OVERSEAS TRANSACTION. 5.1 Cardmember may use the Card outside of Malaysia with the authorized merchants and at ATMs.
OVERSEAS TRANSACTION. Card transactions effected in currencies other than Ringgit Malaysia will be converted into Ringgit Malaysia on the date it is processed by Visa International and/or MasterCard International at the foreign exchange rate determined by Visa International and/or MasterCard International. The following additional fees will be charged on the conversion: