Access Checks Sample Clauses
Access Checks. You may not issue a postdated access check on your Account. If you do, we may, at our discretion, either honor it upon presentment to us for payment, or return it unpaid to the person that presented it to us for payment, without waiting for the date shown on the access check. We are not liable to you for any loss or expense as a result of either action. If you want us to stop payment on an access check, telephone us at the customer service number located on the front of your monthly statement or write to us at the address for Billing Inquiries and Correspondence located on the front of your monthly statement. Give us the access check number, dollar amount and payee exactly as they appear on the access check. We will not be liable to you if we cannot complete the stop payment request.
Access Checks. How You May Stop Payments on an Access Check You May Not Postdate an Access Check
Access Checks. We may provide you with access checks in connection with your Visa Account, which may also be referred to as convenience check or a purchase check (“Access Checks”).
a. Use of Access Checks will be considered and treated as a Cash Advance on your Visa Account.
b. You may use your Access Checks to purchase goods and services or to obtain cash up to the amount of your Credit Limit. You may not use Access Checks to pay any amount you owe on your Visa Account or any other amount you owe DCU or any of its affiliated companies.
c. Access Checks may be used only by the person(s) whose name(s) is printed on the checks. Each Access Check must be in the form issued to you.
d. We reserve the right to refuse to pay an Access Check drawn on your Visa Account for any reason, including, but not limited to, (i) your Visa Account is past due, in default, charged off, suspended, closed, or terminated; (ii) we suspect fraud; (iii) your Visa Account is over your Credit Limit; or (iv) the Access Check has expired, is damaged, or cannot otherwise be processed. Such refusal shall not constitute wrongful dishonor. If an Access Check is refused or returned, DCU may charge you a fee in the amount reflected on DCU’s Schedule of Fees and Service Charges for returned payments.
e. Use of an Access Check is not the same as using your Card. When you use an Access Check, you will have fewer rights to dispute merchant transactions than with uses of your Card. Please see the “Your Billing Rights” section of this Agreement and/or on your Statement for more information.
f. Your Statement will contain an itemization of the Access Checks posted to your Visa Account during that billing cycle. Access Checks paid by us will not be returned to you with your Statement.
g. Access Checks are the property of DCU, and we reserve the right to revoke them at any time. You agree to return any and all Access Checks associated with your Visa Account upon our request.
Access Checks. If we approve, you may obtain advances under your Account by writing preprinted Credit Access checks (“Access Checks”) that we supply to you. Your use of loan checks will be shown as cash advances on your monthly statement. We may not honor your loan check if: your check is post-dated; payment of the check would exceed your Credit Limit; a check is signed by persons without authorized access; your Account has been terminated or suspended, or any checks have been reported lost or stolen. You may stop payment on a loan check if you provide the Credit Union with the exact information describing the check. If you give us incorrect information, we will not be responsible for failing to stop payment. You understand
Access Checks. You agree We will not issue nor honor checks or drafts to access the Account, and You agree You will not create checks or drafts or cash advance requests for this Account.
Access Checks. Drivers may request that the Employer perform an Access Check at a particular location to ensure that a safe method of access is available. The Access Check will be completed within fourteen (14) days of the request and completed in the largest vehicle expected. If a driver indicates that they are concerned about the safety of accessing a location, the driver shall not be required to enter the location and given an alternative from dispatch until the Employer has completed the Access Check and informed the driver(s) of the results.
Access Checks. We may offer You the ability to access Your account with access checks. If We do, any use of an access check will be considered a cash advance. If You have a need to stop payment on an access check, You must provide Us with the access check number, dollar amount, and payee exactly as they appear on the access check. If You tell Us orally, We may require You to put Your request in writing. Any stop payments will be governed by the terms for stop payments presented in Our Master Account Agreement as if the item were a share draft/check written from a share draft account. You may not post date an access check. If You do postdate an access check, We may elect to honor it upon presentment or return it unpaid to the person that presented it to Us for payment, without in either case waiting for the date shown on the access check. We are not liable to You for any loss or expense incurred by You arising out of the action We elect to take.