Common use of WITHDRAWAL PROGRAM Clause in Contracts

WITHDRAWAL PROGRAM. REINSURANCE PREMIUM WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS) ---------------------------------- ----------------------- ------------------- Guaranteed Withdrawal Benefit All Products 50.00 Principal Guarantee Value All Applicable Products 25.00 Lifetime GWB - Single Life Version All Products 50.00 Lifetime GWB - Joint Life Version All Products 70.00 This Amendment No. 3 does not alter, amend or modify the Agreement other than as set forth herein, and the terms and conditions of the Agreement, as amended herein, continue in effect without other change. In Witness whereof, the parties have caused this Amendment No. 3 to be signed in duplicate counterparts as of the date first above written. METLIFE INVESTORS INSURANCE COMPANY By: /s/ ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇ -------------------------------- Title: Executive Vice President -------------------------------- EXETER REASSURANCE COMPANY, LTD. By: /s/ RBB -------------------------------- Title: President -------------------------------- SCHEDULE A PLANS OF REINSURANCE A. Reinsurer's Percentage: Prior to July 1, 2004, 25% of the business described herein. Effective, July 1, 2004, 100% of the business described herein. B. Effective Date: April, 2001

WITHDRAWAL PROGRAM. REINSURANCE PREMIUM WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS) ---------------------------------- ----------------------- ---------------- ------------------- Guaranteed Withdrawal Benefit All Products 50.00 Principal Guarantee All Products 50.00 Principal Guarantee Value All Applicable Products 25.00 Lifetime GWB - Single Life Version All Products 50.00 Lifetime GWB - Joint Life Version All Products 70.00 Version This Amendment No. 3 does not alter, amend or modify the Agreement other than as set forth herein, and the terms and conditions of the Agreement, as amended herein, continue in effect without other change. In Witness whereof, the parties have caused this Amendment No. 3 to be signed in duplicate counterparts as of the date first above written. METLIFE INVESTORS USA INSURANCE COMPANY By: /s/ ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇ -------------------------------- ------------------------------------- Title: Executive Vice President -------------------------------- EXETER REASSURANCE COMPANY, LTD. By: /s/ RBB -------------------------------- ------------------------------------- Title: President -------------------------------- SCHEDULE A PLANS OF REINSURANCE A. Reinsurer's Percentage: Prior to July 1, 2004, 25% of the business described herein. Effective, July 1, 2004, 100% of the business described herein. B. Effective Date: AprilApril 1, 2001