Common use of Optical Benefit Clause in Contracts

Optical Benefit. Routine optical care (Plan A only) This benefit provides for the fees charged for corrective spectacle lenses, contact lenses and associated spectacle frames prescribed by the ophthalmologist or optometrist up to the limit shown for your plan. This benefit also pays for the eye examinations carried out by an ophthalmologist or optometrist. This benefit does not pay for tinted/ reactive lenses, sunglasses, non-corrective contact lenses, lasik/laser eye surgery and/or similar, whether prescribed or not. International Emergency Medical Assistance (‘IEMA’) Please refer to Section 3.3 for more details on International Emergency Medical Assistance. New born cover - acute medical condition This benefit pays for the treatment of acute medical condition, provided there is no underlying congenital condition developed in a new born baby including nursing of pre-mature baby (i.e. where birth is prior to thirty-seven (37) weeks gestation) in Neonatal Intensive Care Unit (NICU). The common acute medical conditions for new born babies include neonatal jaundice, colic, diarrhea, constipation, vomiting and ear infection. This benefit is only available if: (a) the parent of the new born baby has been covered under InternationalExclusive for three hundred sixty-five (365) consecutive days or more when the baby is born; and (b) the new born baby is added into the insured parent’s policy within thirty (30) days from birth; and (c) both parent and baby have been continuously covered under the policy and the policy is in force when the treatment is received. This benefit is paid from the insured baby’s plan. This benefit covers treatment received by a new born baby during the first thirty (30) days after birth. After thirty (30) days, treatment can be covered under the main benefits of the insured baby’s plan. Please see Section 1.5 - ‘Persons eligible’ for details on eligibility.

Optical Benefit. Routine optical care (Plan A only) This benefit provides for the fees charged for corrective spectacle lenses, contact lenses and associated spectacle frames prescribed by the ophthalmologist or optometrist up to the limit shown for your plan. This benefit also pays for the eye examinations carried out by an ophthalmologist or optometrist. This benefit does not pay for tinted/ reactive lenses, sunglasses, non-corrective contact lenses, lasik/laser eye surgery and/or similar, whether prescribed or not. International Emergency Medical Assistance (‘IEMA’) Please refer to Section 3.3 for more details on International Emergency Medical Assistance. New born cover - acute medical condition This benefit pays for the treatment of acute medical condition, provided there is no underlying congenital condition developed in a new born baby including nursing of pre-mature baby (i.e. where birth is prior to thirty-seven (37) weeks gestation) in Neonatal Intensive Care Unit (NICU). The common acute medical conditions for new born babies include neonatal jaundice, colic, diarrhea, constipation, vomiting and ear infection. This benefit is only available if: (a) the parent of the new born baby has been covered under InternationalExclusive International Exclusive for three hundred sixty-five (365) consecutive days or more when the baby is born; and (b) the new born baby is added into the insured parent’s policy within thirty (30) days from birth; and (c) both parent and baby have been continuously covered under the policy and the policy is in force when the treatment is received. This benefit is paid from the insured baby’s plan. This benefit covers treatment received by a new born baby during the first thirty (30) days after birth. After thirty (30) days, treatment can be covered under the main benefits of the insured baby’s plan. Please see Section 1.5 - ‘Persons eligible’ for details on eligibility.