Common use of Types of Transactions Clause in Contracts

Types of Transactions. You may access certain account(s) you maintain with us by computer, using your assigned user ID and password, through the online banking service. You may use the online banking service to perform the following functions: * Transfer funds between eligible accounts. * Make loan payments. * Stop payment requests. * Online xxxx payment. * View check images. * Receive account alerts. * Remote deposit capture. * ACH origination. * Wire transfers. Fees and Charges for Online Service: * There is no charge for online banking with us. ATM/Debit Card Types of Transactions/Transfers: You may use the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited to your Primary Account. You may also use the card to pay for purchases from merchants that accept the POS debit card with a MasterCard symbol. You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs within the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account during Automated Teller Machine (ATM) transactions, your Primary Account will be used for your transactions. Your Primary Account number and information may be obtained from the Combined ATM/POS/Debit Card Request Form. At present you may use your card to (some of these services may not be available at all ATMs): * Withdraw cash from your checking account. * Withdraw cash from your savings account. * Transfer funds between your checking and savings accounts. * Obtain balance information on your deposit accounts. Limitations on Frequency and Amount: * You may withdraw up to a maximum of $300.00 (if there are sufficient funds in your account) per day. Fees and Charges: * We do not charge for ATM transactions at the present time. * There is a Replacement Card Fee of $8.00 per card. * Transaction fee of $0.50 per financial transaction for more than 75 financial transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

Types of Transactions. You may access certain account(s) } you maintain with us by computer, using your assigned user ID and password, through the online banking service. You may use the online banking service to perform the following functions: * Transfer funds between eligible accounts. * Make loan payments. * Stop payment requests. * Online xxxx payment. * View check images. * Receive account alerts. * Remote deposit capture. * ACH origination. * Wire transfers. Fees and Charges for Online Service: * There is no charge for online banking with us. ATM/Debit Card Types of Transactions/Transfers: You may use the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) } terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) } transactions will be deducted from your Primary Account. Point of Sale (POS) } transactions involving a refund will be credited to your Primary Account. You may also use the card to pay for purchases from merchants that accept the POS debit card with a MasterCard symbol. You may use the automated teller machine (ATM) } card and personal identification number (PIN) } issued to you to initiate transactions at ATMs within the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account during Automated Teller Machine (ATM) } transactions, your Primary Account will be used for your transactions. Your Primary Account number and information may be obtained from the Combined ATM/POS/Debit Card Request Form. At present you may use your card to (some of these services may not be available at all ATMs): * }: Withdraw cash from your checking account. * Withdraw cash from your savings account. * Transfer funds between your checking and savings accounts. * Obtain balance information on your deposit accounts. Limitations on Frequency and Amount: * You may withdraw up to a maximum of $300.00 (if there are sufficient funds in your account) } per day. Fees and Charges: * We do not charge for ATM transactions at the present time. * There is a Replacement Card Fee of $8.00 20.00 per card. * Transaction fee of $0.50 0.75 per financial transaction for more than 75 financial transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer)}. Other EFT Transactions. You may access certain account(s} you maintain with us by other EFT transaction types as described below.

Types of Transactions. You may access certain account(s) you maintain with us by computer, Computer using your assigned user ID and password, through password by accessing the online banking service. You may use the online banking service to perform the following functions: * • Transfer funds between eligible accounts. * • Obtain balance information on eligible accounts. • Review transactions on eligible accounts. • Make loan payments. * Stop payment requests. * • Online xxxx bill payment. * View check images• Obtain copy of statement. * Receive account alerts. * Remote deposit capture. * ACH origination. * Wire transfers• Allow export of transaction history to personal finance manager. Fees and Charges for Online Service: * • There is no charge for banking online banking with us. ATM/Debit Card ATM Types of Transactions/Transfers: You may use the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited to your Primary Account. You may also use the card to pay for purchases from merchants that accept the POS debit card with a MasterCard symbol. You may use the automated teller Teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs of ours, ATM5 within the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account during Automated Teller Machine (ATM) IATMI transactions, your Primary Account will be used for your transactions. Your Primary Account number and information may be obtained from the Combined ATM/POS/Debit Card ATM Request Form. At present you may use your card to (some of these services may not be available at all ATMs): * • Withdraw cash from your checking account. * • Withdraw cash from your savings account. * • Transfer funds between your checking and savings accounts. * • Obtain balance information on your deposit accounts. Limitations on Frequency and Amount: * • You may withdraw up to a maximum of $300.00 1000.00 (if there are sufficient funds in your account) per day. • For security purposes, there are limits on the frequency and amount of transfers you may make using ATMs. Fees and ChargesCharges for ATM Transactions: * We do not • There is no charge for ATM transactions withdrawals at the present timemachines owned by us. * • There is a $1.50 charge for each ATM withdrawal at machines we do not own. • There is a Replacement Card Fee of $8.00 $ 10.00 per card. * Transaction fee of $0.50 per financial transaction for more than 75 financial transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

Types of Transactions. You may access certain account(s) you maintain with us by computer, using your assigned user ID and password, through the online banking service. You may use the online banking service card and PIN issued you to perform pay for purchases from merchants who have agreed to accept the following functionscard at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited to your Primary Account. Your Primary Account number and information may be obtained from the POS Request Form. Limitations on Frequency and Amount: * Transfer funds between eligible accounts*You may purchase up to a maximum of $1000.00 worth of goods and services per day. * Make loan payments. * Stop payment requests. * Online xxxx payment. * View check images. * Receive account alerts. * Remote deposit capture. * ACH origination. * Wire transfers*For security purposes, there are limits on the frequency and amount of transfers you may make using this Point of Sale service. Fees and Charges for Online ServiceCharges: * There is no *We do not charge for online banking with usany POS transactions. ATM/North Valley Bank Debit Card Types of Transactions/Transfers: You may use the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited to your Primary Account. You may also use the card to pay for purchases from merchants that accept the POS debit card with a MasterCard symbol. You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs of ours, ATMs within the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account during Automated Teller Machine (ATM) transactions, your Primary Account will be used for your transactions. Your Primary Account number and information may be obtained from the Combined ATM/POS/POS/ Debit Card Request Form. At present you may use your card to (some of these services may not be available at all ATMs): * Deposit funds to your checking account. * Withdraw cash from your checking account. * Deposit funds to your savings account. * Withdraw cash from your savings account. * Transfer funds between your checking and savings accounts. * Obtain balance information on your deposit accounts. Limitations on Frequency and Amount: * You may withdraw up to a maximum of $300.00 505.00 (if there are sufficient funds in your account) per day. * For security purposes, there are limits on the frequency and amount of transfers you may make using ATMs and this Point of Sale service. * You may purchase up to a maximum of $1505.00 worth of goods and services per day, inclusive of ATM withdrawals. Fees and Charges: * We do not There is no charge for ATM transactions withdrawals at the present timemachines owned by us. * There is a $2.00 charge for each ATM withdrawal at machines we do not own. * There is no charge for ATM deposits at machines owned by us. * There is a Replacement Card Fee of $8.00 5.00 per card. * Transaction fee of $0.50 per financial transaction We do not charge for more than 75 financial any POS transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

Types of Transactions. You may access certain account(s) you maintain with us by computer, using your assigned user Access ID and passwordPassword, through the online banking service. You may use the online banking service to perform the following functions: * Transfer funds between eligible accounts. * Obtain balance information on eligible accounts. * Review transactions on eligible accounts. * Make loan paymentspayments from eligible checking or savings accounts (or similar). * Stop payment requestsAdvance funds from credit line. * Online xxxx bill payment. * View check imagesObtain copy of statement. * Receive account alertsAllow export of transaction history to personal finance manager. * Remote deposit capture. * ACH origination. * Wire transfers. Popmoney (Person To Person Payments) Fees and Charges for Online Service: * There is no charge for online banking with usonline. ATM/Debit Card Terms and Conditions of BankVista's Bill Payment Service are disclosed when requesting to enroll in the usage of the service. The Popmoneyr Service Fees will be disclosed in the user interface for, or elsewhere within, the Service or Site. BankVista ATM CARD Types of Transactions/Transfers: You may use the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited to your Primary Account. You may also use the card to pay for purchases from merchants that accept the POS debit card with a MasterCard symbol. You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs of ours, ATMs within the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account during Automated Teller Machine (ATM) transactions, your Primary Account will be used for your transactions. Your Primary Account number and information may be obtained from the Combined ATM/POS/Debit Card ATM Request Form. At present you may use your card to (some of these services may not be available at all ATMs): * Deposit funds to your checking account. * Withdraw cash from your checking account. * Deposit funds to your savings account. * Withdraw cash from your savings account. * Transfer funds between your checking and savings accounts. * Obtain balance information on your deposit accounts. Limitations on Frequency and Amount: * You may withdraw up to a maximum of $300.00 500.00 (if there are sufficient funds in your account) per day. * For security purposes, there are limits on the frequency and amount of transfers you may make using ATMs. Fees and ChargesCharges for ATM Transactions: * We do not There is no charge for ATM transactions withdrawals at the present timemachines owned by us. * There is a $1.50 charge for each ATM withdrawal at machines we do not own. * There is no charge for ATM deposits at machines owned by us. * There is a Replacement Card Fee of $8.00 10.00 per card. * Transaction fee of $0.50 per financial transaction for more than 75 financial transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

Types of Transactions. You may access certain account(s) you maintain with us by computer, using your assigned user ID and password, through the online banking service. You may use the online banking service card and PIN issued you to perform pay for purchases from merchants who have agreed to accept the following functionscard at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited to your Primary Account. Your Primary Account number and information may be obtained from the POS Request Form. Limitations on Frequency and Amount: * Transfer funds between eligible accountsYou may purchase up to a maximum of $2000.00 worth of goods and services per day, exclusive of ATM withdrawals. * Make loan payments. * Stop payment requests. * Online xxxx payment. * View check images. * Receive account alerts. * Remote deposit capture. * ACH origination. * Wire transfersFor security purposes, there are limits on the frequency and amount of transfers you may make using this Point of Sale service. Fees and Charges for Online ServiceCharges: * There is no We do not charge for online banking with usany POS transactions. ATM/Debit Card POS Services Types of Transactions/Transfers: You may use the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited to your Primary Account. You may also use the card to pay for purchases from merchants that accept the POS debit card with a MasterCard symbol. You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs of ours, ATMs within the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account during Automated Teller Machine (ATM) transactions, your Primary Account will be used for your transactions. Your Primary Account number and information may be obtained from the Combined ATM/POS/Debit Card POS Request Form. At present you may use your card to (some of these services may not be available at all ATMs): * Withdraw cash from your checking account. * Withdraw cash from your savings account. * Transfer funds between your checking and savings accounts. * Obtain balance information on your deposit accounts. Limitations on Frequency and Amount: * You may withdraw up to a maximum of $300.00 (if there are sufficient funds in Make loan payments from your account) per day. Fees and Charges: * We do not charge for ATM transactions at the present time. * There is a Replacement Card Fee of $8.00 per card. * Transaction fee of $0.50 per financial transaction for more than 75 financial transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer)deposit accounts.

Types of Transactions. Below are the types of transactions your Card will accommodate. ATM Transfers You may access certain account(s) you maintain with us your account by computer, ATM using your assigned user ID Card and passwordPIN to: • Get cash withdrawals from your linked checking or savings account (Accounts must be “Commercial Accounts” and must be linked to your card by the Bank, through the online banking service. You at your request, following current Bank policies) • Withdraw up to $400.00 per day (employers may use the online banking service choose to perform the following functions: * limit employee ATM withdrawal amounts to less than this amount) • Transfer funds between eligible accounts. * Make loan payments. * Stop payment requests. * Online xxxx payment. * View check images. * Receive account alerts. * Remote deposit capture. * ACH origination. * Wire transfers. Fees linked accounts (Accounts must be “Commercial Accounts” and Charges for Online Service: * There is no charge for online banking with us. ATM/Debit Card Types of Transactions/Transfers: You may use the card and PIN issued you must be linked to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as by the Bank, at your request, following current Bank may designate from time policies) • Get information about the account balance of your accounts **Please note, Resource Bank charges $1.50 (per transaction) to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited to your Primary Account. You may also use the card to pay for purchases from merchants that accept the POS debit card with a MasterCard symbol. You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs within the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account during Automated Teller Machine (ATM) transactions, your Primary Account will be used for your transactions. Your Primary Account number and information may be obtained from the Combined ATM/POS/Debit Card Request Form. At present you may use your card to at a foreign ATM, where any ATM other than Resource Bank’s ATMs are considered foreign. This fee is separate from any usage fees charged by the Bank owning the foreign ATM. The only exception is if the transaction was made using an ATM on the SWITCH network (some Intercept Surcharge Free Network). These ATMS can be located by using the ATM locator tool on the Resource Bank website. Some of these services may not be available at all ATMs): * Withdraw cash from terminals. For security reasons, there are other limits on the number of transfers you can make by ATM. Point-of-Sale Transactions You may access your checking accountaccount with your Card to purchase goods (in person or by telephone), pay for services (in person or by telephone), get cash back from a merchant, if the merchant permits, or from a participating financial institution, and do anything that you can do with a credit card (that a participating merchant will accept with a credit card). * Withdraw cash from Using your savings account. * Transfer funds between your checking and savings accounts. * Obtain balance information on your deposit accounts. Limitations on Frequency and AmountCard: * • You may withdraw up to a maximum of not exceed $300.00 (if there are sufficient funds 1,200.00 in your account) transactions per day. Fees and Charges: * We day • Dollar limitations will be disclosed in writing at Card issuance FEES While we do not currently have monthly or annual fees, the Bank reserves the right to assess them in the future, with proper notification to the cardholder. We do, however, charge for ATM transactions at the present time. * There is a Replacement Card Fee of $8.00 per 5.00 fee to replace a card. * Transaction fee of $0.50 per financial transaction for more than 75 financial transactions. ATM Fees. When you use an ATM not owned by us, you may be charged a fee by the ATM operator (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

Types of Transactions. You may access certain account(s) At the present time, you maintain with us by computer, using your assigned user ID and password, through the online banking service. You may use the online banking service service, not including mobile banking services, to access your accounts and perform the following functions: * Transfer funds between eligible accounts. * Make • Accept pre-approved loans • Aggregate your accounts at other financial institutions • Apply for a loan payments. * Stop payment requests. * Online xxxx payment. * View check images. * Receive account alerts. * Remote deposit capture. * ACH origination. * Wire transfers. Fees and Charges for Online Service: * There is no charge for online banking with us. • Block/unblock your ATM/Debit Card Types of Transactions/Transfers: You may use the , debit or credit card and PIN issued you place additional transaction limits • Communicate with the credit union using the secured eMail feature • Conduct other transactions permitted by the credit union • Download your account information to pay for purchases from merchants who have agreed financial management software programs, if applicable • Initiate electronic bill payments to accept the card at Point of Sale (POS) terminals within the networks identified on your card business and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted individual payees • Request a withdrawal by check from your Primary Account. Point of Sale (POS) transactions involving a refund will be credited checking, savings, or loan account mailed to your Primary Account. You may also use the card primary account holder at the address on our records • Request stop payments • Request to pay for purchases from merchants that accept the POS debit card with a MasterCard symbol. You may use the automated teller machine (ATM) card skip eligible loan payments • Review account balance and personal identification number (PIN) issued to you to initiate transactions at ATMs within the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account during Automated Teller Machine (ATM) transactions, your Primary Account will be used transaction history for your transactions. Your Primary Account number accounts • Submit travel notifications for debit and information may be obtained from the Combined ATM/POS/Debit Card Request Form. At present you may use your credit card to (some of these services may not be available at all ATMs): * Withdraw cash from your checking account. * Withdraw cash from your savings account. * transactions • Transfer funds between your checking checking, savings and savings accounts. * Obtain balance information on loan accounts • Transfer funds between your deposit accounts. Limitations on Frequency credit union accounts and Amount: * You may withdraw up your account(s) at other financial institutions • Transfer funds to a maximum accounts of $300.00 (if there are sufficient other members you authorize from your accounts • Transfer funds in to other persons using our person-to-person service • View and print electronic statements and notices • View and redeem Visa Reward points • View your account) per day. Fees and Charges: * We do not charge credit score However, for ATM transactions at the present time. * There is a Replacement Card Fee of $8.00 per card. * Transaction fee of $0.50 per financial transaction for more than 75 financial transactions. ATM Fees. When you use an ATM not owned by usmobile banking service, you understand and agree that you may be charged use the mobile banking service to access your accounts and perform the following functions: • Accept pre-approved loans • Aggregate your accounts at other financial institutions • Apply for a fee loan • Block/unblock your ATM, debit or credit card and place additional transaction limits • Communicate with the credit union using the secured eMail feature • Conduct other transactions permitted by the ATM operator credit union • Initiate electronic bill payments to business and individual payees • Remotely deposit paper checks • Request stop payments • Review account balance and transaction history for your accounts • Submit travel notifications for debit and credit card transactions • Transfer funds between your checking, savings and loan accounts • Transfer funds between your credit union accounts and your account(s) at other financial institutions • Transfer funds to accounts of other members you authorize from your accounts • Transfer funds to other persons using our person-to-person service • View and print electronic statements and notices • View and redeem Visa Reward points • View your credit score With regard to all Services provided under this Agreement, your accounts, as well as any Access Device or transaction method (including ACH and electronic check transactions) may not be used for any illegal activity or transaction. You understand that you may not utilize your account or any Access Device or transaction method for the purchase of any goods or services on the Internet that involve online gambling of any sort. Prohibited activity and transactions include, but may not be charged limited to, any quasi-cash or online gambling transaction, electronic commerce gambling transaction conducted over an open network, and any betting transaction including the purchase of lottery tickets or casino gaming chips or off-track betting or wagering. We may deny authorization of any transactions identified as gambling. However, in the event that a fee transaction described in this paragraph is approved and processed, you will still be responsible for such charges. Transactions involving your savings and checking accounts will be subject to the terms of your Account Agreement and transactions involving a balance inquiry even if you do not complete a fund transfer)line of credit account will be subject to your loan agreement and disclosures, as applicable.

Types of Transactions. You may access certain account(s) you maintain with us by computer, via PC or Mobile Device using your assigned user ID and password, through the credentials to access our online banking serviceplatform. You may use the online banking service to perform the following functions: * • Transfer funds between eligible accounts. * • Obtain balance information on eligible accounts. • Review transactions on eligible accounts. • Make loan payments. * Stop • Advance funds from credit line. • Online bill payment requests(if registered) • E-Statements (if registered) • Request to open a new account • Allow export of transaction history to personal finance software. * Online xxxx Bill Pay. We will process bill payment transfer requests only to those creditors the Financial Institution has designated in the User Instructions and such creditors as you authorize and for whom the Financial Institution has the proper vendor code number. We will not process any bill payment transfer if the required transaction information is incomplete. We will withdraw the designated funds from your checking account for bill payment transfer by the designated cutoff time on the date you schedule for payment. * View check imagesWe will process your bill payment transfer within a designated number of days before the date you schedule for payment. * Receive account alerts. * Remote deposit capture. * ACH origination. * Wire transfers. Fees and Charges You must allow sufficient time for Online Service: * There is no charge for online banking with vendors to process your payment after they receive a transfer from us. ATM/Debit Card Types of Transactions/Transfers: You may use Please leave as much time as though you were sending your payment by mail. We cannot guarantee the card and PIN issued you to pay for purchases from merchants who have agreed to accept the card at Point of Sale (POS) terminals within the networks identified on your card and such other terminals as the Bank may designate from time to time. Point of Sale (POS) transactions will be deducted from your Primary Account. Point of Sale (POS) transactions involving a refund that any payment will be credited to your Primary Accountaccount by the vendor. You The following limitations on Online Bill Pay transactions may also use apply: • There is no limit on the card to pay for purchases from merchants that accept the POS debit card with a MasterCard symbolnumber of bill payments per day. Automatic Teller Machine ATM Service Type of Transfers: You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs within of ours, ATM’s withing the networks identified on your card and such other facilities as we may designate from time to time. Unless you specify a different account (if eligible) during Automated Teller Machine (ATM) ATM transactions, your Primary Account will be used for your transactions. Your Primary Account number and information may be obtained from the Combined ATM/POS/Debit Card Request Form. At present Based on terminal availability you may use your card to (some of these services may not be available at all ATMs): * Withdraw cash to: • Deposit/withdraw funds from your checking account. * Withdraw cash • Deposit/withdraw funds from your savings account. * Transfer funds between your checking and savings accounts. * • Obtain balance information on your deposit available accounts. • Transfer funds between available accounts. Limitations on Frequency and Amount: * . • You may make 10 withdrawals from ATMs per day. • You may withdraw up to a maximum of $300.00 1,000 (if there are sufficient funds in your account) per day. • You may withdraw a maximum of $1,000 (if there are sufficient funds in your account) per day when the system is offline. • For security purposes, there are limits on the frequency and number of transfers you may make using ATM’s. • You may transfer up to the available balance in your accounts at the time of the transfer. Fees and Charges: * We do not charge charges for ATM transactions • There is no charge for withdrawal at the present timemachines owned by us. * • There is a Replacement Card Fee of $8.00 per card3.00 charge for transaction conducted at a machine not owned by us. * Transaction • There is a replacement card fee of $0.50 per financial transaction for more than 75 financial transactions. 5.00 ATM Fees. Fees • When you use an ATM not owned by us, you may also be charged a fee by the ATM operator (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer)operator.