1st Centennial Bancorp Sample Contracts

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WITNESSETH:
Employment Agreement • March 21st, 2001 • Centennial First Financial Services • Finance services • California
LEASE -----
Centennial First Financial Services • May 14th, 2002 • Finance services • California
INTRODUCTION
Continuation Agreement • October 20th, 1999 • Centennial First Financial Services • California
GUARANTEE AGREEMENT 1st Centennial Bancorp Dated as of September 28, 2005
Guarantee Agreement • November 10th, 2005 • 1st Centennial Bancorp • Finance services • New York

This GUARANTEE AGREEMENT (the “Guarantee”), dated as of September 28, 2005, is executed and delivered by 1st Centennial Bancorp, incorporated in California (the “Guarantor”), and LaSalle Bank National Association, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of Centennial Capital Trust III, a Delaware statutory trust (the “Issuer”).

RECITALS
Stock Purchase Agreement • June 15th, 2001 • Centennial First Financial Services • Finance services
WITNESSETH:
Employment Agreement • March 29th, 2002 • Centennial First Financial Services • Finance services • California
AMENDMENT TO EXECUTIVE SALARY CONTINUATION ------------------------------------------ AGREEMENT ---------
Salary Continuation Agreement • March 29th, 2002 • Centennial First Financial Services • Finance services
RECITALS
Indemnification Agreement • March 21st, 2001 • Centennial First Financial Services • Finance services • California
RECITALS:
Stock Purchase Agreement • March 21st, 2001 • Centennial First Financial Services • Finance services • California
RECITALS
Executive Salary Continuation Agreement • March 29th, 2002 • Centennial First Financial Services • Finance services • California
OFFICE BUILDING LEASE [LOGO APPEARS HERE]
Office Building Lease • March 13th, 2003 • 1st Centennial Bancorp • Finance services • California

This Lease between OLEN COMMERCIAL REALTY CORP., A NEVADA CORPORATION (“Landlord”), and REDLANDS CENTENNIAL BANK, A CALIFORNIA CORPORATION, (“Tenant”), is dated January 8, 2003.

1ST CENTENNIAL BANK AMENDMENT TO EXECUTIVE SALARY CONTINUATION AGREEMENT
Continuation Agreement • April 6th, 2004 • 1st Centennial Bancorp • Finance services

WHEREAS, Clifford Schoonover (the “Executive”) entered into an Executive Salary Continuation Agreement with 1st Centennial Bank (formerly Redlands Centennial Bank) (the “Employer) dated December 17, 2002 (the “Agreement”);

EXECUTIVE SALARY CONTINUATION AGREEMENT
Executive Salary Continuation Agreement • November 12th, 2004 • 1st Centennial Bancorp • Finance services • California

This Agreement is made and entered into this 1st day of December, 2001, by and between Redlands Centennial Bank, a California state banking corporation (the “Employer”), and Anne Elizabeth Sanders, an individual residing in the State of California (hereinafter referred to as the “Executive”).

WITNESSETH:
Employment Agreement • October 20th, 1999 • Centennial First Financial Services • California
WITNESSETH:
Employment Agreement • October 20th, 1999 • Centennial First Financial Services • California
EXECUTIVE SALARY CONTINUATION AGREEMENT
Executive Salary Continuation Agreement • April 11th, 2006 • 1st Centennial Bancorp • Finance services • California

This Agreement is made and entered into this 7th day of April, 2006, by and between 1st Centennial Bank, a California state banking corporation (the “Bank”), and Thomas E. Vessey, an individual residing in the State of California (hereinafter referred to as “Executive”).

1ST CENTENNIAL BANK AMENDMENT TO EXECUTIVE SALARY CONTINUATION AGREEMENT
Continuation Agreement • April 6th, 2004 • 1st Centennial Bancorp • Finance services

WHEREAS, Anne Elizabeth Sanders (the “Executive”) entered into an Executive Salary Continuation Agreement with 1st Centennial Bank (formerly Redlands Centennial Bank) (the “Employer) dated December 1, 2001 (the “Agreement”);

PLACEMENT AGENT AGREEMENT
Placement Agent Agreement • April 8th, 2003 • 1st Centennial Bancorp • Finance services • California

THIS PLACEMENT AGENT AGREEMENT (this “Agreement”) is entered into as of this day of , 2003 by and between 1st Centennial Bancorp, Inc., a California Corporation (“1st Centennial”), and Western Financial Corporation, a California corporation (“Western Financial”) with reference to the following:

EMPLOYMENT AGREEMENT
Employment Agreement • March 25th, 2005 • 1st Centennial Bancorp • Finance services • California

THIS AGREEMENT is made this 1st day of December 2004, between 1st Centennial Bank (the “Bank”), having a principal place of business at 218 East State Street, Redlands, California 92373, and Suzanne Dondanville (“Executive”), whose residence address is 445 Alabama Street, San Gabriel, California 91775.

RECITALS
Continuation Agreement • March 29th, 2002 • Centennial First Financial Services • Finance services • California
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AMENDMENT TO LEASE
To Lease • March 13th, 2003 • 1st Centennial Bancorp • Finance services

The SECOND AMENDMENT TO LEASE dated August 28, 2002, is entered into by and between Centennial Plaza, LLC (“Lessor”) and Redlands Centennial Bank, a California Corporation (“Lessee”).

RECITALS
Salary Continuation Agreement • March 29th, 2002 • Centennial First Financial Services • Finance services • California
EMPLOYMENT AGREEMENT
Employment Agreement • March 25th, 2005 • 1st Centennial Bancorp • Finance services • California

THIS AGREEMENT is made this 24th day of November 2004, between 1st Centennial Bancorp (“1st Centennial”), 1st Centennial Bank (the “Bank”), both having a principal place of business at 218 East State Street, Redlands, California 92373 (collectively referred to herein as the “Company” unless the context otherwise requires), and Beth Sanders (“Executive”), whose residence address is 11177 Opal Avenue, Redlands, California 92374.

1ST CENTENNIAL BANK AMENDMENT TO EXECUTIVE SALARY CONTINUATION AGREEMENT
Continuation Agreement • May 14th, 2004 • 1st Centennial Bancorp • Finance services

WHEREAS, Timothy P. Walbridge (the “Executive”) entered into an Executive Salary Continuation Agreement with 1st Centennial Bank (formerly Redlands Centennial Bank) (the “Employer) dated August 1, 2001, (as amended March 6, 2002) (the “Agreement”);

RECITALS
Continuation Agreement • March 21st, 2001 • Centennial First Financial Services • Finance services • California
SOLICITING DEALER AGREEMENT
Soliciting Dealer Agreement • March 13th, 2003 • 1st Centennial Bancorp • Finance services • California

Western Financial Corporation (“Western Financial”), a member of the National Association of Securities Dealers, Inc. (“NASD”), has entered into a Placement Agent Agreement with 1st Centennial Bancorp, Inc. (“1st Centennial”), pursuant to which Western Financial has agreed to use its best efforts to solicit sales in connection with the public offering (the “Offering”) of 1st Centennial’s no par value common stock (the “Common Stock”), to be issued by 1st Centennial, including contacting securities brokers or dealers, each of whom must be a member of the NASD, to assist in soliciting such sales (the members of any such group being hereinafter referred to as the “Soliciting Dealers”). The Offering is being conducted upon the terms and conditions set forth in the accompanying prospectus (the “Prospectus”). All terms used herein shall have the same meaning given such terms in the Prospectus.

MODIFICATION OF LEASE #2 AND AMENDMENT TO LEASE AND LEASE EXTENSION
Modification of Lease • November 12th, 2004 • 1st Centennial Bancorp • Finance services

This Modification of Lease #2 dated for reference purposes only, August 16, 2004, is pursuant to that certain Lease by and between OLEN COMMERCIAL REALTY CORP., a Nevada corporation, as “Lessor”, and REDLANDS CENTENNIAL BANK, A CALIFORNIA CORPORATION now known as 1st CENTENNIAL BANK, A CALIFORNIA CORPORATION, as “Lessee”, dated September 20, 2000 for property located at: 10 Pointe Drive, Suites 130-140, Brea, CA 92821 (as amended by Modification of Lease #1), the undersigned Parties hereby understand and agree upon mutual execution of this Modification of Lease #2, the Lease shall be amended and modified as follows:

LEASE AGREEMENT BETWEEN IRWINDALE 4TH STREET ASSOCIATES, LLC a California Limited Liability Company Landlord and 1st CENTENNIAL BANK a California Corporation Tenant
Lease Agreement • November 12th, 2004 • 1st Centennial Bancorp • Finance services • California

This LEASE is made on August 12, 2004, between IRWINDALE 4th STREET ASSOCIATES, LLC, a California Limited Liability Company (hereinafter “Landlord”), and 1st CENTENNIAL BANK, a California Corporation (hereinafter “Tenant”).

Salary Continuation Agreement of John Drake EXECUTIVE SALARY CONTINUATION AGREEMENT
Salary Continuation Agreement • March 13th, 2003 • 1st Centennial Bancorp • Finance services • California

This Agreement is made and entered into this 1st day of August, 2002, by and between Redlands Centennial Bank, a California state banking corporation (the “Employer”), and John C. Drake, an individual residing in the State of California (hereinafter referred to as the “Executive”).

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