Access Checks. You may not issue a postdated access check on your Account. If you do, we may, at our discretion, either honor it upon presentment to us for payment, or return it unpaid to the person that presented it to us for payment, without waiting for the date shown on the access check. We are not liable to you for any loss or expense as a result of either action. If you want us to stop payment on an access check, telephone us at the customer service number located on the front of your monthly statement or write to us at the address for Billing Inquiries and Correspondence located on the front of your monthly statement. Give us the access check number, dollar amount and payee exactly as they appear on the access check. We will not be liable to you if we cannot complete the stop payment request.
Access Checks. How You May Stop Payments on an Access Check You may request a stop payment on an access check by providing us with the access check number, dollar amount, and payee exactly as they appear on the access check. Oral and written stop payment requests on an access check are permanent from the day that we place the stop payment. You need to provide us with no less than 3 business day advanced notice for us to stop payment on an access check. You May Not Postdate an Access Check You may not issue a postdated access check on your Account. If you do postdate an access check, we may elect to honor it upon presentment or return it unpaid to the person that presented it to us for payment, without in either case waiting for the date shown on the access check. We are not liable to you for any loss or expense arising out of the action we elect to take.
Access Checks. You agree We will not issue nor honor checks or drafts to access the Account, and You agree You will not create checks or drafts or cash advance requests for this Account.
Access Checks. We may provide you with access checks in connection with your Visa Account, which may also be referred to as convenience check or a purchase check (“Access Checks”).
Access Checks. If we approve, you may obtain advances under your Account by writing preprinted Credit Access checks (“Access Checks”) that we supply to you. Your use of loan checks will be shown as cash advances on your monthly statement. We may not honor your loan check if: your check is post-dated; payment of the check would exceed your Credit Limit; a check is signed by persons without authorized access; your Account has been terminated or suspended, or any checks have been reported lost or stolen. You may stop payment on a loan check if you provide the Credit Union with the exact information describing the check. If you give us incorrect information, we will not be responsible for failing to stop payment. You understand there may be a charge for each stop payment order requested. Our liability for a wrongful dishonor is limited to your actual charges; however, a check dishonor for the reasons stated above is not a wrongful dishonor. Only the person whose name is printed on an Access Check may sign it. All Access Checks must be written in U.S. dollars. We will not certify an Access Check. You may write these checks for up to $0 per day providing your total outstanding balance does not exceed your available credit limit and your credit card remains in good standing. We are entitled to return a check unpaid if there is not enough available credit on your account to pay it, if you are in default under this Agreement, if your card or Access Checks have been reported lost or stolen, or if the Access Check is post-dated. An Access Check may not be used to make a payment on your Account. We will have no liability for any Access Check returned in excess of your credit line.
Access Checks. We may offer You the ability to access Your account with access checks. If We do, any use of an access check will be considered a cash advance. If You have a need to stop payment on an access check, You must provide Us with the access check number, dollar amount, and payee exactly as they appear on the access check. If You tell Us orally, We may require You to put Your request in writing. Any stop payments will be governed by the terms for stop payments presented in Our Master Account Agreement as if the item were a share draft/check written from a share draft account. You may not post date an access check. If You do postdate an access check, We may elect to honor it upon presentment or return it unpaid to the person that presented it to Us for payment, without in either case waiting for the date shown on the access check. We are not liable to You for any loss or expense incurred by You arising out of the action We elect to take.
