBUZZ FUNDING LLC, as the Servicer and the Collateral Custodian the LENDERS from time to time parties hereto, the AGENTS from time to time parties hereto, and JPMORGAN CHASE BANK, N.A., as the Administrative...Loan Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • New York
This Fourth Amended and Restated Loan Agreement, dated as of April 16, 2025 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), is by and among LENDBUZZ SPV VII, LLC, a Delaware limited liability company, as borrower (the “Borrower”), LENDBUZZ FUNDING LLC, a Delaware limited liability company (“Lendbuzz Funding”), as servicer (in such capacity, the “Servicer”) and as collateral custodian (in such capacity, the “Collateral Custodian”) for the Secured Parties (as defined herein), the Lenders from time to time parties hereto (the “Lenders”), the Agents for the Lender Groups (as defined herein) from time to time parties hereto (the “Agents”) and JPMORGAN CHASE BANK, N.A., as administrative agent for the Lenders and the Agents (in such capacity, the “Administrative Agent”) and as account bank (in such capacity, the “Account Bank”).
FORM OF SIMPLE AGREEMENT FOR FUTURE EQUITYSimple Agreement for Future Equity (Safe) • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions
THIS INSTRUMENT AND ANY SECURITIES ISSUABLE PURSUANT HERETO HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER THE SECURITIES LAWS OF CERTAIN STATES. THESE SECURITIES MAY NOT BE OFFERED, SOLD OR OTHERWISE TRANSFERRED, PLEDGED OR HYPOTHECATED EXCEPT AS PERMITTED IN THIS SAFE AND UNDER THE ACT AND APPLICABLE STATE SECURITIES LAWS PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT OR AN EXEMPTION THEREFROM.
Lendbuzz Inc. Common Stock Underwriting AgreementUnderwriting Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions
Lendbuzz Inc., a Delaware corporation (the “Company”), proposes, subject to the terms and conditions stated in this agreement (this “Agreement”), to issue and sell to the Underwriters named in Schedule I hereto (the “Underwriters”) an aggregate of [•] shares of common stock, par value $0.001 per share (“Stock”) of the Company and the stockholders of the Company named in Schedule II hereto (the “Selling Stockholders”) propose, subject to the terms and conditions stated in this Agreement, to sell to the Underwriters an aggregate of [•] shares of Stock. The aggregate of [•] shares of Stock to be sold by the Company and the Selling Stockholders is herein called the “Firm Shares.” At the election of the Underwriters, the Selling Stockholders propose, subject to the terms and conditions stated in this Agreement, to sell to the Underwriters up to [•] additional shares of Stock (the “Optional Shares”). The Firm Shares and the Optional Shares that the Underwriters elect to purchase pursuant to
AMENDMENT NO. 9 TO AMENDED AND RESTATED REVOLVING CREDIT AND SECURITY AGREEMENTAmended and Restated Revolving Credit and Security Agreement • September 12th, 2025 • Lendbuzz Inc. • Personal credit institutions • New York
AMENDED AND RESTATED REVOLVING CREDIT AND SECURITY AGREEMENT, dated as of April 20, 2021, among LENDBUZZ SPV IV, LLC, a Delaware limited liability company, as borrower (together with its permitted successors and assigns, the “Borrower”), LENDBUZZ FUNDING LLC, a Delaware limited liability company, as servicer (together with its permitted successors and assigns, the “Servicer”), the LENDERS from time to time party hereto and GOLDMAN SACHS BANK USA, as administrative agent for the Secured Parties (as hereinafter defined) (in such capacity, together with its successors and assigns, the “Administrative Agent”).
ContractOffer of Employment • March 5th, 2025 • Lendbuzz Inc. • Personal credit institutions
Certain information has been excluded from this agreement (indicated by “[***]”) because Lendbuzz Inc. has determined such information (i) is not material and (ii) is of the type that the registrant treats as private or confidential.